JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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25 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Wooden Gavel With Credit Card
Debt Resolution

Sep 29, 2025

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12 min

Credit Card Debt Statute of Limitations

Blue capital letters sitting on coins stacks write debt before defocused background.
Debt Resolution

Sep 29, 2025

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8 min

The 3 Biggest Strategies for Paying Down Debt in 2025

Based on current financial expert recommendations and industry practices, three primary strategies have risen to prominence....
Young woman at computer applying for loan online
Personal Loans

Sep 25, 2025

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7 min

Online Personal Loans Explained

How do online loans differ from regular loans? And what criteria can you use to help you choose the right one for you?...
Woman signing loan agreement
Personal Loans

Sep 23, 2025

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5 min

Questions to Ask Before Signing a Loan Agreement

By asking clear, targeted questions and reviewing the details with care, you can protect yourself from unpleasant surprises with your loan....
Lawyer looking at debt consolidation offers for client
Debt Resolution

Sep 23, 2025

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8 min

Should You Get a Lawyer for Debt Consolidation?

While many people successfully consolidate their debts without legal assistance, there are specific situations where hiring a lawyer becomes not just helpful, but essential....
Woman sitting on concrete curb looking depressed
Debt Resolution

Sep 23, 2025

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11 min

Can Debts Be Written Off Due to Mental Illness?

Explore the legal, financial, and ethical considerations involved for anyone struggling with their financial and mental health....
Woman taking batch of hundred dollar bills
Personal Loans

Sep 23, 2025

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5 min

How Do Lenders Decide Your Loan Amount?

Financial institutions weigh several factors to determine what they believe you can reasonably borrow and repay....
Couple on couch looking at loan prequalification letter
Personal Loans

Sep 23, 2025

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5 min

What Does “Prequalified” Mean for a Loan?

Prequalification is just an early step in the lending process, and it’s important to understand what it does and doesn’t mean before you move forward....
Personal Loans

Sep 23, 2025

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5 min

What Is a Soft Credit Pull?

This guide explains what a soft credit pull is, when it happens, how it differs from a hard pull, and why it matters....
Man comparing loan options at table
Personal Loans

Sep 18, 2025

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5 min

What Is a Non-Recourse Loan?

Understanding what sets a non-recourse loan apart from standard financing can help borrowers make more informed financial decisions....
Banker discusses banking services to new customer
Personal Loans

Sep 18, 2025

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6 min

Flex Loans Explained

This guide will walk through what a flex loan is, how it works, and what makes it different from other lending products....
A person holding a red piggy bank and a red alarm clock
Personal Loans

Sep 18, 2025

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5 min

How Long Does It Take To Get a Loan?

This guide will break down what affects the timeline, how long different types of loans typically take, and what you can do to speed things up....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?