JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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25 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Man And Woman Checking Payment Bills In The Kitchen At Home. Planning Family Budget
Debt Resolution

Mar 6, 2025

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6 min

Can You Take a Hardship Withdrawal for Credit Card Debt?

Considering tapping into retirement savings through hardship withdrawals to pay off credit card debt? Is it a wise financial decision?...
American flag flying over government building in city, blue sky and clouds
Debt Resolution

Mar 6, 2025

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5 min

Can the VA Help with Credit Card Debt?

If you’re a veteran struggling with credit card debt, first: thank you for your service. Secondly, here are some resources at your disposal that may be able to help…...
Close up of a bankruptcy form on desk with keyboard, mouse and pen
Financial Education

Mar 5, 2025

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4 min

Life Settlements and Bankruptcy

Look at the key considerations of managing life settlements amid bankruptcy, aiming to arm policyholders with the knowledge needed to make informed decisions....
dominoes falling towards house from both sides, mans hand protecting house
Home Equity

Mar 5, 2025

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4 min

Difference Between Home Insurance and Home Warranty

Explore the differences between home insurance and home warranties, helping you determine which coverage or combination of both is right for your home....
Building project and construction process
Financial Education

Mar 5, 2025

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4 min

How to Budget for a Major Home Renovation

Learn about the essential steps of creating a realistic budget that accommodates both your dream design and your wallet....
Custom Master Bathroom Design Drawing Gradating to Finished Photo
Financial Education

Mar 4, 2025

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4 min

Bathroom Remodeling Tips to Increase Home Value

A well-executed bathroom remodel not only enhances the aesthetics and functionality of the space but also appeals to potential buyers, boosting your home's marketability. Here’s a comprehensive guide to help....
Architecture blueprint and work tool on table
Financial Education

Mar 4, 2025

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3 min

The Effect of Home Improvements on Your Insurance Premiums

Whether you're planning a major renovation or some minor upgrades, it’s important to understand how these changes can affect your insurance costs....
Financial Education

Mar 4, 2025

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4 min

The Importance of Inventory Lists for Home Insurance Claims

Explore why inventory lists are essential, how they can help you in the event of a claim, and how to create an effective list....
Woman comparing green apple to red apple in market
Debt Resolution

Feb 28, 2025

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5 min

Which is Better: Personal Loan or Debt Consolidation?

When facing financial decisions, many people find themselves weighing the merits of personal loans against debt consolidation. Let’s examine your options and determine which might be better suited for your specific needs…...
Yield shaped road sign on side of desert highway
Debt Resolution

Feb 28, 2025

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4 min

What is High Yield Debt?

High yield debt, often called "junk" debt in financial markets, is any form of lending that carries higher-than-normal interest rates due to increased risk. While this term originated in corporate finance, it's a reality that...
Home equity loan requirements
Home Equity

Feb 26, 2025

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4 min

Home Equity Loan Requirements

A home equity loan allows homeowners to borrow against the equity in their home, providing a way to finance significant expenses like home improvements, college tuition, or debt consolidation. However, obtaining a home equity loan...
Man refinancing a home equity loan. Calculator and model home on table.
Home Equity

Feb 24, 2025

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4 min

Can You Refinance a Home Equity Loan?

Refinancing a home equity loan means replacing your existing home equity loan with a new one, often with different terms....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?