JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Woman paying her utility bills online and looking worried
Personal Loans

Jul 18, 2025

5 min

Is a Personal Loan Right for Emergency Expenses?

If you don’t have enough in savings, a personal loan might be one of the options on the table. But is it the right move?...
Pink piggy bank standing on a calculator on purple background. Illustration of the concept of interest
Personal Loans

Jul 18, 2025

5 min

How Interest Is Calculated on Personal Loans

Understanding how personal loan interest works can help you compare offers and potentially save money over the life of the loan....
Woman looking at phone applying for loan with mess of documents on desk
Personal Loans

Jul 11, 2025

5 min

What Documents Do You Need for a Personal Loan?

Being prepared with the right paperwork can speed up the process and improve your loan approval odds....
Payday loans written on wooden blocks with blue background
Personal Loans

Jul 11, 2025

5 min

Payday Loans vs. Personal Loans: Key Differences

Understanding the differences can help you avoid expensive mistakes and choose the option that best fits your situation....
Piggy bank and healthy diet food on table
Debt Resolution, Financial Education

Jul 10, 2025

10 min

What Does it Mean to Go on a “Money Diet?”

A "money diet" offers a structured approach to improving our financial wellbeing by temporarily restricting spending and developing healthier financial habits....
Gavel on top of American 100 dollars money and scale of justice
Pre-Settlement

Jul 8, 2025

5 min

Can You Borrow Money from a Pending Lawsuit​?

If you’re interested in borrowing money from a pending lawsuit, let’s take a look at how it works, the costs, and other considerations....
Orange school backpack full of school supplies and a supermarket basket with office supplies on a blue background.
Debt Resolution, Financial Education

Jul 8, 2025

8 min

Saving Money with Tax-Free Weekends

If you’re struggling with debt, or just making ends meet, understanding how these programs work and which states participate can help you maximize your purchasing power....
Blank cubes on wooden seesaw
Personal Loans

Jul 8, 2025

6 min

What’s the Difference Between a Loan and a Line of Credit

When it comes to borrowing money, the options can feel endless- and a bit confusing. Two of the most common ways people access funds are through loans and lines of credit....
Woman at table on laptop contemplating personal loan for debt consolidation
Debt Resolution, Personal Loans

Jul 8, 2025

6 min

Using a Personal Loan to Consolidate Debt

Understand how debt consolidation with a personal loan works, the potential benefits, and when it may not be the right move....
Woman at desk with calculator. Piggy bank with graduation cap on desk.
Debt Resolution

Jul 1, 2025

12 min

Your Debt-Reduction Checklist: Before, During, and After College

Discover how to reduce debt before, during, and after your college education....
Man with bandage after getting bitten by dog
Pre-Settlement

Jul 1, 2025

10 min

Everything You Should Know About Dog Bite Settlements

Understanding dog bite settlements is crucial for anyone who has been attacked by a dog or owns a pet that may pose liability risks....
Yellow Caution Wet Floor Sign
Pre-Settlement

Jul 1, 2025

12 min

Everything You Should Know About Slip and Fall Settlements

Understanding the intricacies of slip and fall settlements can help you navigate this complex legal landscape and ensure you receive fair compensation for your injuries....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?