JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Desperate young woman sit on sofa at home calculates expenses feeling stressed about bank loan payments, lack of money, financial problems, thinking of unpaid taxes, bankruptcy, overdue bills concept
Debt Resolution

Nov 2, 2026

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24 min

Financial Hardship Programs: What They Are and How to Get Help

Debt collection concept with gavel, calculator and money, symbolizing financial struggle
Debt Resolution

Nov 2, 2026

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21 min

Being Sued by a Debt Collector: What to Expect and How to Respond

Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Pink piggy bank in a lifebelt floating on a clear water in blue sky. Illustration of the concept of financial crisis, recession and banking panics
Personal Loans

Jun 8, 2026

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15 min

Emergency Loans for Bad Credit: Fast Options and Tradeoffs

Need money fast with bad credit? Learn how emergency loans work, how fast funding can happen, what options to compare, and what to watch for before borrowing....
Close up of a Bankruptcy form, calculator and pen on desk. Personal injury claim form
Debt Resolution

Jun 5, 2026

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18 min

How to Get Out of Debt Without Filing for Bankruptcy

Before you take a step that will follow your credit report for up to a decade, it's worth understanding all available options....
Symbolic image of stacked coins facing wooden chess pawns on a chessboard. Concept of economic power, financial strategy, workforce value, money
Personal Loans

Jun 5, 2026

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17 min

Installment Loans vs. Revolving Credit 

Installment loans and revolving credit serve fundamentally different purposes, and carry different costs....
What happens to your structured settlement when you die?
Structured Settlement

Jun 2, 2026

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15 min

What Happens to Your Structured Settlement When You Die?

Your structured settlement does not simply disappear when you die — but what happens to it depends on decisions you make right now....
Divorce and financial concepts on game board
Debt Resolution

Jun 2, 2026

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17 min

How to Get out of Debt After Divorce

Piggy bank in emergency raft
Debt Resolution

Jun 2, 2026

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14 min

Emergency Debt Relief Programs: What They Are, How They Work, and When to Act

Let’s explore the intricacies of emergency debt relief programs, their eligibility criteria, and the various ways they can help people regain financial stability....
Digital BNPL Payment Notification, Installment Paid Message on Smartphone and Laptop
Debt Resolution

May 27, 2026

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13 min

Drowning in Buy Now, Pay Later Debt? A Recovery Plan for Klarna, Affirm, and Afterpay Users

Buy Now, Pay Later (BNPL) debt is recoverable — but only if you stop accumulating it first and act strategically based on where you stand today....
a house made from $100 bills
Home Equity

May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Learn what Home Equity Agreements (HEAs) are, how they function, their advantages, and potential drawbacks....
Cybersecurity, private access with username and password to personal data
Personal Loans

May 18, 2026

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15 min

Why Is a Lender Asking to Connect to My Bank Account?

Some online lenders ask you to connect your bank account before final approval. Learn why they do it, how it may help borrowers with imperfect credit, what lenders may review, and how to stay safe....
Average time it takes to pay off different loan types
Financial Education

May 18, 2026

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13 min

The Average Debt Timeline in the U.S.

A survey of 1,376 U.S. adults reveals how long it takes to pay off debt, including mortgage payoff time, credit card repayment, student loan timelines, and how interest adds time....
Ladders and coins. Life contingent structured settlement concept
Structured Settlement

May 11, 2026

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18 min

Selling Life Contingent Structured Settlement Payments

Life contingent payments carry unique risks that require specialized underwriting and expertise. See how JG Wentworth can help!...
woman using debt validation letter
Debt Resolution

May 11, 2026

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15 min

What is a Debt Validation Letter?

Understanding what a debt verification letter is can be the difference between paying a legitimate debt and paying one that is wrong....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?