Structured Settlements

Get Cash for your Structured Settlement

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What is our best price guarantee and how does it work?

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If a competitor gives you a better quote, send it to us and we’ll beat it. 

Get $1,000

If we can’t beat their quoted purchase price, we’ll cut you a check for $1,000.*

FAQs

Should I sell my structured settlement?

Life always finds a way to surprise us—and sometimes, surprises can put an unexpected strain on our finances.

If you’re struggling to pay for an emergency expense, you’re not alone. According to a 2022 Bankrate survey, only 44% of Americans can afford to pay for a $1,000 emergency with just their savings. For most Americans, the best option in an emergency is to take on debt to cover the expense. Even if you don’t have an emergency—maybe you want to go back to school or put down a payment on a house—it can be difficult to come up with the funds for an immediate need without incurring debt.

But if you have a structured settlement, you have another option available!

Selling part or all of your structured settlement payment stream is a great way to keep your head above water while avoiding taking on extra debt. If you need cash in a pinch to take care of a major expense, this could be the best solution.

Do I need to sell my entire structured settlement payment stream?

No, you do not need to sell your full structured settlement. You can sell just one or several future payments—it all depends on how much money you think you need. Many JG Wentworth clients are return customers, selling part of their settlement whenever they need cash.

Do I pay taxes when selling my structured settlement?

No, you don’t have to pay taxes when selling your structured settlement. Because the transfer of the rights to your untaxed settlement payments goes through a court, your lump sum payment will retain tax-free status.*

Can I sell my life-contingent payments?

Yes, JG Wentworth purchases life-contingent payments—in fact, we’re the largest purchaser of this type of structured settlement in the U.S.! We have an entire team that specializes in evaluating the sales eligibility of life-contingent payments. They can answer any questions you might have about what your options are and how this type of sale works.

Do you purchase other types of annuities?

Yes, we purchase several types of annuities, including annuities intended for retirement, lottery winning payments, and structured attorney fees. If you’re unsure whether your annuity payment stream qualifies for sale, give us a call—we’re here to help.

Can I sell a minor's structured settlement payments?

A legal guardian can sell part or all of a structured settlement payment stream belonging to a minor under their care if they are able to demonstrate to a judge that the lump sum will be used to benefit the child and that the transaction is in the minor’s best interest.

Structured Settlements Articles

Woman receiving structured settlement payment via mail
Structured Settlement

Jul 2, 2024

7 min

5 Future-Minded Ways to Use Your Structured Settlement Payments

If you have a structured settlement and are receiving regular payments, you may wonder what the smartest way to use your funding is. When you’re given a large amount of money, you might be tempted...
Woman holding structured settlement payment
Structured Settlement

Jun 18, 2024

2 min

Types of Structured Settlements

Learn about the various types of structured settlements and how JG Wentworth can help you sell your structured settlement payments for a lump sum. Learn about your options and get the financial freedom you need...
Confused-man
Structured Settlement

Mar 26, 2024

5 min

Are Insurance Settlements Taxable?

Learn about the tax implications of insurance settlements, including which types are taxable or tax-free. Understand how settlements for physical injuries, lost wages, and property damage are treated under tax laws....
How to Negotiate a Cash Settlement With an Insurance Company
Structured Settlement

Aug 14, 2023

9 min

How to Negotiate a Cash Settlement With an Insurance Company

Learn how to effectively negotiate a cash settlement with your insurance company. Discover expert tips, strategies, and step-by-step guidance to maximize your settlement and ensure you receive the compensation you deserve....

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