JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Man thinking about paying debt collector with credit card
Debt Resolution

Nov 12, 2024

5 min

Can You Pay a Debt Collector with a Credit Card?

When facing collection accounts, many consumers wonder about using credit cards as a payment method. Can you? Should you?...
Woman scratching her head wondering about settling debt
Debt Resolution

Nov 8, 2024

5 min

Is it Bad to Settle a Debt?

Understand the pros, cons, and long-term impact of debt settlement, let’s take a deeper look at what this all entails…...
Avalanche Area Sign
Debt Resolution

Nov 8, 2024

5 min

What is the Debt Avalanche Method?

Explore how the Debt Avalanche method works, why it's effective, and how to implement it successfully in your financial life....
Woman looking over her bills, deciding what to pay first
Debt Resolution

Nov 8, 2024

6 min

What Debt Should You Pay Off First? 

This article will help you create an effective debt payoff plan that saves you money and reduces financial stress so you can tackle your debt one effective step at a time…...
Woman on laptop at table looking at car insurance options
Financial Education

Nov 7, 2024

5 min

How Often Should You Shop Around for New Car Insurance?

Learn how often you should shop around for car insurance to save money and ensure the best coverage. Discover the ideal times to compare quotes and tips for switching providers....
Car toy covered by human's hands surrounded by wooden blocks with checking marks
Financial Education

Nov 7, 2024

4 min

How to Switch Car Insurance Companies Without Losing Coverage

A step-by-step guide on how to switch car insurance companies smoothly without any gaps in coverage. Learn the key actions to take for a seamless transition and avoid potential risks....
What is guaranteed pre-settlement funding
Financial Education

Nov 6, 2024

10 min

What Is Guaranteed Pre-Settlement Funding?

The legal process for resolving personal injury claims can be lengthy, often taking months or even years before a settlement is reached. This is where guaranteed pre-settlement funding comes into play....
can you sell whole life insurance policy
Financial Education

Nov 5, 2024

5 min

Can I Sell My Whole Life Insurance Policy?

Explore the intricacies of life settlements, why someone might choose this option, how it works, and the potential benefits and drawbacks....
Negotiating car insurance policy
Financial Education

Nov 1, 2024

5 min

Can Car Insurance Rates Be Negotiated?

Learn whether car insurance rates can be negotiated, discover practical tips to lower your premium, and explore strategies like asking for discounts, adjusting deductibles, and improving your driving record to save on car insurance costs....
Older couple looking at what to do with term life insurance policy
Financial Education

Nov 1, 2024

6 min

What Happens if You Outlive Your Term Life Insurance Policy?

Outliving your term life insurance policy? Discover what options are available, including renewal, policy conversion, and financial planning tips....
Hourglass on decreasing piles of coins - Concept of money and time
Debt Resolution

Oct 31, 2024

6 min

When Does Debt Fall Off?

In this article we’ll define and clarify what it means when debt falls off, and include a range of timelines based on various types of debt....
Couple looking at debt report
Debt Resolution

Oct 31, 2024

6 min

How to Remove Collection Debt from Your Credit Report

Let’s walk you through the process of removing collection debt from your credit report, exploring various strategies and their potential outcomes so that you can move forward with confidence....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?