JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

is debt consolidation same as a loan
Debt Resolution

May 14, 2024

7 min

Is a Debt Consolidation Loan Different from Debt Consolidation?

Many individuals fail to grasp the subtle yet crucial difference between the overarching strategy of debt consolidation and the specific tool known as a debt consolidation loan....
blog-2024-may-dr-newsletter
Debt Resolution

May 14, 2024

5 min

Recommit to Resolving Your Debt

Discover effective strategies to resolve your debt with JG Wentworth. Learn how to recommit to financial freedom through personalized debt solutions and expert guidance. Visit our page for tips, resources, and support to help you...
Notice of debt collection lawsuit
Debt Resolution

May 14, 2024

8 min

Can Debt Collectors Sue You?

What are your options if you find yourself facing a debt collection lawsuit? Let’s explore the circumstances under which debt collectors may choose to sue, your rights as a consumer, and the steps you can...
Stack Of Overdue Bills Debt
Debt Resolution

May 1, 2024

5 min

Are Children Responsible for Their Parents’ Debt?

Discover whether children are legally responsible for their parents' debt on JG Wentworth's informative page. Learn about the laws, exceptions, and steps to protect your financial future. Visit now for expert insights and guidance....
Debt Collector Wage Garnishment Notice
Debt Resolution

May 1, 2024

6 min

Can a Debt Collector Garnish Your Wages?

Discover if a debt collector can garnish your wages and learn about your rights and options. Visit JG Wentworth for expert advice on managing debt and protecting your income....
medical debt image of calculator
Debt Resolution

May 1, 2024

9 min

Can Medical Debt Affect Your Credit Health?

Discover how medical debt can impact your credit health and financial stability. Learn about the effects of unpaid medical bills on your credit score, and explore strategies to manage and mitigate medical debt effectively. Visit...
debt negotiation
Debt Resolution

Apr 26, 2024

7 min

How to Negotiate with Debt Collectors

Learn effective strategies for negotiating with debt collectors at JG Wentworth. Discover tips and techniques to manage your debt, reduce stress, and regain financial control. Visit our comprehensive guide to start negotiating smarter today....
Interest rates and personal loans
Personal Loans

Apr 24, 2024

6 min

Guide to Interest Rates in Personal Loans

When you take out a personal loan, one of the most important factors to consider is the interest rate. The interest rate determines how much you'll end up paying over the lifetime of the loan....
Man inspecting broken home window
Financial Education

Apr 17, 2024

10 min

Does Home Insurance Cover Window Replacement?

Discover whether your home insurance policy covers window replacement with JG Wentworth. Learn about coverage details, common scenarios, and how to file a claim for window damage. Get informed and protect your home today....
man with paper umbrella protecting family
Financial Education

Apr 17, 2024

4 min

What is Voluntary Life Insurance?

Discover the essentials of voluntary life insurance with JG Wentworth. Learn how this employee benefit can provide financial security for your loved ones, the different types available, and how to choose the right plan for...
Pre settlement funding eligible cases
Pre-Settlement

Apr 12, 2024

4 min

Types of Cases Eligible for Pre-Settlement Funding

Not all types of legal cases qualify for pre-settlement funding. Understanding the types of cases that are typically eligible, as well as those that are generally ineligible, can help plaintiffs determine if this option is...
man breaking piggy bank
Annuity Purchasing

Apr 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Discover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?