JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Wooden blocks with the word Tax and a question mark. Business and finance concept. Taxes and taxation. the tax burden
Structured Settlement

Aug 27, 2025

8 min

Do You Pay Taxes on Insurance Settlements?

The tax treatment of insurance settlements depends on several factors. In this guide we look at the taxation of settlements....
two piggy banks on scale, representing comparison between cash advance app and predatory payday loan
Financial Education

Aug 25, 2025

4 min

Cash Advance Apps vs. Payday Loans: What’s The Difference?

Cash advance apps and payday loans both aim to solve the same problem: a gap between now and your next paycheck. See what's different....
Woman on phone with Cash symbol floating above phone screen
Financial Education

Aug 25, 2025

4 min

Pros and Cons of Using Cash Advance Apps

Let's look at the pros and cons of cash advance apps. While they can be convenient, they are not perfect for every situation....
Man on couch holding cash in one hand and phone in other
Financial Education

Aug 25, 2025

3 min

Do Cash Advance Apps Check Credit?

Cash advance apps have become a popular way to get money before payday. But do cash advance apps check credit?...
Woman on phone looking at cash advance app
Financial Education

Aug 25, 2025

4 min

How Do Cash Advance Apps Work?

This guide looks at cash advance apps. How they work, the differences between types, and if they are right for you....
A focused couple is seen working on their budget plans, with one using a laptop and the other reviewing documents on the table. They show determination and cooperation.
Debt Resolution

Aug 22, 2025

10 min

Inheriting a House with Debt

Let’s take a closer look at everything you need to know about inheriting a house with debt....
friends or family borrowing stats
Financial Education

Aug 18, 2025

7 min

Shadow Debt: How much do people borrow from friends and family?

We surveyed 1,267 U.S. adults to find out how often Americans borrow or lend money to loved ones, and the emotional and financial impact involved....
Judge Dismissing Debt Lawsuit
Debt Resolution

Aug 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

There are several legitimate legal strategies that can lead to debt lawsuit dismissal. Let's take a look at the top 3....
Piggy bank with sign 403b on a side. Retirement plan.
Debt Resolution

Aug 14, 2025

7 min

Can You Borrow from Your 403(b) to Pay Off Debt?

Thinking about dipping into your 403(b) retirement account for debt? Learn about pros and cons, here....
the word of GRANTS on building blocks concept
Debt Resolution

Aug 14, 2025

7 min

Grants for Credit Card Debt

Let’s take a look at grants for credit card debt relief, explore some alternatives, and provide strategies for how you can move forward....
Statute of limitations sign, book and gavel.
Debt Resolution

Aug 14, 2025

10 min

Statute of Limitations on Debt After Death

Learn how the statute of limitations affects debt collection efforts after death and how to navigate this challenging transition....
Wooden figure with 2 options. Concept of choosing between debt settlement and court
Debt Resolution

Aug 12, 2025

11 min

Should You Settle Debt or Go to Court?

Deciding between settling delinquent debt or going to court? Compare both options and see what may be best for you....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?