JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Man using credit card for online shopping payment with smartphone
Debt Resolution

Mar 17, 2025

4 min

Does Credit Utilization Matter if You Pay in Full?

Credit utilization remains important even when you pay your balance in full each month. Learn about various factors that influence your credit score....
Graduation cap and dollar signs as symbol of education investment. Concept Education Costs
Debt Resolution

Mar 17, 2025

4 min

How to Apply for Student Debt Forgiveness

Read about the main forgiveness programs available and walk through the application process for each…...
2012 Honda Civic on street parked
Financial Education

Mar 14, 2025

3 min

When To Consider Dropping Full Coverage on an Older Car?

As your vehicle ages, its value decreases, and so should the cost of insuring it, right? Well, it’s not always that simple. Let's explore the key factors you should consider to make an informed decision....
modern condo buildings in sunny day
Financial Education

Mar 14, 2025

4 min

Insuring Your Condo: What to Know

Navigate the complexities of condo insurance to ensure your home, possessions, and personal liability are adequately protected....
Balance home and money, home loan, reverse mortgage concept.
Debt Resolution, Financial Education

Mar 14, 2025

7 min

How to Use Home Equity to Pay Off Debt

Home equity can be a powerful financial tool, especially when facing high-interest debt from credit cards, medical bills, or other loans....
Federal Trade commission exterior building.
Debt Resolution

Mar 11, 2025

6 min

How to File an FTC Complaint About Debt Collection

This guide walks you through the entire process of filing an FTC complaint about debt collection, from identifying violations to following up after submission....
Pile of envelopes with overdue utility bills isolated on white
Debt Resolution

Mar 11, 2025

7 min

How Do You Know if You Have a Debt in Collections?

Let’s walk you through how to identify if you have debt in collections, understand the collection process, and tips on taking the appropriate actions to address the situation....
debt collector in suit putting coins in piggy bank
Debt Resolution

Mar 10, 2025

6 min

How do Debt Collectors Make Money?

Explore the business models, practices, revenue streams, and regulatory environment that shape how debt collectors make money....
female hand presses a button doorbell with camera and intercom
Debt Resolution

Mar 9, 2025

7 min

Do Debt Collectors Come to Your House?

Debt collection practices can feel intrusive and intimidating, especially when considering the possibility of collectors showing up at your doorstep. But can they actually knock on your door?...
Used car display at a dealership.
Financial Education

Mar 7, 2025

5 min

Car Insurance Tips for Used Cars

Car insurance for used cars doesn't have to be complex or expensive. See tips for finding the best insurance option for you....
moving van with car is outside on the street
Financial Education

Mar 7, 2025

5 min

How to Choose Car Insurance When Moving to a New State

Choosing the right car insurance policy when moving to a new state isn’t just about staying legal; it’s about ensuring your coverage fits your new circumstances. Here's a comprehensive guide on how to navigate this...
Man And Woman Checking Payment Bills In The Kitchen At Home. Planning Family Budget
Debt Resolution

Mar 6, 2025

6 min

Can You Take a Hardship Withdrawal for Credit Card Debt?

Considering tapping into retirement savings through hardship withdrawals to pay off credit card debt? Is it a wise financial decision?...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?