JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Licensed contractor working on shower installation
Financial Education

Apr 17, 2025

5 min

Licensed vs. Unlicensed Bathroom Remodelers: Why It Matters

It’s worth understanding exactly what you’re risking by choosing an unlicensed contractor over a licensed professional....
Gorgeous master bathroom with wood tray ceiling
Financial Education

Apr 16, 2025

5 min

10 Common Bathroom Remodeling Mistakes and How to Avoid Them

Here are 10 bathroom remodeling mistakes homeowners often make — and how to avoid them...
Master bathroom with freestanding tub and large all glass shower
Financial Education

Apr 16, 2025

6 min

How to Save Money on Your Shower Remodel

Practical strategies to help you save money on your shower remodel without sacrificing style or quality....
Painter Standing In Front Of Van
Financial Education

Apr 15, 2025

4 min

How to Choose an Interior Painter

Here’s a comprehensive guide on how to select an interior painter who will deliver the results you desire....
Profesional painter painting with paint roller.
Financial Education

Apr 15, 2025

4 min

Why Hire Professional Interior Painters

Here’s why you should consider professional services for your next interior painting project....
Physician Medical Hospital Past Due Bill
Debt Resolution

Apr 10, 2025

6 min

Do You Have to Pay Medical Debt?

Explore the complex landscape of medical debt, from your legal obligations to negotiation tactics and protection programs so that you can make informed decisions...
Map of New York
Debt Resolution

Apr 10, 2025

5 min

What is the Statute of Limitations on Debt in New York?

If you or a loved one reside in New York, then you’ll want to take a closer look at the debt statute of limitations in detail....
power of attorney document
Debt Resolution

Apr 10, 2025

7 min

Is Power of Attorney Liable for Debt?

Look at the relationship between powers of attorney and debt liability, helping you understand your legal obligations and protections....
Excited, woman and laptop with credit card, banking and online shopping with fintech, transaction and happiness in a lounge. Person, home and girl on a couch, pc and celebration with payment or bonus
Financial Education

Apr 9, 2025

4 min

Credit Card Rewards: Are They Worth It?

Are credit card rewards genuinely worth it? To answer this, we'll look into the benefits and potential pitfalls of credit card rewards programs....
Woman on couch holding credit card near laptop
Financial Education

Apr 9, 2025

3 min

How to Close a Credit Card Without Hurting Your Credit Score

In this article, we'll explore effective strategies to close a credit card without negatively affecting your credit health....
Woman looking in wallet for money next to calendar
Debt Resolution

Apr 9, 2025

6 min

How to Get Out of Payday Loan Debt

Payday loans can quickly become a debt trap with their high interest rates and short repayment terms. If you find yourself stuck in this trap, we’ll walk you through practical strategies to break free ....
United States savings bonds of varying amounts
Debt Resolution

Apr 9, 2025

8 min

Are Bonds Debt?

Let’s take a closer look at what bonds are, how they function as debt instruments, and the often-overlooked connections between the bond market and the struggles of everyday consumers with debt....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?