JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Desperate young woman sit on sofa at home calculates expenses feeling stressed about bank loan payments, lack of money, financial problems, thinking of unpaid taxes, bankruptcy, overdue bills concept
Debt Resolution

Nov 2, 2026

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24 min

Financial Hardship Programs: What They Are and How to Get Help

Debt collection concept with gavel, calculator and money, symbolizing financial struggle
Debt Resolution

Nov 2, 2026

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21 min

Being Sued by a Debt Collector: What to Expect and How to Respond

Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Desperate young woman sit on sofa at home calculates expenses feeling stressed about bank loan payments, lack of money, financial problems, thinking of unpaid taxes, bankruptcy, overdue bills concept
Debt Resolution

Nov 2, 2026

•

24 min

Financial Hardship Programs: What They Are and How to Get Help

Debt collection concept with gavel, calculator and money, symbolizing financial struggle
Debt Resolution

Nov 2, 2026

•

21 min

Being Sued by a Debt Collector: What to Expect and How to Respond

Man using budgeting app on smartphone
Debt Resolution

Nov 2, 2026

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21 min

Best Budgeting Apps for Paying off Debt (2026)

Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
a stack of made up credit cards with a bill showing amount due
Debt Resolution

Sep 21, 2026

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19 min

How to Stop Interest From Growing on Your Credit Card Debt

Credit card interest compounds daily, so waiting costs you. Compare balance transfers, consolidation, rate negotiation and settlement to stop the growth....
Real estate agent discuss about the terms of the home purchase agreement and asked the customer to sign the documents to make the contract legally, Home sales, lease, mortgage and home insurance.
Home Equity

Sep 16, 2026

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21 min

Who Is a Home Equity Agreement Right For?

Wondering if a home equity agreement is right for you? See who qualifies, who should not apply, and how an HEA compares to a HELOC or home loan....
US Capitol Building on US Paper Dollar Bill
Debt Resolution

Sep 16, 2026

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27 min

Free Government Debt Relief Programs

Searching for a government program to erase credit card debt? No grant does that. See what real help exists and how to spot the scams promising it....
House on different dollar bills. Real estate concept.
Home Equity

Sep 1, 2026

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16 min

HELOC Alternatives: Seven Ways to Tap Your Home’s Value

Homeowners who want to tap into their homes equity without great credit have real alternatives, and this guide breaks down seven of them....
Couple on couch celebrating after paying off $20,000 in debt
Debt Resolution

Sep 1, 2026

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18 min

How to Pay off $20,000 in Credit Card Debt

If you have $20,000 in debt and are looking into best options on paying it down, start here. This guide goes over 4 popular options available....
Man looking at debt and pension
Debt Resolution

Sep 1, 2026

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20 min

Can a Pension be Garnished for Credit Card Debt?

Most pensions and Social Security are protected from credit card garnishment under ERISA and federal law. Learn the exceptions and how to protect retirement income....
JGW_Debt trap_V1_Balance
Financial Education

Sep 1, 2026

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12 min

Which types of debt leave Americans feeling the most trapped?

Which debt feels impossible to escape? Our survey reveals the debts Americans feel most trapped by and what it would take to finally become debt-free....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?