JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
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Financial Education

Apr 1, 2026

13 min

The true cost of medical emergencies

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Debt Resolution

Mar 31, 2026

0 min

Top 10 Benefits of Having No Credit Card Debt

This article walks through the ten best reasons to pay off your credit cards and how doing so can fundamentally change your financial future....
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Debt Resolution

February 4, 2026

12 min

What is the 11-Word Phrase to Stop Debt Collectors?

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Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

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Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

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Debt Resolution

Mar 27, 2025

6 min

What is the Statute of Limitations on Debt in California?

managing debt in California? Understand the statute of limitations, the implications for debtors and creditors, and important considerations regarding debt collection practices....
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Debt Resolution

Mar 26, 2025

6 min

Do Utility Bills Affect Your Credit Score?

Take a closer look at the connection between utility bills and credit scores....
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Debt Resolution

Mar 26, 2025

7 min

What is Debt Investment?

Take a closer look at how debt investment works, its various forms, and practical applications for regular consumers like yourself....
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Debt Resolution

Mar 26, 2025

7 min

Does Tax Debt Expire?

The short answer is yes—tax debt can expire, but the process is complex and subject to many exceptions and conditions....
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Debt Resolution

Mar 26, 2025

8 min

Leveraging Tax Refunds to Pay Off Debt

Maximize your tax refund with these four strategic tips. Discover smart ways to invest, save, and reduce debt for a better financial future....
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Financial Education

Mar 21, 2025

4 min

The Hidden Costs of Bathroom Remodeling

Explore the less obvious expenses involved in bathroom remodeling, providing insights to help you budget more effectively and avoid surprises....
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Financial Education

Mar 19, 2025

5 min

Do New Cars Have Higher Insurance Premiums?

Learn whether new cars have higher insurance premiums and discover key factors affecting rates including safety features, repair costs, and depreciation. Plus practical strategies to reduce your insurance costs when buying a new vehicle....
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Debt Resolution

Mar 19, 2025

5 min

Can Debt Collectors Take Your Tax Refund?

Private debt collectors generally cannot directly intercept your tax refund. However, there are important exceptions when it comes to government debts and certain other obligations....
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Debt Resolution

Mar 18, 2025

11 min

What Are Debt Instruments?

What exactly are debt instruments, and how can understanding them help you manage your finances more effectively?...
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Debt Resolution

Mar 18, 2025

3 min

Can the Government Forgive My Debt?

Explore the various scenarios where government debt forgiveness is possible and the mechanisms through which it occurs....
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Debt Resolution

Mar 17, 2025

4 min

Does Credit Utilization Matter if You Pay in Full?

Credit utilization remains important even when you pay your balance in full each month. Learn about various factors that influence your credit score....
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Debt Resolution

Mar 17, 2025

4 min

How to Apply for Student Debt Forgiveness

Read about the main forgiveness programs available and walk through the application process for each…...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?