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Disclosures

J.G. Wentworth Visa® Prepaid Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

To read J.G. Wentworth's and MetaBank's Legal Policies, click the following links: J.G. Wentworth's Electronic Disclosure of Information Agreement, J.G. Wentworth's Card Holder Agreement, and MetaBank's Privacy Policy.

*The offers that appear on this site are from third party advertisers from which The J.G. Wentworth Company® or one of its affiliates or subsidiaries receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We strive to provide a wide array of offers for our visitors, but these offers do not represent all financial services companies or products. With regard to the personal loan and business loan offers appearing on this site: we are not a lender, loan originator, loan processor, loan broker, underwriter, or agent for any lender or loan broker. This service does not constitute an offer or solicitation for loan products. We do not endorse or charge you for any service or product. You are under no obligation to use our service to initiate contact with any company listed on our site, apply for credit or any loan product, or accept a loan. We do not advise, aid or assist borrowers in obtaining loans, offer or negotiate terms of loans, or make loans or credit decisions in connection with loans. J.G. Wentworth does not take applications for credit or issue pre-approval letters. Any request for quotes or pre-approval is not an application for credit. This is not an offer to lend or a commitment for a loan, and we do not guarantee that specific loan terms and conditions offered to consumers will be granted, or that consumers will be offered any type of loan. We are not an agent of either any consumer or company advertising on this site. we are only providing an administrative service to people who contact us or visit this website. This administrative service is free to the caller. This service and offer are void where prohibited. Residents of some states may not be eligible for some or all loans. These disclosures are provided to you for information purposes only and should not be considered legal advice. The actual amount of the loan that a customer qualifies for is decided by the company providing the loan and may vary based on credit determination and state law. Minimum loan amounts vary by state. Approval process may take longer if additional documents are requested. The APR ranges from 5.99% to 35.89%. For example, with a credit grade of A1 you could receive a loan of $10,000 with an interest rate of 5.32% and a 1.00% origination fee of $100 for an APR of 5.99%. In this example you will receive $9,900 and will make 36 monthly payments of $301.15. Your APR will be determined based on your credit at time of application. Average APR on 36 month loans for similar solicitation from 10/1/2015-10/31/2015 was 14.3%. The origination fee ranges from 1% to 6% and the average origination fee is 5.28% based on origination volumes from 1/1/2016 to 2/29/16. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement to all of the required agreements and disclosures on the www.lendingclub.com. All loans made by WebBank, member FDIC.