JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Home equity loan application with a stamp of "denied"
Home Equity

Jun 8, 2026

17 min

What Disqualifies You from a Home Equity Loan (and What to do Instead)

See common reasons home equity loan applications are denied, and explore alternative options to access the equity in your home....
Woman at table looking at finances, considering bankruptcy
Debt Resolution

Jun 8, 2026

14 min

How to Avoid Bankruptcy

Struggling with debt that seems insurmountable? Bankruptcy may be avoidable, see how here....
a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

What is unsecured debt
Debt Resolution

Jul 26, 2024

7 min

What is Unsecured Debt?

Today, we're focusing on unsecured debts - what they are, how they work, and why they matter to you. Whether you're trying to manage your current debts or considering taking on new ones, understanding unsecured...
How much do debt collectors pay for debt
Debt Resolution

Jul 26, 2024

8 min

How Much Do Debt Collectors Pay for Debt?

For those struggling to pay off their debt, knowing more about how this industry operates can be an eye-opening, and potentially helpful, experience....
Is it better to pay debt or save
Debt Resolution, Financial Education

Jul 26, 2024

7 min

Is it Better to Pay Off Debt or Save?

Your situation is unique, and what works for your neighbor might not work for you. That said, there are some general principles we can explore to help you make the best decision for your circumstances...
Is a mortgage considered debt
Debt Resolution

Jul 26, 2024

7 min

Is a Mortgage Considered Debt?

It's a great question, and the answer might surprise you. So, let's dive in and demystify this whole mortgage-as-debt situation....
Image of woman jumping with joy after becoming debt free
Debt Resolution

Jul 26, 2024

6 min

How to Become Debt-Free (In a Nutshell)

In this article, we’ll outline a step-by-step process for getting out of debt through budgeting, debt repayment methods, lifestyle changes, and more. While there's no magic solution, consistent effort following these principles can put you...
What can debt collectors do? FDCPA Fair Debt Collection Practices Act on a table.
Debt Resolution

Jul 26, 2024

7 min

What Can Debt Collectors Do?

Let's explore what debt collectors can and cannot do, as well as the rights you have as a consumer. Armed with this knowledge, you'll be better equipped to navigate debt resolution journey with more confidence....
Benjamin Franklin portrait and light bulbs idea concept
Debt Resolution

Jul 26, 2024

7 min

How to Figure Out What Debt Collectors You Owe

going through bills and looking worried
Debt Resolution

Jul 24, 2024

8 min

How to Get Out of Debt on a Low Income

Let's break this down into manageable steps and strategies that can help you regain control of your finances, even when money is tight....
Mortgages and debt to income ratio
Debt Resolution

Jul 23, 2024

6 min

What Debt to Income Ratio is Needed for a Mortgage?

Getting a mortgage is a rewarding rite of passage for many adults, but one that can also be the source of a lot of stress – stress that is made worse if you’re struggling with...
Coin stacks with letter dice - Yield
Debt Resolution

Jul 23, 2024

6 min

What is Debt Yield?

In the world of consumer finance, navigating the complex landscape of loans, credit cards, and other forms of debt can be a daunting task. While interest rates and repayment terms often take center stage, there's...
What is revolving debt?
Debt Resolution

Jul 23, 2024

8 min

What is Revolving Debt?

At its core, revolving debt is a form of open-ended credit that revolves or cycles. Unlike a traditional loan, where you receive a lump sum of money and repay it over a fixed period, revolving...
Notice of Lawsuit
Debt Resolution

Jul 23, 2024

7 min

What Happens When You Get Served Papers for Debt

Make no mistake - receiving a debt summons isn't something to be ignored or taken lightly. While the unpleasant realities of aggressive debt collectors constantly hounding you for payment feel agonizing enough, this court filing...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?