JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Judges Gavel close up image
Structured Settlement

Jul 27, 2026

15 min

Structured Settlement Court Approval Process

A judge must approve your structured settlement sale before you get paid. Here's what the court reviews, what documents you need, and how long it takes....
Young couple with arms in the air smiling after getting accepted into a debt relief program
Debt Resolution

Jul 27, 2026

12 min

How Much Debt Do You Need to Qualify for Debt Relief?

Most debt relief programs have a minimum but it's lower than most people assume. A main qualifying factor is your type of debts....
man breaking piggy bank
Annuity Purchasing

July 24, 2026

18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

How to Manage the Taxes on Debt Settlement
Debt Resolution

Aug 26, 2024

6 min

How to Manage the Taxes on Debt Settlement 

This article will explore the tax implications of debt settlement, legal ways to manage these obligations, and important considerations for anyone considering or undergoing debt settlement....
Couple celebrating becoming debt free with a high-five
Debt Resolution

Aug 26, 2024

6 min

How to Become Debt-Free in 6 Months

Becoming debt-free in just six months is an ambitious goal, but with dedication, careful planning, and decisive action, it is possible. This guide will walk you through the steps to assess your situation, create a...
Magnifying glass and dollar bills on laptop.
Debt Resolution

Aug 22, 2024

5 min

How Can I Find All My Debt

This article will guide you through the process of finding all your debt and explain why having this information is vitally important....
Person holds yellow paper note with question mark in his hand against US dollar background. Close up.
Debt Resolution

Aug 22, 2024

6 min

Can You Buy Your Own Debt?

In the complex world of personal finance, an intriguing question often arises: Can you buy your own debt? This concept may seem counterintuitive at first, but it's a topic that deserves some exploration. In this...
woman hand calculating her monthly expenses and debt during tax season with financial bills on desk
Debt Resolution

Aug 21, 2024

6 min

Can Debt Collectors Call Your Family? 

This article will explore the legalities surrounding debt collection practices, specifically focusing on whether debt collectors can call your family, and what you can do if this occurs....
Couple with keys to their first home after debt settlement
Home Equity

Aug 13, 2024

6 min

How Long After Debt Settlement Can I Buy a Home?

Explore the timeline for purchasing a home after debt settlement, factors that influence this timeline, and strategies to improve your chances of mortgage approval....
Stressed young woman looking at debt collection notices
Debt Resolution

Aug 13, 2024

6 min

How Much Will a Debt Collector Settle For?

In this article we’ll explore the factors that influence settlement amounts, strategies for negotiation, and important considerations to keep in mind when pursuing your debt settlement....
Man being chased for debt
Debt Resolution

Jul 30, 2024

7 min

Can You Be Chased for Debt After 10 Years? 

Like a classic horror movie, debt has a way of following people long after they thought the monster was dead. The question of whether you can be chased for debt after a decade is a...
What is unsecured debt
Debt Resolution

Jul 26, 2024

7 min

What is Unsecured Debt?

Today, we're focusing on unsecured debts - what they are, how they work, and why they matter to you. Whether you're trying to manage your current debts or considering taking on new ones, understanding unsecured...
How much do debt collectors pay for debt
Debt Resolution

Jul 26, 2024

8 min

How Much Do Debt Collectors Pay for Debt?

For those struggling to pay off their debt, knowing more about how this industry operates can be an eye-opening, and potentially helpful, experience....
Is it better to pay debt or save
Debt Resolution, Financial Education

Jul 26, 2024

7 min

Is it Better to Pay Off Debt or Save?

Your situation is unique, and what works for your neighbor might not work for you. That said, there are some general principles we can explore to help you make the best decision for your circumstances...
Is a mortgage considered debt
Debt Resolution

Jul 26, 2024

7 min

Is a Mortgage Considered Debt?

It's a great question, and the answer might surprise you. So, let's dive in and demystify this whole mortgage-as-debt situation....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?