JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Credit cards attached to padlock
Debt Resolution

Oct 8, 2024

5 min

Is Credit Card Debt Secured or Unsecured? 

Is credit card debt is secured or unsecured? Explore the characteristics of credit card debt, its classification, and the implications for borrowers....
Couple looking at debt on tablet. Authorized Users.
Debt Resolution

Oct 8, 2024

9 min

Are Authorized Users Responsible for Credit Card Debt?

Learn about the responsibilities of authorized users on credit card accounts, including legal implications, potential risks, and best practices....
Woman on phone discussing life settlement options
Financial Education

Oct 4, 2024

6 min

What Are Viatical Settlements?

Discover what viatical settlements are, how they work, their benefits, risks, and key considerations for policyholders....
Older couple shaking hands with life settlement agent after selling life insurance policy
Financial Education

Oct 4, 2024

5 min

How Do Life Settlements Work?

Learn how life settlements work, the process of selling a life insurance policy for cash, the benefits, risks, and factors to consider before making a decision....
Couple at kitchen table considering loan to pay off debt
Debt Resolution, Personal Loans

Oct 4, 2024

8 min

Should You Get a Personal Loan to Pay Off Debt? 

Learn the pros and cons of using a personal loan to pay off debt, including when it's beneficial, how to consolidate, and tips for choosing the right loan....
Couple signing paper to cash out policy with life settlement
Financial Education

Oct 3, 2024

5 min

Types of Life Insurance Policies Eligible for Life Settlements

Explore the types of life insurance policies that are typically eligible for life settlements and the factors that influence eligibility....
Past due debt - delinquent debt
Debt Resolution

Oct 3, 2024

6 min

What is Delinquent Debt?

Learn about delinquent debt, its causes, effects, and how it can be managed or avoided....
How Pre-Settlement Funding Can Speed Up Legal Decisions
Pre-Settlement

Oct 2, 2024

7 min

How Pre-Settlement Funding Can Speed Up Legal Decisions

Can pre-settlement funding actually speed up legal decisions? In this article, we explore how this form of financial assistance works....
Pre Settlement Funding for Long Term Lawsuits
Pre-Settlement

Oct 2, 2024

7 min

How Pre-Settlement Funding Can Help in Long-Term Lawsuits

Explore how pre-settlement funding works, its potential benefits, and how it can alleviate the financial burden of long-term lawsuits....
Young woman stressed by credit card debt sitting at table
Debt Resolution

Oct 1, 2024

6 min

How to Avoid Credit Card Debt

Credit cards have the power to help us thrive, and if used properly, they enable success. However, if mismanaged, credit cards can also be the financial ruin of anyone who falls behind with their payments....
Debt and equity balance concept. Figurine holding cubes.
Debt Resolution

Oct 1, 2024

6 min

What is Debt Margin? 

We’ve all heard the term “debt margin,” but what is it? And how is it relevant to average consumers?...
Car accidents and insurance rates
Financial Education

Sep 27, 2024

7 min

How Long Does an Accident Affect Your Car Insurance?

How long will an accident impact my car insurance rates? The answer can vary, but there are some general trends to keep in mind....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?