JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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25 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Pink piggy bank with beach items and money being put in
Financial Education

Jun 17, 2025

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6 min

How to Save Money During Summer 2025 While Still Having Fun

How are you supposed to soak up the sun, make lasting memories, and treat yourself to a little R&R when just servicing those nagging monthly payments already strains your budget?...
Image of lawyer at desk explaining information to client
Pre-Settlement

Jun 10, 2025

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9 min

What is Third-Party Litigation Funding

Understanding third-party litigation funding requires examining its mechanics, benefits, risks, and the ongoing debates surrounding its use....
Close up of a gavel with bank notes.
Pre-Settlement

Jun 10, 2025

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6 min

Can I Get Pre-Settlement Funding if I Don’t Have an Attorney?

Can you get pre-settlement funding without having an attorney representation? The answer is complex....
files in a public records archive
Debt Resolution

Jun 10, 2025

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7 min

Is Your Debt Public Record?

"Is my debt public record?" The answer isn't straightforward, as it depends on several factors including the type of debt, whether legal action has been taken, and your location....
Bankruptcy document with wooden gavel.
Debt Resolution

Jun 9, 2025

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11 min

Does Bankruptcy Clear Rent Debt?

Understanding how bankruptcy affects rent debt requires examining the different types of bankruptcy, the timing of when rent becomes due, your current housing situation, and the specific circumstances surrounding your rental agreement....
Worried young couple checking the finances on a digital tablet in the living room.
Debt Resolution

Jun 9, 2025

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6 min

What are the 3 Biggest Strategies for Paying Down Debt?

Debt obligations can be overwhelming. However, with the right strategy, you can eliminate your debts and regain financial freedom....
BNPL, buy now pay later, on wooden cube block inside speech bubble and black wireless mouse on green background
Debt Resolution

Jun 9, 2025

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8 min

2025: Higher Prices and the Rise of Buy Now, Pay Later

For millions of Americans caught between stagnant wages and rising costs, BNPL services offer a temporary bridge but potentially deepen long-term financial vulnerability....
Graduation mortar board cap on one hundred dollar bills concept for the cost of a college and university education
Debt Resolution

Jun 4, 2025

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6 min

Can Student Loan Debt Now Be Sent to Debt Collectors?

Previously, there was a more forgiving transition period, but under the new system, defaulted loans are now being referred more promptly to debt collection agencies....
JGW_Reality check_V1_Monthly
Financial Education

Jun 2, 2025

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13 min

Reality check: Do people really know how much things cost?

Collision vs. Comprehensive Car Insurance:
Financial Education

May 28, 2025

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6 min

Collision vs. Comprehensive Car Insurance

Let's look at what collision and comprehensive insurance cover, how they differ, when you might need one or both, and how to decide what’s right for your situation....
Woman standing in front of yellow background with 2 card options
Financial Education

May 28, 2025

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5 min

Are Credit Cards Safer Than Debit Cards?

Wondering if credit cards are safer than debit cards? Learn how each option protects you from fraud, handles disputes, and affects your finances....
Man and woman sitting at table using laptop to apply for a credit card
Financial Education

May 28, 2025

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6 min

When Should You Apply for a New Credit Card?

Wondering when to apply for a new credit card? Learn the best and worst times to apply based on your credit score, financial goals, and spending habits....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?