The Cashout alternative to a loan.
JG Wentworth’s Home Equity Cashout allows you to unlock your equity — in the form of a lump sum — in exchange for a share of your home’s future value.
1
Request a free estimate
Instantly find out if you pre-qualify without affecting your credit score.
2
Fill out an application
If you like the preliminary offer, completing an online application takes a few minutes.
3
Receive and review your Cashout details
Your Home Equity Cashout Estimate will include the maximum Cashout amount you can get.
See how much equity you can unlock with a Cashout
See what a Home Equity Cashout could look like for you. Enter your home’s current value and select a year.
Your home's current value
Min. $200,000
Max. $2,000,000
$
Cashout amount you are seeking
Min. $15,000
Max. $65,0000
$
Expected home appreciation
Select an exit year
Homeowner's Share
JG Wentworth's Share
Exit Year
Homeowner's Share
JG Wentworth's Share
Exit Year
Your Final Home Value
${final}
This would be your home's value in year {year} with {rate_text}.
Homeowner’s Share
${home}
Continue to enjoy all the benefits of home ownership! You would retain {home_percent} of your home's value.
JG Wentworth's Share
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This amount can be compared
to an annual interest rate of {rate}.
Note that Home Equity Cashouts are not loans and there are no monthly payments!
Amount you receive represents gross investment proceeds. Transaction expenses and an origination fee of 4.9% will be deducted at closing. Transaction expenses include appraisal, title, credit and escrow fees paid to third parties and may vary depending on property specific factors. The above estimate is for informational purposes only. This estimator is for informational purposes only. Not available in all states. Terms and conditions apply.
How does our pricing work?
At JG Wentworth, we use what’s called “JGW’s Share.” This means that we provide you with a lump sum of cash in exchange for a share of the future value of your home. When you decide to pay back the Cashout at or before the end of the 10-year term, we’ll be paid an agreed-upon percentage of your home’s value at that time.
Tired of waiting for your cash?
We’ll review terms with you and go over different scenarios to help you select the right Cashout amount for your specific needs. After all, a Home Equity Cashout is designed to empower you to unlock your money and improve your life however you see fit.
Your home. Your money. Your choice.
Home Equity Cashouts are originated by JGW Residential. LLC (NMLS ID # 2669687 in CO and GA)
A Home Equity Cashout is not a traditional loan and does not require monthly payments. However, it involves a future financial obligation based on the value of your home at the time of sale or another triggering event. Product classification may vary by state, and in some jurisdictions, this agreement may be considered a reverse mortgage or credit obligation. Please consult with a licensed advisor or attorney to understand how this product may be treated under local law. Licenses.