JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
JGW_Life of debt_V1_Per state
Financial Education

Dec 2, 2025

11 min

Life of debt

How much debt does the average American accumulate in their lifetime? And how does this vary per state? A new study by JG Wentworth finds out....
Woman sitting on living room floor looking at credit card debt
Debt Resolution

Nov 20, 2025

10 min

Can the Government Forgive Credit Card Debt?

Credit card debt is private debt owned by banks and financial institutions, placing it entirely outside the government's authority to cancel....
Stopping debt collectors
Debt Resolution

August 22, 2025

11 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Man drafting a debt settlement letter with pen and paper
Debt Resolution

Oct 31, 2025

13 min

How to Write a Debt Settlement Letter

A debt settlement letter can serve as a powerful tool to negotiate with creditors and potentially reduce your financial burden. Let’s walk you through everything you need to know....
Man stressed looking at options for help with debt
Debt Resolution

Oct 31, 2025

13 min

What’s the Difference Between Debt Settlement and Management?

Struggling with debt? Debt settlement and debt management both promise relief, but they work in fundamentally different ways....
Two wooden blocks with someone holding a puzzle piece with "mediation" in between them
Debt Resolution

Oct 31, 2025

12 min

Understanding Debt Mediation

Debt mediation represents a middle ground between struggling alone with unmanageable debt and taking more drastic measures like bankruptcy....
Man at computer reading options between debt relief and bankruptcy
Debt Resolution

Oct 31, 2025

11 min

Debt Relief vs. Bankruptcy

Debt relief and bankruptcy both offer solutions to those struggling with debt, however are extremely different....
FHA loan written on the model of home.
Debt Resolution

Oct 28, 2025

11 min

FHA Loan Debt-to-Income Ratio Requirements

Let's look at the DTI (Debt-to-Income) requirements associated with FHA (Federal Housing Administration) home loans....
Man stressed after receiving debt summons
Debt Resolution

Oct 28, 2025

12 min

Sample Answer to a Credit Card Debt Summons

Receiving a summons for credit card debt can be extremely stressful. This sample response will help you respond....
Credit Union sign on stone wall building
Personal Loans

Oct 28, 2025

13 min

What are Credit Union Personal Loans?

What exactly are credit union personal loans, how do they work and what are their drawbacks?...
Electronic highway billboard with government shutdown ahead warning
Debt Resolution

Oct 27, 2025

11 min

Do I Still Have to Pay My Debt During a Government Shutdown?

The short answer is unequivocally yes—you absolutely must continue paying your debts during a government shutdown....
Woman applying for loan talking with banker about credit score impact
Personal Loans

Oct 20, 2025

7 min

How Personal Loans Impact Your Credit Score

Understanding how a personal loan interacts with your credit profile is key to making smart borrowing decisions....
Car keys, American cash, and loan agreement
Personal Loans

Oct 20, 2025

7 min

Can You Use a Personal Loan to Buy a Car?

A personal loan can be used to buy a car, and depending on your situation, it might make sense....
Young couple stressed looking for personal loan
Personal Loans

Oct 20, 2025

12 min

Same-Day Personal Loans for Bad Credit

Same-day personal loans for bad credit offer a potential lifeline when time is of the essence and options seem limited....
The symbolic residence of the US President, the White House, against the backdrop of the American flag and coins
Debt Resolution

Oct 17, 2025

16 min

Government Employees and Debt

Understanding how debt and financial management intersect with federal employment is crucial for the everyday government workers who make up the backbone of federal operations....