JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
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Annuity Purchasing

Feb 10, 2026

15 min

The Disadvantages of an Annuity

While insurance companies and financial advisors often promote annuities as safe, reliable income streams for retirees, the reality is more complicated....
Gavel and stack US paper currency on the table
Debt Resolution

Feb 10, 2026

14 min

Guide to Court-Ordered Debt Collections

Discover critical questions about court-ordered debt collections and get practical information to help you make informed decisions...
Stopping debt collectors
Debt Resolution

February 4, 2026

11 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Stopping debt collectors
Debt Resolution

Feb 4, 2026

11 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....
Map of US and which states offer second chances
Financial Education

Feb 2, 2026

10 min

The Best States for Second Chances

Study reveals the best and worst U.S. states for exemptions, benefits, credit repair, and attorney fees for recovering after financial difficulties....
Meeting with law firm for debt settlement negotiation
Debt Resolution

Jan 6, 2026

10 min

How to Negotiate a Debt Settlement with a Law Firm

Many firms representing creditors are open to reasonable settlement offers because they want to resolve the case efficiently....
Man holding two stacks of coins, comparing financial options
Structured Settlement

Jan 6, 2026

9 min

Should I Keep My Structured Settlement or Get a Lump Sum? 

Life circumstances change, and many people eventually ask the same question: should I keep my structured settlement or sell it for a lump sum?...
Man holding phone with loan approval on screen
Personal Loans

Dec 29, 2025

9 min

Does Guaranteed Approval on Unsecured Personal Loans Exist?

The short answer is no, guaranteed approval loans don't exist - at least not from legitimate lenders. But the fuller picture is more nuanced....
Image of debt collection attorney shaking hands with clients
Debt Resolution

Dec 29, 2025

13 min

Why—and When—to Hire a Debt Collector Attorney

There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential....
Setting new years goals with calculator and written "new year new start". Getting out of debt concept.
Debt Resolution

Dec 10, 2025

13 min

Your Complete Checklist for Resolving Debt in the New Year

Looking for a checklist to help get out of debt in the New Year? This article will outline the essential tasks to start your plan....
Loan offers via mail in envelopes with pre approval messaging
Personal Loans

Dec 9, 2025

12 min

Pre-Approval vs Pre-Qualified for Personal Loans

While pre-approved and pre-qualified sound similar, they represent two different stages of the loan process. Read about the differences, here....
JGW_Life of debt_V1_Per state
Financial Education

Dec 2, 2025

10 min

Life of debt

How much debt does the average American accumulate in their lifetime? And how does this vary per state? A new study by JG Wentworth finds out....
Woman sitting on living room floor looking at credit card debt
Debt Resolution

Nov 20, 2025

10 min

Can the Government Forgive Credit Card Debt?

Credit card debt is private debt owned by banks and financial institutions, placing it entirely outside the government's authority to cancel....
Closeup of man balancing coins on a wooden balance beam
Debt Resolution

Nov 20, 2025

14 min

Balancing the High Cost of Living with Credit Card Debt

Balancing the high cost of living with credit card debt is difficult and progress often feels slow. Read about best practices, here....
Man with piggy bank and wooden question mark.
Personal Loans

Nov 17, 2025

10 min

Are Personal Loans Bad?

A personal loan can be a valuable tool that actually improves your financial position. The answer depends on your specific situation....

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?