JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Desperate young woman sit on sofa at home calculates expenses feeling stressed about bank loan payments, lack of money, financial problems, thinking of unpaid taxes, bankruptcy, overdue bills concept
Debt Resolution

Nov 2, 2026

•

24 min

Financial Hardship Programs: What They Are and How to Get Help

Debt collection concept with gavel, calculator and money, symbolizing financial struggle
Debt Resolution

Nov 2, 2026

•

21 min

Being Sued by a Debt Collector: What to Expect and How to Respond

Woman stressed being contacted by multiple debt collectors
Debt Resolution

•

August 27, 2026

•

26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

•

July 24, 2026

•

18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

•

May 27, 2026

•

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Happy diverse friend isolated with abstract shapes
Debt Resolution

Dec 16, 2024

•

4 min

Debt Relief for Disabled Individuals

Let’s go over some protections and considerations for individuals who are disabled and experiencing debt....
Person submitting online application at kitchen island
Debt Resolution

Dec 16, 2024

•

5 min

Online Debt Relief Applications

Let’s walk you through everything you need to know about applying for debt relief online, providing insights, strategies, and practical advice to make the process smoother and more effective....
young couple looking at life insurance options
Financial Education

Dec 13, 2024

•

4 min

Joint vs. Individual Life Insurance Policies

Explore the differences between joint and individual life insurance policies for couples. Learn about the pros and cons to make an informed decision that best suits your financial and personal needs....
Road in desert
Financial Education

Dec 13, 2024

•

3 min

What is Pay-Per-Mile Car Insurance?

Explore the benefits of pay-per-mile car insurance, an economical option ideal for low-mileage drivers. Learn how it works, who it's for, and considerations before switching...
Senior couple using laptop while planning retirement
Financial Education

Dec 13, 2024

•

4 min

Life Settlement Vs Other Retirement Options

Young woman sitting at table looking at financial situation
Debt Resolution

Dec 9, 2024

•

4 min

What are Debt Relief Loans?

Debt relief loans are financial products designed to help individuals struggling with multiple high-interest debts consolidate and potentially reduce their overall financial burden. These specialized loans offer a strategic approach to managing overwhelming debt, providing...
Two Closed Doors in Front in the Room
Financial Education

Dec 5, 2024

•

5 min

Term vs. Whole Life Insurance

Discover the key differences between term and whole life insurance. Learn about coverage, costs, pros, cons, and how to choose the best policy for your needs....
Woman wondering if she should surrender her life insurance policy
Financial Education

Dec 5, 2024

•

4 min

Should You Surrender Your Life Insurance Policy?

Debt Consolidation Loan Application Form with pen, calculator
Debt Resolution

Nov 22, 2024

•

4 min

Where Can I Get a Debt Consolidation Loan?

Are you in the market for a debt consolidation loan but aren’t sure where to get one? Let’s explore a few options to help point you in the right direction…...
Woman stressed looking at medical bill
Debt Resolution

Nov 22, 2024

•

6 min

How to Get Rid of Medical Debt

Let’s explore some practical steps you can take to address medical debt and regain your financial health....
Woman paying off credit card debt and checking credit score
Debt Resolution

Nov 21, 2024

•

4 min

Does Paying Off Credit Card Debt Improve Your Score?

Let’s take a look at how debt repayment affects your credit score, what to expect when paying off debt, and strategies to maximize the positive impact on your credit profile....
Young woman at home with headache from mold exposure
Financial Education, Pre-Settlement

Nov 21, 2024

•

4 min

Everything You Should Know About Mold Settlements

Explore the basics of mold lawsuits, factors that influence settlements, and tips for maximizing your claim....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?