Loan Options For You

Keep it simple – consolidate your debt
with a personal loan.

Prequalification will not impact credit score

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Find your best loan option

Loan proceeds will directly pay off your debt and any remaining balance goes directly into an account you designate.

1

Check your rates with no impact to your credit score

2

Choose the offer that works best for you

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Easily upload documents online

Featured Loan Options Articles

Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
a stack of made up credit cards with a bill showing amount due
Debt Resolution

Sep 21, 2026

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19 min

How to Stop Interest From Growing on Your Credit Card Debt

Credit card interest compounds daily, so waiting costs you. Compare balance transfers, consolidation, rate negotiation and settlement to stop the growth....
Real estate agent discuss about the terms of the home purchase agreement and asked the customer to sign the documents to make the contract legally, Home sales, lease, mortgage and home insurance.
Home Equity

Sep 16, 2026

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21 min

Who Is a Home Equity Agreement Right For?

Wondering if a home equity agreement is right for you? See who qualifies, who should not apply, and how an HEA compares to a HELOC or home loan....
JGW Debt Settlement, LLC d/b/a JG Wentworth (“JG Wentworth”) has partnered with MoneyLion to provide this loan referral service. JG Wentworth is not a lender and cannot ultimately decide whether or not you are approved for a loan. JG Wentworth does not determine or influence the amount of money you may receive from using this referral services. JG Wentworth and MoneyLion receive compensation for their services. This compensation may influence the selection, appearance, and order of appearance of the offers. JGW Debt Settlement, LLC NMLS ID #1925575 Consumer Access – Company (nmlsconsumeraccess.org)

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?