Loan Options For You

Keep it simple – consolidate your debt
with a personal loan.

Prequalification will not impact credit score

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Find your best loan option

Loan proceeds will directly pay off your debt and any remaining balance goes directly into an account you designate.

1

Check your rates with no impact to your credit score

2

Choose the offer that works best for you

3

Easily upload documents online

Featured Loan Options Articles

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Debt Resolution

Aug 27, 2026

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The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

The 11-word phrase can stop collector calls under the FDCPA. Learn how to use it in writing, your rights, and how to negotiate the debt behind the calls....
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Debt Resolution

Aug 24, 2026

22 min

How to Get a Credit Card Lawsuit Dismissed (Step by Step)

Being sued over a credit card? Learn how to answer the summons, the affirmative defenses that get cases dismissed, and what to do after you are served....
Frustrated concerned young couple calculating overspend budget, doing paperwork job at laptop, talking about financial problems, insurance, mortgage, fees, loan conditions, bankruptcy, economic inflation
Debt Resolution

Aug 19, 2026

12 min

What Is Debt Negotiation, And How Does It Work?

Debt negotiation is exactly what it sounds like: asking a creditor to accept less than what you owe. See how it works:...
Debt consolidation loan form on a wooden table.
Debt Resolution

Aug 19, 2026

14 min

Is Debt Consolidation a Good Idea?

Whether consolidation helps or hurts comes down to math and behavior, not marketing. See if debt consolidation is right for you....
JGW Debt Settlement, LLC d/b/a JG Wentworth (“JG Wentworth”) has partnered with MoneyLion to provide this loan referral service. JG Wentworth is not a lender and cannot ultimately decide whether or not you are approved for a loan. JG Wentworth does not determine or influence the amount of money you may receive from using this referral services. JG Wentworth and MoneyLion receive compensation for their services. This compensation may influence the selection, appearance, and order of appearance of the offers. JGW Debt Settlement, LLC NMLS ID #1925575 Consumer Access – Company (nmlsconsumeraccess.org)
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The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?