JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
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Home Equity

Sep 1, 2026

16 min

HELOC Alternatives: Seven Ways to Tap Your Home’s Value

Homeowners who want to tap into their homes equity without great credit have real alternatives, and this guide breaks down seven of them....
Couple on couch celebrating after paying off $20,000 in debt
Debt Resolution

Sep 1, 2026

18 min

How to Pay off $20,000 in Credit Card Debt

If you have $20,000 in debt and are looking into best options on paying it down, start here. This guide goes over 4 popular options available....
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Debt Resolution

August 27, 2026

25 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

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Annuity Purchasing

July 24, 2026

18 min

When Should I Start Taking Money Out of My Annuity?

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Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

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Financial Education

May 27, 2025

7 min

How Credit Card Limits Are Determined

Learn how credit card limits are determined and what factors lenders consider, including credit history, income, and utilization. Understand how to qualify for higher limits and manage your credit responsibly....
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Financial Education

May 27, 2025

4 min

How to Use a Credit Card Without Going Into Debt

In this guide, we’ll walk through practical, real-world strategies for using a credit card without falling into debt....
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Debt Resolution

May 23, 2025

5 min

Can VA Disability be Garnished for Debt

If you served our country and have VA disability benefits, firstly: thank you for your service. Secondly, let’s take a closer look at how these benefits can and cannot be garnished, along with strategies for...
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Debt Resolution

May 23, 2025

6 min

Can Debt Collectors Sue You in Texas?

If you live in The Lone Star State and are facing a debt collection lawsuit, let’s take a closer look at the process including when collectors can sue, your legal rights, the statute of limitations,...
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Debt Resolution

May 22, 2025

6 min

Does Medical Debt Accrue Interest?

Understanding how interest may (or may not) accrue on your medical debt is crucial for managing your financial health....
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Pre-Settlement

May 21, 2025

4 min

Does Credit Score Matter for Pre-Settlement Funding?

If you’re wondering whether or not your credit score will impact your ability to get money from your pending lawsuit, we’ll explain how the approval process works, and what factors truly matter....
LOAN DENIED CONCEPT
Pre-Settlement

May 21, 2025

4 min

Why Would a Pre-Settlement Loan be Denied?

Understanding why these loans get denied can help potential applicants like yourself better prepare or explore alternative options....
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Debt Resolution

May 21, 2025

6 min

How Much Student Debt is Too Much?

If you’re dealing with student debt and want to know the severity of your situation, let’s examine this complex question....
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Debt Resolution

May 21, 2025

6 min

Can You Transfer Debt to a Trust?

Understand whether and how debt can be transferred to a particular trust, the potential benefits and risks involved, and alternative approaches to managing debt obligations....
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Debt Resolution

May 20, 2025

5 min

Can Two Different Collection Agencies Report the Same Debt?

If you’ve found yourself in this situation and are wondering how it’s possible (or legal) we’ll explain how this happens, why it matters, and what you can do about it....
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Debt Resolution

May 19, 2025

5 min

Can Debt Follow You to Another Country?

Debt obligations don't automatically disappear when you cross borders, but can creditors to pursue you internationally?...
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Debt Resolution

May 14, 2025

5 min

Can I Balance Transfer Someone Else’s Debt?

Balance transfers are a popular strategy for managing high-interest debt, but can you use this approach to help friends or family members struggling with debt?...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?