JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
94.6% of survey respondents reported sleep disruption from financial worries
Financial Education

Apr 7, 2026

12 min

How much sleep are Americans losing due to debt stress?

Close up judge hammer gavel on many credit card with white wall background copy space.
Debt Resolution

Apr 3, 2026

12 min

How Much Does It Cost to File Bankruptcy?

Stopping debt collectors
Debt Resolution

February 4, 2026

12 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

94.6% of survey respondents reported sleep disruption from financial worries
Financial Education

Apr 7, 2026

12 min

How much sleep are Americans losing due to debt stress?

Nearly all americans worry about their finances if they were to be hospitalized
Financial Education

Apr 1, 2026

13 min

The true cost of medical emergencies

Bankruptcy is more stressful than buying a home, having a child, getting married or experiencing bereaevement
Financial Education

Mar 17, 2026

11 min

America On The Brink of Bankruptcy

Explore what’s pushing Americans to the brink of bankruptcy, from rising living costs to growing debt, and how people rebuild their finances after filing....
Common reasons for debt main callout image
Financial Education

Mar 5, 2026

11 min

The Most Common Reasons for Debt

New research reveals the leading causes of personal debt in the U.S., along with its effects and the strategies people use to manage it....
Stopping debt collectors
Debt Resolution

Feb 4, 2026

12 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....
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Financial Education

Feb 2, 2026

10 min

The Best States for Second Chances

Study reveals the best and worst U.S. states for exemptions, benefits, credit repair, and attorney fees for recovering after financial difficulties....
Meeting with law firm for debt settlement negotiation
Debt Resolution

Jan 6, 2026

10 min

How to Negotiate a Debt Settlement with a Law Firm

Many firms representing creditors are open to reasonable settlement offers because they want to resolve the case efficiently....
Man holding two stacks of coins, comparing financial options
Structured Settlement

Jan 6, 2026

9 min

Should I Keep My Structured Settlement or Get a Lump Sum? 

Life circumstances change, and many people eventually ask the same question: should I keep my structured settlement or sell it for a lump sum?...
Man holding phone with loan approval on screen
Personal Loans

Dec 29, 2025

9 min

Does Guaranteed Approval on Unsecured Personal Loans Exist?

The short answer is no, guaranteed approval loans don't exist - at least not from legitimate lenders. But the fuller picture is more nuanced....
Image of debt collection attorney shaking hands with clients
Debt Resolution

Dec 29, 2025

13 min

Why—and When—to Hire a Debt Collector Attorney

There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential....
Setting new years goals with calculator and written "new year new start". Getting out of debt concept.
Debt Resolution

Dec 10, 2025

13 min

Your Complete Checklist for Resolving Debt in the New Year

Looking for a checklist to help get out of debt in the New Year? This article will outline the essential tasks to start your plan....
Loan offers via mail in envelopes with pre approval messaging
Personal Loans

Dec 9, 2025

12 min

Pre-Approval vs Pre-Qualified for Personal Loans

While pre-approved and pre-qualified sound similar, they represent two different stages of the loan process. Read about the differences, here....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?