JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Wooden seesaw with money bag and hourglass
Structured Settlement

Jul 14, 2026

13 min

Partial vs. Full Structured Settlement Sale: Which Is Right for You?

Both a partial and a full sale give you access to cash you need now, but each path carries different trade-offs....
How to find how much equity in home
Home Equity

Jul 14, 2026

3 min

How to Find Out How Much Equity You Have in Your Home

Understanding how to calculate home equity gives you the financial clarity to make smarter financial decisions....
a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

medical debt image of calculator
Debt Resolution

May 1, 2024

9 min

Can Medical Debt Affect Your Credit Health?

Discover how medical debt can impact your credit health and financial stability. Learn about the effects of unpaid medical bills on your credit score, and explore strategies to manage and mitigate medical debt effectively. Visit...
debt negotiation
Debt Resolution

Apr 26, 2024

7 min

How to Negotiate with Debt Collectors

Learn effective strategies for negotiating with debt collectors at JG Wentworth. Discover tips and techniques to manage your debt, reduce stress, and regain financial control. Visit our comprehensive guide to start negotiating smarter today....
Interest rates and personal loans
Personal Loans

Apr 24, 2024

6 min

Guide to Interest Rates in Personal Loans

When you take out a personal loan, one of the most important factors to consider is the interest rate. The interest rate determines how much you'll end up paying over the lifetime of the loan....
Man inspecting broken home window
Financial Education

Apr 17, 2024

10 min

Does Home Insurance Cover Window Replacement?

Discover whether your home insurance policy covers window replacement with JG Wentworth. Learn about coverage details, common scenarios, and how to file a claim for window damage. Get informed and protect your home today....
man with paper umbrella protecting family
Financial Education

Apr 17, 2024

4 min

What is Voluntary Life Insurance?

Discover the essentials of voluntary life insurance with JG Wentworth. Learn how this employee benefit can provide financial security for your loved ones, the different types available, and how to choose the right plan for...
Pre settlement funding eligible cases
Pre-Settlement

Apr 12, 2024

4 min

Types of Cases Eligible for Pre-Settlement Funding

Not all types of legal cases qualify for pre-settlement funding. Understanding the types of cases that are typically eligible, as well as those that are generally ineligible, can help plaintiffs determine if this option is...
man breaking piggy bank
Annuity Purchasing

Apr 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Discover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...
Confused-man
Structured Settlement

Mar 26, 2024

5 min

Are Insurance Settlements Taxable?

Learn about the tax implications of insurance settlements, including which types are taxable or tax-free. Understand how settlements for physical injuries, lost wages, and property damage are treated under tax laws....
Couple looking at credit score after debt consolidation
Debt Resolution

Mar 20, 2024

6 min

How Long Does Debt Relief Stay On Your Credit Report?

Discover how long debt consolidation stays on your credit report and learn about its impact on your credit score....
man with phone and credit card
Debt Resolution

Mar 20, 2024

6 min

Can I Still Use My Credit Card after Debt Consolidation?

Can you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....
A woman sits on a couch holding a piece of paper and looking confused
Debt Resolution

Mar 15, 2024

11 min

A Guide to Debt Re-Aging

Discover comprehensive insights on debt re-aging with our detailed guide. Learn what debt re-aging is, how it affects your credit, and strategies to manage and improve your financial health. Empower yourself with expert advice and...
Cutting up credit cards
Debt Resolution

Mar 6, 2024

7 min

What Makes Debt Settlement Worth It?

Discover the benefits of debt settlement with JG Wentworth. Learn how our expert services can help you reduce your debt, lower monthly payments, and achieve financial freedom. Explore the advantages and find out if debt...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?