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Explore JG Wentworth’s Blog

Follow the latest market-moving news and the companies that are making it happen.

Jan 15, 2025

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5 min

Why Creditors Prefer Low Debt Ratios

Let’s explore why lenders prioritize low debt ratios for consumer lending and what this means for borrowers like yourself…...

Debt Resolution, Financial Education

Jan 15, 2025

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5 min

What is Credit Utilization?

Let’s break down everything you need to know about credit utilization, from its basic definition to advanced strategies for optimization…...

Debt Resolution

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March 20, 2024

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5 min

Can I Still Use My Credit Card after Debt Consolidation?

Debt Resolution

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March 15, 2024

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11 min

A Guide to Debt Re-Aging

Debt Resolution

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November 6, 2023

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8 min

How to Get a Debt Lawsuit Dismissed

Structured Settlement

Structured Settlement

Jul 2, 2024

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7 min

5 Future-Minded Ways to Use Your Structured Settlement Payments

If you have a structured settlement and are receiving regular payments, you may wonder what the smartest way to use your funding is. When you’re given a large amount of money, you might be tempted...

Structured Settlement

Jun 18, 2024

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2 min

Types of Structured Settlements

Learn about the various types of structured settlements and how JG Wentworth can help you sell your structured settlement payments for a lump sum. Learn about your options and get the financial freedom you need...

Structured Settlement

Mar 26, 2024

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5 min

Are Insurance Settlements Taxable?

Learn about the tax implications of insurance settlements, including which types are taxable or tax-free. Understand how settlements for physical injuries, lost wages, and property damage are treated under tax laws....

Structured Settlement

Aug 14, 2023

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9 min

How to Negotiate a Cash Settlement With an Insurance Company

Learn how to effectively negotiate a cash settlement with your insurance company. Discover expert tips, strategies, and step-by-step guidance to maximize your settlement and ensure you receive the compensation you deserve....

Debt Resolution

Debt Resolution

Jan 15, 2025

•

5 min

Why Creditors Prefer Low Debt Ratios

Let’s explore why lenders prioritize low debt ratios for consumer lending and what this means for borrowers like yourself…...

Debt Resolution, Financial Education

Jan 15, 2025

•

5 min

What is Credit Utilization?

Let’s break down everything you need to know about credit utilization, from its basic definition to advanced strategies for optimization…...

Debt Resolution, Financial Education

Jan 3, 2025

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5 min

HELOCs for Debt Consolidation: A Smart Move?

Homeowners with significant equity often turn to Home Equity Lines of Credit (HELOCs) as a potential option for debt consolidation. But is this strategy truly a smart move? Let’s explore the pros, cons, and critical...

Debt Resolution

Jan 2, 2025

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6 min

What are Debt Collection Communications?

If you’re dealing with debt collectors, it’s crucial to understand the nature, regulations, and implications of these various debt collection communications…...

Personal Loans

Personal Loans

Oct 9, 2024

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6 min

Secured vs Unsecured Loans

When it comes to borrowing money, lenders offer two primary types of loans: secured and unsecured. While both provide access to funds, they differ significantly in terms of risk, collateral requirements, interest rates, borrowing limits,...

Debt Resolution, Personal Loans

Oct 4, 2024

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8 min

Should You Get a Personal Loan to Pay Off Debt?

Learn the pros and cons of using a personal loan to pay off debt, including when it's beneficial, how to consolidate, and tips for choosing the right loan....

Personal Loans

Jun 18, 2024

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6 min

What to do if you’re denied a debt consolidation loan

There are some very common reasons why someone won’t qualify for a debt consolidation loan, so if you find yourself in this situation, don’t panic. JG Wentworth offers debt relief services beyond loans that will...

Personal Loans

Jan 31, 2024

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7 min

Can Being a Cosigner Affect Your Debt-to-Income Ratio?

Discover how cosigning a loan affects your debt-to-income ratio. Learn about the financial implications, strategies to mitigate risks, and best practices for managing your financial health as a cosigner....

Annuity Purchasing

Annuity Purchasing

Jul 3, 2024

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5 min

Navigating the Afterlife of Annuities: What Happens When the Annuitant Passes Away?

Annuities are financial instruments designed to provide a steady income stream, often extending through an individual’s retirement years. However, the inevitable question arises: What happens to a person’s annuity when they pass away? Can they...

Annuity Purchasing

Jul 2, 2024

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7 min

Are Annuities a Safe Investment?

If you’re looking for a dependable way to guarantee yourself a regular income over a long span of time, you might be thinking about investing in annuities… but how much do you REALLY know about...

Annuity Purchasing

Jun 18, 2024

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3 min

Selling Your Annuity for Retirement

Everyone cares about their retirement – it’s something people work and plan for their entire lives. And like other potential income sources – such as savings accounts, 401(k)s and Social Security payments, to name just...

Annuity Purchasing

Apr 3, 2024

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5 min

When Should I Start Taking Money Out of My Annuity?

Discover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...

Pre-Settlement

Pre-Settlement

Financial Education, Pre-Settlement

Nov 21, 2024

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4 min

Everything You Should Know About Mold Settlements

Explore the basics of mold lawsuits, factors that influence settlements, and tips for maximizing your claim....

Pre-Settlement

Oct 16, 2024

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6 min

Common Myths About Pre-Settlement Funding

Debunk some of the most common myths about pre-settlement funding, providing a clear understanding of what it is, how it works, and why it can be a valuable option for many....

Pre-Settlement

Oct 11, 2024

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7 min

When Is Pre-Settlement Funding a Good Idea?

Look at scenarios where pre-settlement funding makes sense and when it might be worth considering....

Pre-Settlement

Oct 2, 2024

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7 min

How Pre-Settlement Funding Can Speed Up Legal Decisions

Can pre-settlement funding actually speed up legal decisions? In this article, we explore how this form of financial assistance works....

Financial Education

Financial Education

Debt Resolution, Financial Education

Jan 15, 2025

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5 min

What is Credit Utilization?

Let’s break down everything you need to know about credit utilization, from its basic definition to advanced strategies for optimization…...

Financial Education

Jan 10, 2025

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4 min

Incorporating a Life Settlement into Your Financial Strategy

It's crucial to explore all available avenues that can contribute to a robust financial strategy. One such option, often overlooked, is the life settlement....

Financial Education

Jan 10, 2025

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4 min

Understanding the Best Insurance Policy Types for Life Settlements

Explore the various types of insurance policies that are best suited for life settlements, offering detailed insights to empower policyholders to make well-informed decisions....

Debt Resolution, Financial Education

Jan 3, 2025

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5 min

HELOCs for Debt Consolidation: A Smart Move?

Explore JG Wentworth’s Blog

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Debt Resolution

Personal Loans

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