JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Common reasons for debt main callout image
Financial Education

Mar 5, 2026

11 min

The Most Common Reasons for Debt

New research reveals the leading causes of personal debt in the U.S., along with its effects and the strategies people use to manage it....
Couple who just paid off debt
Debt Resolution

Mar 2, 2026

18 min

How to Pay Off Your Credit Card Debt (No, Really)

Discover effective strategies to pay off your credit card debt with JG Wentworth. Learn about debt consolidation, budgeting tips, and financial planning to regain control of your finances. Visit our page for expert advice and...
Stopping debt collectors
Debt Resolution

February 4, 2026

12 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Woman taking batch of hundred dollar bills
Personal Loans

Sep 23, 2025

5 min

How Do Lenders Decide Your Loan Amount?

Financial institutions weigh several factors to determine what they believe you can reasonably borrow and repay....
Couple on couch looking at loan prequalification letter
Personal Loans

Sep 23, 2025

5 min

What Does “Prequalified” Mean for a Loan?

Prequalification is just an early step in the lending process, and it’s important to understand what it does and doesn’t mean before you move forward....
Personal Loans

Sep 23, 2025

5 min

What Is a Soft Credit Pull?

This guide explains what a soft credit pull is, when it happens, how it differs from a hard pull, and why it matters....
Man comparing loan options at table
Personal Loans

Sep 18, 2025

5 min

What Is a Non-Recourse Loan?

Understanding what sets a non-recourse loan apart from standard financing can help borrowers make more informed financial decisions....
Banker discusses banking services to new customer
Personal Loans

Sep 18, 2025

6 min

Flex Loans Explained

This guide will walk through what a flex loan is, how it works, and what makes it different from other lending products....
A person holding a red piggy bank and a red alarm clock
Personal Loans

Sep 18, 2025

5 min

How Long Does It Take To Get a Loan?

This guide will break down what affects the timeline, how long different types of loans typically take, and what you can do to speed things up....
Debt numb chart
Financial Education

Sep 17, 2025

12 min

Debt Numb: The correlation between increasing debt and levels of stress

New survey examines the relationship between debt levels and stress, to find if – and when – Americans become “debt numb”....
Good and bad on both sides of a scale
Debt Resolution

Sep 15, 2025

10 min

Good Debt vs. Bad Debt

Understanding the difference between good debt and bad debt is one of the most crucial financial literacy skills anyone can develop....
Money bag in middle of maze on paper
Debt Resolution

Sep 15, 2025

7 min

Can You Get a Grant to Pay Off Debt?

While the answer isn't a simple yes or no, there are legitimate grant opportunities available for debt relief....
Man on couch looking at debt consolidation options
Personal Loans

Sep 15, 2025

7 min

Low Interest Debt Consolidation Options

Learn about low interest debt consolidation, helping you understand your options, qualify for the best rates, and make informed decisions,...
Young man with hands out looking confused at computer
Personal Loans

Sep 15, 2025

8 min

Can You Get a Personal Loan Without a Credit Check?

The short answer is yes, but with significant caveats. While no-credit-check loans do exist, they often come with higher costs and risks....
Worried woman about home finances
Debt Resolution

Sep 10, 2025

9 min

Managing Credit Card Debt While Unemployed

With the right strategies and mindset, it's possible to navigate this challenging period while protecting your credit score and setting yourself up for future financial recovery....

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?