JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

For Sale Real Estate Sign In Front of Property.
Debt Resolution

Apr 9, 2025

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6 min

Should I Sell My House to Pay Off Debt?

Let’s take a closer look at the key factors to consider when contemplating selling your home to pay off debt....
Image of Florida on Map
Debt Resolution

Apr 8, 2025

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6 min

What is the Statute of Limitations on Debt in Florida?

Let’s take a closer look at Florida's statute of limitations on various types of debt, how these time limits work, what can restart the clock, and strategies for Florida residents dealing with old debts....
Close-up Shot of an Anonymous Woman Holding a Smartphone with a Stock Market Graph on Screen
Debt Resolution

Apr 8, 2025

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6 min

Should I Sell Stocks to Pay Off Debt?

This guide will help you navigate the complex landscape of personal finance, investment strategy, and debt management....
File folder tab with debt replaced by savings
Debt Resolution

Apr 8, 2025

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6 min

Should I Use My Savings to Pay Off Debt?

Should you use your savings to pay off existing debt. Let's explore....
Brown, black and white are the prominent colors in this updated small bathroom
Financial Education

Apr 2, 2025

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4 min

Small Bathroom Remodeling Ideas

Explore various small bathroom remodeling ideas that maximize both style and functionality....
A bathroom with a blue cabinet, bathtub and tiled shower.
Financial Education

Apr 2, 2025

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4 min

How to Choose the Right Contractor for Your Bathroom Remodel

The success of your remodeling project largely depends on the contractor you choose. Here’s a comprehensive guide to help you select the right contractor for your bathroom remodel....
Male hand painting wall with paint roller
Financial Education

Apr 2, 2025

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7 min

Interior Painting Mistakes and How to Avoid Them

Discover the most common interior painting mistakes and learn professional techniques to avoid them....
Couple choosing interior paint
Financial Education

Apr 1, 2025

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4 min

Interior Painting: Types of Paints and Finishes

Learn about interior paints and finishes to ensure you make the perfect choice for your home....
Man signing legal paperwork
Financial Education

Mar 28, 2025

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5 min

What to Look for in Your Lawsuit Funding Agreement

Look at the critical elements of a lawsuit funding agreement, guiding you through what to scrutinize to protect your financial and legal interests....
Mobile home park. A row of residential mobile park homes in a small town somewhere in California.
Home Equity

Mar 28, 2025

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4 min

Home Equity Options for Mobile Homes

Let’s dive into the options available for leveraging home equity in mobile homes, including typical home equity loan options....
Workers' Compensation: Accident Claim
Pre-Settlement

Mar 28, 2025

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4 min

Lawsuit Funding for Workers’ Compensation Cases

This guide will explore how lawsuit funding can be a strategic financial solution for those involved in workers' compensation cases....
Young man at computer in kitchen with questioning facial expression
Debt Resolution

Mar 27, 2025

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4 min

Is Child Support Considered Debt When Applying for a Mortgage?

Concerned with how child support affects your ability to secure a home loan? Let's go over insights for both paying and receiving parents...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?