JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Digital BNPL Payment Notification, Installment Paid Message on Smartphone and Laptop
Debt Resolution

May 27, 2026

13 min

Drowning in Buy Now, Pay Later Debt? A Recovery Plan for Klarna, Affirm, and Afterpay Users

Buy Now, Pay Later (BNPL) debt is recoverable — but only if you stop accumulating it first and act strategically based on where you stand today....
a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Learn what Home Equity Agreements (HEAs) are, how they function, their advantages, and potential drawbacks....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Car accidents and insurance rates
Financial Education

Sep 27, 2024

7 min

How Long Does an Accident Affect Your Car Insurance?

How long will an accident impact my car insurance rates? The answer can vary, but there are some general trends to keep in mind....
Man with car insurance deductible options on table
Financial Education

Sep 27, 2024

6 min

How to Choose the Right Car Insurance Deductible

Choosing the right deductible is a crucial decision you make when purchasing car insurance. See how to choose the right amount, here!...
Zombie vs phantom debt. Piggy bank with question mark on paper above.
Debt Resolution

Sep 26, 2024

6 min

What’s the Difference Between Zombie Debt and Phantom Debt?

While phantom debt and zombie debt share some similarities and are both problematic for consumers, they are not the same thing. Here's a breakdown of their key differences:...
Debt Resolution, Financial Education

Sep 26, 2024

5 min

Does Net Worth Include Debt?

Get a clear explanation of net worth, how debt is included in its calculation, and why this matters for your overall financial health....
Lawyer working on case
Pre-Settlement

Sep 25, 2024

5 min

What Happens if I Lose My Case After Getting Pre-Settlement Funding?

What happens if you lose your case after receiving pre-settlement funding? It’s a common concern and one worth understanding fully....
Man calculating bad debt expense at desk in suit
Debt Resolution

Sep 25, 2024

6 min

How to Calculate Bad Debt Expense

Bad debt expense is a critical accounting concept that applies mostly for businesses that extend credit to customers. However, consumers could also benefit from calculating this figure and being aware of its financial implications....
Piggy Bank and Wooden Blocks with Number 401k
Debt Resolution

Sep 25, 2024

6 min

Can You Use Your 401(k) to Pay Off Debt?

Let’s explore the possibilities, consequences, and alternatives to using your 401(k) to pay off debt....
Piggy bank in vault safe. Secured Debt Imagery.
Debt Resolution

Sep 25, 2024

5 min

What is Secured Debt?

Explore secured debt, its characteristics, advantages, disadvantages, and its impact on borrowers and lenders alike....
Man looking for student loan debt
Debt Resolution, Financial Education

Sep 25, 2024

7 min

How do I Find My Student Loan Debt?

Let’s take a look at how to find your student loan debt and effectively keep track of it over time....
Young woman with questioning face
Debt Resolution

Sep 25, 2024

5 min

Who Qualifies for Credit Card Debt Forgiveness? 

Let’s explore the key factors that determine who qualifies for credit card debt forgiveness....
Older couple meeting with financial advisor
Debt Resolution

Sep 20, 2024

6 min

Can a Financial Advisor Help with Debt?

Explore how financial advisors can assist with debt, the benefits they offer, and what to consider when choosing an advisor for debt-related issues....
Man confused reading about a discharge of debt
Debt Resolution

Sep 20, 2024

6 min

What Does it Mean to Discharge a Debt?

What exactly does it mean to discharge a debt, and what are the implications for both debtors and creditors? Let’s explore the concept of debt discharge....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?