The full range of available rates varies by state. Personal loans are only available in Utah and California at this time. Personal loans to Utah residents are available through JGW Lending, LLC (NMLS ID #2365173). Personal loans to California residents are available through JGW Debt Settlement, LLC (NMLS ID #1925575) All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history. Loans are not available to residents of all states. Minimum loan amounts vary due to state specific legal restrictions. Loan amounts generally range from $5,000 to $25,000 (including the origination fee deducted from the loan proceeds) and are offered based on underwriting conditions and loan purpose. Annual Percentage Rate (APR) ranges from 7.99% to 35.99% and include applicable origination fees. Repayment periods range from 24 to 60 months.
For example, if you receive a $10,000 loan with a 36-month term at 18.00% interest rate, your payment will be $361.52 at 21.74% APR. You will be charged a one-time origination fee of $500, and your net proceeds of $9,500 could be allocated to payoff your debts first. Over the life of the loan, your payments would total to $13,014.86.
The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.
Business hours are Monday - Friday 9a - 9p ET
JGW Lending, LLC and JGW Debt Settlement, LLC are located at 1200 Morris Drive, Chesterbrook PA 19087