JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Cybersecurity, private access with username and password to personal data
Personal Loans

May 18, 2026

15 min

Why Is a Lender Asking to Connect to My Bank Account?

Some online lenders ask you to connect your bank account before final approval. Learn why they do it, how it may help borrowers with imperfect credit, what lenders may review, and how to stay safe....
Average time it takes to pay off different loan types
Financial Education

May 18, 2026

12 min

The Average Debt Timeline in the U.S.

A survey of 1,376 U.S. adults reveals how long it takes to pay off debt, including mortgage payoff time, credit card repayment, student loan timelines, and how interest adds time....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Lawyer talking with client about debt
Debt Resolution

May 14, 2025

6 min

Can a Law Firm Be a Debt Collector?

Let’s examine when and how law firms qualify as debt collectors and the regulatory frameworks that apply....
refinance and approved sign on wooden cube blocks , stack of coins, copy space included
Debt Resolution, Personal Loans

May 14, 2025

6 min

Can you Refinance a Debt Consolidation Loan?

The simple answer is yes—you can refinance a debt consolidation loan, and in many cases, it might be advantageous to do so....
Gavel on law desk with hundred dollar bills
Pre-Settlement

May 13, 2025

5 min

How to Get a Loan on a Lawsuit

This comprehensive guide explains everything you need to know about obtaining funding based on your pending litigation....
Handshake in front of lawyer after successful negotiation
Debt Resolution

May 13, 2025

6 min

Can a Lawyer Negotiate Credit Card Debt?

Explore the role attorneys can play in credit card debt negotiations, alternatives you may want to consider, and how to determine the best approach....
Debt restructuring is shown using the text. Collage with hand and coins
Debt Resolution

May 12, 2025

7 min

What Is Debt Restructuring?

Struggling with debt and curious about how restructuring may help your situation? Let's take a look at what it is and how it works....
Newton's cradle, perpetual motion
Debt Resolution

May 12, 2025

6 min

What is Perpetual Debt?

Unlike conventional debt that has a maturity date, perpetual debt never needs to be repaid in full, creating unique opportunities and challenges for both issuers and investors....
Portrait of young curious woman
Debt Resolution

May 12, 2025

5 min

Should I Pay Down Debt or Invest?

At its core, the debt-versus-invest question is about comparing potential returns. Let's look at pros and cons....
Car with for sale sign in window
Debt Resolution

May 6, 2025

5 min

Should I Sell My Car to Pay Off Debt?

Deciding whether to sell your car to pay off debt is a significant financial decision that depends on your unique circumstances. Before you make any decisions, let’s walk you through some key considerations....
Notary's public pen and stamp on testament and last will. Notary public
Debt Resolution

May 6, 2025

6 min

How Long is an Executor Liable for Debt?

If you’re an executor for someone’s estate, it’s crucial to understand the complex landscape of your liability for debts, legal obligations, time limitations, and best practices....
Illustration of money changing hands or being sold
Debt Resolution

May 5, 2025

6 min

Can Creditors Sell Your Debt?

Let’s take a closer look at how debt sales work, what they mean for you, and how to protect yourself in the process…...
Woman signing financing documents for new car
Debt Resolution

May 5, 2025

5 min

Why is Buying a Car Considered Bad Debt?

Financing a vehicle is often categorized as "bad debt" in personal finance. Read why, here....
Woman on phone calling credit card company after her credit limit decreased
Debt Resolution

May 5, 2025

6 min

Why Did My Credit Limit Decrease After Paying Off Debt?

Here’s the basic breakdown on what you can expect for your credit limit after paying off your debt....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?