JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Debt consolidation loan form on a wooden table.
Debt Resolution

Aug 19, 2026

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14 min

Is Debt Consolidation a Good Idea?

Whether consolidation helps or hurts comes down to math and behavior, not marketing. See if debt consolidation is right for you....
Senior debt in Utah
Financial Education

Aug 19, 2026

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9 min

Which U.S. States Have the Highest Debt Among Adults Over 60?

A survey of 1,376 U.S. adults reveals how long it takes to pay off debt, including mortgage payoff time, credit card repayment, student loan timelines, and how interest adds time....
Magnifying glass focusing on scam warning symbol over dollar bills concept of financial fraud money laundering cybercrime and online scam alert for security awareness and finance protection
Debt Resolution

Aug 5, 2026

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17 min

How to Spot a Debt Relief Scam

Debt relief scams follow a pattern — upfront fees, guaranteed forgiveness, high pressure. Here's how to spot the red flags and verify a legitimate company....
Judges Gavel close up image
Structured Settlement

Jul 27, 2026

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16 min

Structured Settlement Court Approval Process

A judge must approve your structured settlement sale before you get paid. Here's what the court reviews, what documents you need, and how long it takes....
Young couple with arms in the air smiling after getting accepted into a debt relief program
Debt Resolution

Jul 27, 2026

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12 min

How Much Debt Do You Need to Qualify for Debt Relief?

Most debt relief programs have a minimum but it's lower than most people assume. A main qualifying factor is your type of debts....
Young couple stressed at table looking at paper credit card statement
Debt Resolution

Jul 27, 2026

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17 min

Can You Stop Paying Credit Card Debt and Stop Worrying About It?

You can stop paying credit card debt, but stopping and being free are not the same. Here's what actually happens, and the three paths that resolve it....
Credit cards on laptop with miniature life preserver. Nonprofit debt relief concept
Debt Resolution

Jul 27, 2026

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13 min

Nonprofit Debt Relief: How it Works and How it Compares

Nonprofit debt relief isn't free debt relief. Learn how nonprofit credit counseling works, and when for-profit options fit better....
Figurine house with us money laying on top. Home equity concept
Home Equity

Jul 24, 2026

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18 min

How to Tap into Home Equity with Bad Credit

Bad credit doesn't rule out tapping your home equity. Compare HELOCs, cash-out refinances, and home equity agreements....
Piggy bank, gavel and books on a table.
Debt Resolution

Jul 24, 2026

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12 min

Do You Need a Lawyer for Debt Relief?

This article breaks down exactly what debt relief lawyers do, and when hiring one makes sense for your situation....
man breaking piggy bank
Annuity Purchasing

Jul 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

Deciding when to start withdrawing from an annuity is one of those questions that can feel deceptively simple but actually hinges on several moving parts....
Wooden seesaw with money bag and hourglass
Structured Settlement

Jul 14, 2026

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14 min

Partial vs. Full Structured Settlement Sale: Which Is Right for You?

Both a partial and a full sale give you access to cash you need now, but each path carries different trade-offs....
How to find how much equity in home
Home Equity, Tools & Calculators

Jul 14, 2026

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15 min

How to Calculate Home Equity

Understanding how to calculate home equity gives you the financial clarity to make smarter financial decisions....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?