JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Cybersecurity, private access with username and password to personal data
Personal Loans

May 18, 2026

15 min

Why Is a Lender Asking to Connect to My Bank Account?

Some online lenders ask you to connect your bank account before final approval. Learn why they do it, how it may help borrowers with imperfect credit, what lenders may review, and how to stay safe....
Average time it takes to pay off different loan types
Financial Education

May 18, 2026

12 min

The Average Debt Timeline in the U.S.

A survey of 1,376 U.S. adults reveals how long it takes to pay off debt, including mortgage payoff time, credit card repayment, student loan timelines, and how interest adds time....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

couple at table looking at home equity options for their financial needs
Financial Education

Feb 12, 2025

4 min

Combining Home Equity Agreements with Other Financial Products

Home Equity loan options, when wisely paired with other financial solutions, can create a robust financial strategy that supports long-term goals and immediate needs....
Legal questions and answers concept
Debt Resolution

Feb 12, 2025

5 min

Do I Need a Lawyer for Debt Collection?

This article will help you make an informed decision about legal representation in debt collection matters....
Woman at table calculating finances and debt
Debt Resolution

Feb 12, 2025

4 min

What is Net Debt?

Unlike simply looking at the total amount you owe, net debt offers a comprehensive snapshot of your true financial position....
Man looking at insurance policy, deciding what option is best
Financial Education

Feb 10, 2025

3 min

Beyond Lapses: The Life Settlement Option

For many policyholders, the decision to terminate a life insurance policy is not an easy one. Explore an alternative to policy lapses....
Dad with daughter on couch
Financial Education

Feb 10, 2025

3 min

Guide to Life Settlements for Minors

Learn about the complexities of managing life settlements for minors, focusing on guardianship and trust fund considerations....
Young woman looking worried using mobile phone in kitchen at home
Debt Resolution

Feb 6, 2025

4 min

What to do When You Get Debt Collector Text Messages

While debt collection through text messages is legal, there are strict rules collectors must follow – and specific steps you should take to protect yourself....
Piggy bank on space for text. saving money, crisis. Business or Retirement Savings
Debt Resolution

Feb 6, 2025

6 min

Ways to Save When You’re in Debt

This article offers practical strategies for different groups to save money while managing debt payments, focusing on realistic approaches that can work alongside debt obligations. After all, where there’s a will there’s always a way…...
HEA pros and cons
Financial Education

Jan 31, 2025

4 min

Home Equity Agreements: Pros and Cons

This article will explore the pros and cons of home equity agreements to help homeowners make informed decisions....
Man researching HEA requirements from tablet
Financial Education

Jan 31, 2025

4 min

Do Home Equity Agreements Require Debt-to-Income (DTI) Ratios? 

This article looks into whether DTI ratios are a requirement for HEAs, providing a comprehensive understanding of how these agreements work and their implications for homeowners....
Woman checking bank account to check for possible wage garnishment
Debt Resolution

Jan 31, 2025

5 min

Can Debt Collectors Garnish Disability Benefits?

Let’s explore your rights and protections regarding the potential garnishment of disability benefits, as well as important steps you can take to protect your income....
Dice with "%" printed on them, on a paper with waves - some dice underwater and some above
Debt Resolution

Jan 31, 2025

5 min

Why Does Higher Credit Utilization Decrease Your Credit Score?

Explore the complex relationship between credit utilization and credit scores, examining why higher utilization rates can significantly damage your creditworthiness....
Concept of cyber security in two-step verification, multi-factor authentication, information security, encryption, secure access to user's personal information, secure Internet access, cybersecurity.
Debt Resolution

Jan 29, 2025

4 min

Should You Give a Debt Collector Personal Info?

Let's explore what information you should and shouldn't share, along with the steps to protect yourself when dealing with debt collectors so you can handle these unpleasant situations as efficiently as possible....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?