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How much money
did you win?

How much
money
did you win?

What’s the next step?

The path to selling your lottery payments

1

Claim your lottery winnings as an annuity

2

Contact JGW to for a free, no obligation consultation

3

Choose the option that works best for you: A lump sum or the Tax Deferred Option.

4

Get your cash and enjoy your winnings!

What is the Tax-Deferred Option?

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Set Your Payment Schedule

If you’re receiving your lottery payments in increments but want to change your disbursement schedule.*

extendpayment

Extend your payments

Worried about what you’ll do when your jackpot runs out? That’s where the Tax-Deferred Option comes in.**

maximizewelth

Maximize your wealth

Your lottery prize changed your life, but you can make your winnings worth more with the Tax-Deferred Option

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Winning the lottery and getting a lump sum
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Pay taxes on your winnings (up to 48%!)

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The average 1 million dollar winner only receives $350k – $400k after taxes if they take a lump sum

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Winning the lottery and getting an Annuity
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Receive an annual payment for 20-25 years

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No ability to invest the principal balance

Winning the lottery with the tax deferred program

Time

Increase the number of payments you get from your annuity

Money

Professionally managed investment portfolio where the balance grows tax-deferred and you receive distributions.

Expert Help

Get a lump at the end of the program in ADDITION to your annual payments

Tax-Deferred Option— which is right for me?

Lottery Annuity

Tax-Deferred

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Annual Distributions

20

30

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Wealth at the End of the Program

$0

$567,704

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Total Face Value of Distributions

$1,000,000

$1,450,000

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Total + Distributions

$1,000,000

$2,017,704

Tax-Deferred Option—
which is right for me?

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Annual Distributions

Lottery Annuity

20

Tax-Deferred

30

Frame 427320390 (3)

Wealth at the End of the Program

Lottery Annuity

$0

Tax-Deferred

$567,704

Frame 427320390 (4)

Total Face Value of Distributions

Lottery Annuity

$1,000,000

Tax-Deferred

$1,450,000

Frame 427320390 (5)

Total + Distributions

Lottery Annuity

$1,000,000

Tax-Deferred

$2,017,704

If you have a lottery annuity but want your lotto money now, not later, selling to JG Wentworth for a lump sum could be the right option for you. 

Why get a lump sum from your lottery annuity?

If you have a lottery annuity but want your lotto money now, not later, selling to JG Wentworth for a lump sum could be the right option for you. 

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Take advantage of a financial opportunity

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We make the process easy

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Work with the industry leader

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Lottery FAQs​

How does selling my lottery payments work?

Selling your lottery payments to JG Wentworth in exchange for a lump sum is a straightforward process.

You’ll start out by calling us to hear a quote. As with all our annuity sales transactions, there are zero hidden fees; the amount you’re quoted is the amount you’ll receive. If you like what you hear, you’ll accept your offer and return a signed contract to us. From there, we’ll take care of all the paperwork on your behalf.

Because the transferal of the rights to your lottery payments is a legal transaction, you will have might need to attend a court date, which we’ll set up for you. 

Then, after you gain court approval, we’ll send your lump sum to you. We can send a check or a wire transfer—whatever works best for you. It’s as simple as that!

Do I have to sell all my lottery payments?

You can sell all your payments for a big lump sum, but you do not have to sell every payment to receive a lump sum. Depending on how much cash you need, you could opt to sell just a portion of your payments. Our representatives will work with you personally to review your circumstances and make a plan that best meets your needs.

What does “tax-deferred” mean?

“Tax-deferred” means that you do not have to pay taxes on your investments’ growth until you receive the profits as a payment of liquid cash. In the case of the JGW Tax-Deferred Option for your lottery payments, any growth on the principle balance in your account will not be taxed until you receive your lump sum at the end of your payment period.

Tax-deferred accounts are beneficial to people who are looking to grow their wealth without paying expensive income taxes year-to-year. Keeping your total yearly income down means keeping yourself in a lower tax bracket and, in turn, paying less in taxes each year.

Can I change my disbursement schedule after I’ve already set up a tax-deferred payment plan with JGW?

We understand that your life circumstances can change in a short period of time—so yes, you may change your disbursement schedule after you’ve signed up for the Tax-Deferred Option. However, you cannot change your schedule within the first year of being enrolled, and every time you change your disbursement schedule, you’ll be required to pay an administrative fee to JG Wentworth.

You won, don’t cash out before our offer!

Disclaimers
Sales of Lottery Payments are subject to court approval and other conditions which can take approximately 60-90 days to complete.
All transactions are at JG Wentworth’s sole discretion. JG Wentworth does not provide legal, financial or tax advice.
ALL INVESTMENT DECISIONS WILL BE MADE BY YOU IN CONJUNCTION WITH RAYMOND JAMES AND YOUR INDEPENDENT FINANCIAL ADVISORS. JG WENTWORTH DOES NOT PROVIDE LEGAL, FINANCIAL OR TAX ADVICE.
* The number and amount of payments cannot be guaranteed as such payments involve many variable factors including, but not limited to the investment fund you select, rate of return and frequency of payment.
**All investment decisions will be made by you in conjunction with your independent financial advisors. This program allows you to use a selection of investments, of your own choice, to create a rate of return for your obligation. When you choose the Asset Advantage Program you are able to choose to structure how and when you receive payments. There are specific risks involved with any investment strategy you may choose. JG Wentworth makes no assurances that any investment you select will meet its performance objectives or that substantial losses will be avoided. Any tax consequences arising from your investments are your sole responsibility. Please consult with a financial advisor or tax advisor for any investment or tax advice. Call for additional details.

The Tax Deferred Option is also know as Wealthbuilder and trademarked by the JG Wentworth company.

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Sell Lottery Payments

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By submitting this form, I am providing JG Wentworth with express written consent to contact me regarding a potential transaction by phone calls, text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. Message frequency depends on account status. Message and data rates may apply. Reply STOP to opt out. For assistance, call any number listed on this website. I also consent and agree to JG Wentworth’s Privacy Policy and Terms of Use.