JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Wooden seesaw with money bag and hourglass
Structured Settlement

Jul 14, 2026

13 min

Partial vs. Full Structured Settlement Sale: Which Is Right for You?

Both a partial and a full sale give you access to cash you need now, but each path carries different trade-offs....
How to find how much equity in home
Home Equity

Jul 14, 2026

3 min

How to Find Out How Much Equity You Have in Your Home

Understanding how to calculate home equity gives you the financial clarity to make smarter financial decisions....
a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

Man calculating bad debt expense at desk in suit
Debt Resolution

Sep 25, 2024

6 min

How to Calculate Bad Debt Expense

Bad debt expense is a critical accounting concept that applies mostly for businesses that extend credit to customers. However, consumers could also benefit from calculating this figure and being aware of its financial implications....
Piggy Bank and Wooden Blocks with Number 401k
Debt Resolution

Sep 25, 2024

6 min

Can You Use Your 401(k) to Pay Off Debt?

Let’s explore the possibilities, consequences, and alternatives to using your 401(k) to pay off debt....
Piggy bank in vault safe. Secured Debt Imagery.
Debt Resolution

Sep 25, 2024

5 min

What is Secured Debt?

Explore secured debt, its characteristics, advantages, disadvantages, and its impact on borrowers and lenders alike....
Man looking for student loan debt
Debt Resolution, Financial Education

Sep 25, 2024

7 min

How do I Find My Student Loan Debt?

Let’s take a look at how to find your student loan debt and effectively keep track of it over time....
Young woman with questioning face
Debt Resolution

Sep 25, 2024

5 min

Who Qualifies for Credit Card Debt Forgiveness? 

Let’s explore the key factors that determine who qualifies for credit card debt forgiveness....
Older couple meeting with financial advisor
Debt Resolution

Sep 20, 2024

6 min

Can a Financial Advisor Help with Debt?

Explore how financial advisors can assist with debt, the benefits they offer, and what to consider when choosing an advisor for debt-related issues....
Man confused reading about a discharge of debt
Debt Resolution

Sep 20, 2024

6 min

What Does it Mean to Discharge a Debt?

What exactly does it mean to discharge a debt, and what are the implications for both debtors and creditors? Let’s explore the concept of debt discharge....
Piggy bank in the snow background, frozen assets.
Debt Resolution

Sep 20, 2024

5 min

Can a Debt Collector Freeze Your Bank Account?

Can a debt collector freeze your bank account? Let's look at this question in-depth, here....
Woman drinking coffee
Debt Resolution

Sep 20, 2024

6 min

How to Make Extra Money to Pay Off Debt

Explore various methods to boost your earnings and provide practical tips for using that money to tackle your debt efficiently....
Senior couple looking at computer on couch
Debt Resolution

Sep 20, 2024

5 min

Can Social Security be Garnished for Credit Card Debt?

Can creditors garnish Social Security benefits to pay off credit card debt? Let’s explore the protections in place....
Man at laptop using balance transfer credit card
Debt Resolution

Sep 17, 2024

5 min

How to Transfer Debt from One Credit Card to Another

Explore the process of credit card balance transfers, explaining how they work, their benefits and drawbacks, and how to execute them effectively...
Credit Cards with Handcuffs on Chalkboard
Debt Resolution

Sep 17, 2024

6 min

Can You Go to Jail for Credit Card Debt?

Can you actually face jail time for falling behind on your credit card payments? Let's dive into the legal consequences of credit card debt and find out what protections you have as a consumer......

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?