Our Blog

What are the Legal Risks of Being in Debt?

In many ways, financial stability is a lot like being in good health. It isn’t until we fall out of those categories that we truly appreciate how much simpler life can be without medical or financial challenges.

Health issues often carry complications with them such as daily medicine, strict diets and the stress of monitoring blood pressure, blood sugar levels or any number of other things that many of us never need to think about. Similarly, financial issues like debt lead to plenty of complications that the debt-free world is never faced with – especially when it comes to legal issues.

Learn more
legal dominoes about to fall on man

How To Prepare for a Recession

There are lots of terms and phrases that we hear all our lives without every truly knowing exactly what they mean or how they work. Tax write-off. Algorithm. Supercalifragilisticexpialidocious. However, there’s one word that being discussed an awful lot lately: recession.

Learn more
street sign with recovery and recession

What to Look For in a Severance Agreement

Being let go from a job can come as a shock—and the last thing you want to do when you get that bad news is try to understand a complex contract. So what should you do if you’ve been fired or laid off? If your employer gave you a severance agreement, knowing what to look for can help you minimize the stress of losing your job and looking for a new role.

Learn more
Placeholder image

How to Get Money from a Structured Settlement

If you have a structured settlement, it’s likely that you’ve encountered the frustrating issue of having money that rightfully belongs to you trapped in a future annuity payment. But it’s possible to get a lump sum for your structured settlement payments. If you need money now, not later, then selling might be the best solution for you!

Learn more
Woman making a sassy face points to a fan of cash in her other hand

How to Calculate Your Debt-To-Income Ratio

Your debt-to-income (DTI) ratio is a helpful—but often overlooked—tool for measuring your ability to repay your debts successfully. Knowing your DTI can give you insight as to how long it might take you to repay your debts and whether you can afford to take on more debt.

Read more
a woman sits at a table with a laptop, a calculator, and scattered papers

A Guide to Debt Re-Aging

What does it mean when old debt appears with a newer date on your credit report? This guide covers how debt re-aging could be a good thing sometimes and how it might violate the Fair Credit Reporting Act other times.

Learn more
A woman sits on a couch looking at a piece of paper and making a confused face

Bankruptcy: A Complete Guide

Bankruptcy seems daunting - so why do so many people choose to file each year? Our helpful guide sheds light on what bankruptcy is, how it works, and why someone might choose to pursue it.

Learn more
a pink piggy bank covered in adhesive bandages

A Guide to Combining Your Finances with Your Partner’s

Every couple thinking about cohabitating or getting married needs to have a conversation about finances—and doing a complete survey of your finances together can be a huge deal. Much of the tension in this conversation comes down to how to draw the line between the couple as a solitary unit and the couple as two individuals. If you're considering consolidating your finances with a spouse or cohabitating partner, here are some useful strategies that could help you manage your finances together.

Read more
A couple with thought bubbles around their heads depicting a home, money, a baby, clothes, and an airplane

A Guide to Everything You Want to Know About Credit

Whether you’re just beginning to learn the basics of personal finance or you’ve been managing your money for a while, chances are there's a lot you still have to learn about how credit works. If you’ve ever found yourself scratching your head about anything credit-related, this is the guide for you.

Read more
A man holds a credit card and his phone

How to Cope with Financial Stress

Taking care of your mental health is taking care of your financial health, and vice versa. We've gathered some actionable tips for breaking the seemingly never-ending cycle of financial difficulty and mental health issues.

Read more
Woman at desk looking stressed

What Makes Debt Settlement Worth It?

Debt settlement is a big commitment toward pursuing a healthy financial future - so what are the results that make it worth the effort? We asked real JG Wentworth customers to share some of the major benefits of debt settlement.

Read more
What makes debt settlement worth it?

Selling Your Annuity for Retirement

Everyone cares about their retirement – it’s something people work and plan for their entire lives. And like other potential income sources – such as savings accounts, 401(k)s and Social Security payments, to name just a few – annuities can be an extremely important part of any retirement plan.

Read more
JGW_Annuity worth selling

How Being Single Affects Your Financial Life

If you’re single and financially independent, you’ve probably noticed that our financial system seems to be designed with married couples in mind. Almost inexplicably, there are tons of perks given to people who get married and stay married that single people can’t reap. So where does that leave singles' finances?

Learn more
a person puts a coin into a piggy bank

Financial Goals for Every Decade of Your Life

Becoming financially stable doesn’t happen overnight; rather, it’s an intentional process that takes a lot of time and planning to get on track. Setting goals for yourself and sticking to them is a great way to set yourself up for financial well-being throughout your life, from the start of your career through retirement and beyond.

Learn more
jars labeled house, car, and travel with money in them and a notebook that says goals

4 Shocking Facts About Gen X's Finances

As they near retirement age, many Gen Xers are looking into their financial future and grappling with the potential of unfavorable outcomes in the face of economic and social instability. Here are four interesting facts about the typical Gen Xer that exemplify the unique financial circumstances Americans born between the mid-’60s and mid-’80s face.

Read more
Gen X couple with a laptop reviewing their bills

What Happens to Your Structured Settlement When You Die?

Planning for death can be a difficult conversation to breach, especially when it comes to personal finance. But if you have a structured settlement, it’s in your loved ones' best interest for you to start planning now. We've broken down some of the things you should think about when deciding what will happen to your structured settlement payments when you pass.

Read more
A couple reviewing their finances

Is Debt Relief Right for You?

If you’re overwhelmed by debt, you might be considering debt relief as a way back on track. We've broken down who qualifies for debt relief and some major factors to think about before jumping in.

Read more
Is debt relief right for you?

Using Structured Settlement Payments to Pay for Home Renovations

You spent a lot of time looking at places before you made the decision to buy your home. For you, it might’ve been the best choice, but that doesn’t mean that everything about the property is perfect. Chances are you had ideas on how you could improve your home from the first month you moved in, if not before.

Read more
Placeholder image

How can we help?

Contact JG Wentworth today to find out how we can help you.

By clicking "Submit" you consent to allowing JG Wentworth to contact you as described below.

By submitting this form, I am providing JG Wentworth with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to JG Wentworth’s Privacy Policy and Terms of Use.

JG Wentworth does not provide financial advice and its representatives are not financial advisors. The information on this site is not intended or implied to be a substitute for professional financial advice. All content, including text, graphics, images and information, contained on or available through this website is for general information purposes only.