JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.

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Confused, woman
Debt Resolution

Jan 15, 2025

5 min

Why Creditors Prefer Low Debt Ratios

Let’s explore why lenders prioritize low debt ratios for consumer lending and what this means for borrowers like yourself…...
Smiling mature couple meeting with bank manager for investment. Beautiful mid adult woman with husband listening to businessman during meeting in conference room in modern office. Happy middle aged couple meeting loan advisor to buy a new home.
Debt Resolution, Financial Education

Jan 15, 2025

5 min

What is Credit Utilization?

Let’s break down everything you need to know about credit utilization, from its basic definition to advanced strategies for optimization…...
man with phone and credit card
Debt Resolution

March 20, 2024

5 min

Can I Still Use My Credit Card after Debt Consolidation?

A woman sits on a couch holding a piece of paper and looking confused
Debt Resolution

March 15, 2024

11 min

A Guide to Debt Re-Aging

Judge Dismissing Debt Lawsuit
Debt Resolution

November 6, 2023

8 min

How to Get a Debt Lawsuit Dismissed

Confused, woman
Debt Resolution

Jan 15, 2025

5 min

Why Creditors Prefer Low Debt Ratios

Let’s explore why lenders prioritize low debt ratios for consumer lending and what this means for borrowers like yourself…...
Smiling mature couple meeting with bank manager for investment. Beautiful mid adult woman with husband listening to businessman during meeting in conference room in modern office. Happy middle aged couple meeting loan advisor to buy a new home.
Debt Resolution, Financial Education

Jan 15, 2025

5 min

What is Credit Utilization?

Let’s break down everything you need to know about credit utilization, from its basic definition to advanced strategies for optimization…...
Financial Education

Jan 10, 2025

4 min

Incorporating a Life Settlement into Your Financial Strategy

It's crucial to explore all available avenues that can contribute to a robust financial strategy. One such option, often overlooked, is the life settlement....
Financial Education

Jan 10, 2025

4 min

Understanding the Best Insurance Policy Types for Life Settlements

Explore the various types of insurance policies that are best suited for life settlements, offering detailed insights to empower policyholders to make well-informed decisions....
Debt Resolution, Financial Education

Jan 3, 2025

5 min

HELOCs for Debt Consolidation: A Smart Move?

Homeowners with significant equity often turn to Home Equity Lines of Credit (HELOCs) as a potential option for debt consolidation. But is this strategy truly a smart move? Let’s explore the pros, cons, and critical...
Financial Education

Jan 3, 2025

4 min

What To Do If Denied a HELOC 

There are several steps you can take to understand why you were denied, improve your financial standing, and explore alternative financing options like a Home Equity Agreement (HEA)....
Man contemplating home equity options
Financial Education

Jan 3, 2025

5 min

Home Equity Agreements vs HELOCs

Home Equity Agreements (HEAs) and Home Equity Lines of Credit (HELOCs). While both allow homeowners to access their home's value, they function quite differently and serve distinct purposes....
Hands of man with unpaid financial bill
Debt Resolution

Jan 2, 2025

6 min

What are Debt Collection Communications?

If you’re dealing with debt collectors, it’s crucial to understand the nature, regulations, and implications of these various debt collection communications…...
Apartment key in door with home keychain
Debt Resolution

Jan 2, 2025

5 min

How Much Rent Can You Afford?

Determining how much rent you can afford is one of the most important financial calculations you'll make. See what factors to consider, here....
a house made from $100 bills
Financial Education

Jan 2, 2025

4 min

What is a HEA (Home Equity Agreement)

Home equity agreements (HEAs) represent a compelling alternative to home equity loans and lines of credit by offering a debt-free financing solution. This article delves into what HEAs are, how they function, their advantages, potential...
Woman stressing about a low checking account balance, wondering if it can go negative
Debt Resolution

Jan 1, 2025

5 min

Can a Debit Card Reach a Negative Balance?

This article will explain everything you need to know about negative debit card balances, how they happen, and what you can do about them....
Man in debt relief counseling session
Debt Resolution

Jan 1, 2025

5 min

What is Debt Relief Counseling

Let’s take a closer look at what debt relief counseling entails, how it works, and when you might need it....