JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Notice of Lawsuit
Debt Resolution

Jul 23, 2024

7 min

What Happens When You Get Served Papers for Debt

Make no mistake - receiving a debt summons isn't something to be ignored or taken lightly. While the unpleasant realities of aggressive debt collectors constantly hounding you for payment feel agonizing enough, this court filing...
Legal Gavel with Credit Cards - Colored Background - 3D Rendering
Debt Resolution

Jul 23, 2024

6 min

How Often do Debt Collectors Take You to Court?

Anyone struggling with mounting debt most likely cringes at those dreadful calls from collectors, sternly demanding payment on outstanding bills with not-so-subtle threats of "further action." But how often do these collection agencies really make...
Graph on table of debt to asset ratio
Debt Resolution

Jul 23, 2024

6 min

How (and why) to Calculate Your Debt-to-Asset Ratio

What exactly is this ubiquitous debt-to-asset ratio? How do you go about calculating it for your own situation? And perhaps most importantly, why should you even care about keeping tabs on it? Let's dive in...
Too much debt?
Debt Resolution

Jul 22, 2024

6 min

How Much Credit Card Debt is Too Much?

What point does owing on those little rectangles of plastic become a red flag that you've taken on too much high-interest credit card debt? Is there even such a thing as having an excessive or...
Household Budget Worksheet
Debt Resolution

Jul 17, 2024

6 min

What is the Debt Snowball Method?

Being trapped under a towering mountain of debt is an anxiety-inducing, suffocating experience. You've got credit cards, student loans, auto loans, and other pestering bills digging into your paycheck each month. No matter how much...
Closed up of sand falling in sandglass on money
Debt Resolution

Jul 15, 2024

7 min

What to do if Debt is Past the Statute of Limitations 

Dealing with overdue bills and debt weighing you down? Understanding the statute of limitations can help. This time-limited period limits creditors from chasing you for unpaid debts. After this, the debt is considered "time-barred," but...
Image of money bag with graduation cap.
Financial Education

Jul 15, 2024

5 min

How Many Americans Have Student Loan Debt? 

Over 43 million Americans have student loan debt exceeding 1.6 trillion dollars. Many borrowers experience delayed milestones and financial struggles, with 25% in delinquency or default. Solutions include refinancing, forgiveness programs, and income-driven repayment plans....
Man stopping domino blocks from falling
Debt Resolution

Jul 15, 2024

6 min

How to Dispute Debt Collection (and Win)

Are you tired of debt collectors harassing you for a debt you don't even owe? Take control of the situation with these powerful tips on how to dispute debt collection and WIN. Learn how to...
CDO sign collateralised debt obligations on a wooden desk
Debt Resolution

Jul 15, 2024

7 min

What is a Collateralized Debt Obligation? 

At their core, CDOs are a way to take pools of debt and repackage that debt into new securities that can then be sold to investors. It's a bit like a full financial kitchen taking...
Couple paying off $20,000 in Credit Card Debt
Debt Resolution

Jul 12, 2024

5 min

How to Pay Off $20,000 in Credit Card Debt

While $20,000 in credit card debt may feel like a hopeless, soul-crushing scenario, make no mistake - that balance is very assailable if you deploy discipline, lifestyle austerity, and one of several proven strategies to...
Chapter 13 Bankruptcy Paperwork
Debt Resolution

Jul 12, 2024

6 min

What Happens to Debt When You File for Chapter 13 Bankruptcy?

So exactly what happens to all those looming bills, interest charges, and creditor headaches once you pull the Chapter 13 ripcord? While it's not a full "get out of debt free" card, this branch of...
Woman enrolling in debt relief program
Debt Resolution

Jul 12, 2024

7 min

How do Debt Relief Programs Work?

Before signing up for any debt relief program, it's crucial you fully understand exactly what you're getting into and weighing those pros and cons carefully. Because while potentially your best option to restore cash flow,...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?