JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

image of a desk scattered with papers, a laptop, and a calculator as a woman types something into the laptop
Debt Resolution

Dec 5, 2022

5 min

How to Calculate Your Debt-To-Income Ratio

Learn how to calculate your debt-to-income ratio. Understand the importance of this financial metric, follow step-by-step instructions, and use our tools to assess your financial health. Visit now to take control of your finances!...
A notepad that says "debt consolidation" above several listed dollar amounts added together
Debt Resolution

Nov 28, 2022

7 min

4 Signs Debt Consolidation Is Right for You

Struggling with debt? Find out if debt consolidation is the solution for you with these four telltale signs. Take control of your finances today....
JGW Home Improvements
Financial Education

Nov 1, 2022

4 min

5 Best Home Improvement Projects Worth the Investment

Discover the top home improvement projects worth investing in with JG Wentworth. Explore expert recommendations to enhance your home's value and appeal....
save for college
Financial Education

Nov 1, 2022

4 min

4 Smart Money Management Tips for College Students

Essential money management tips tailored for college students on JG Wentworth's resource page. Learn practical strategies to navigate finances wisely during your college years....
a woman sits at a table with a laptop in front of her, head in her hands, while her child plays behind her
Debt Resolution

Sep 28, 2022

7 min

What Happens to Your Debt When You Die?

What happens to debt when you die? Learn about the impact on your estate, how different types of debt are handled, and steps you can take to protect your loved ones. Get informed and plan...
Broken piggy bank with band aid bandage or plaster finance background
Debt Resolution

Sep 19, 2022

12 min

Bankruptcy:  A Complete Guide

Discover the essentials of bankruptcy in our complete guide. Learn about the types, processes, pros, cons, and alternatives to bankruptcy, and make informed financial decisions. Visit JG Wentworth for detailed insights....
jars labeled house, car, and travel with money in them and a notebook that says goals
Financial Education

Aug 23, 2022

10 min

Financial Goals for Every Decade of Your Life

Set and achieve financial goals tailored to different stages of your life, from your 20s to retirement....
A couple with thought bubbles around their heads depicting a home, money, a baby, clothes, and an airplane
Financial Education

Aug 9, 2022

11 min

A Guide to Combining Your Finances with Your Partner’s

Discover essential tips and strategies for combining finances with your partner. Learn how to manage joint accounts, budget effectively, and achieve financial harmony in your relationship. Visit our comprehensive guide today!...
What happens to your structured settlement when you die?
Structured Settlement

Jul 27, 2022

7 min

What Happens to Your Structured Settlement When You Die?

What happens to your structured settlement when you die? Learn about the options available for your beneficiaries and how to ensure your financial legacy is protected. Get expert advice and insights on managing your structured...
Gen X couple reviewing bills on a laptop
Financial Education

Jul 19, 2022

7 min

4 Shocking Facts About Gen X’s Finances

Insights into Generation X's financial landscape with JG Wentworth. Uncover surprising facts that shape Gen X's financial decisions and future planning....
Man holding a credit card and cell phone
Financial Education

Jun 21, 2022

12 min

A Guide to Everything You Want to Know About Credit

Discover everything you need to know about credit with JG Wentworth's comprehensive guide. Learn how credit works, tips for improving your credit score, and strategies for managing debt effectively. Empower yourself with the knowledge to...
Viking king Erik wearing a gold and purple cape
Financial Education

May 19, 2022

2 min

Meet Erik

Erik is a natural-born leader if there ever was one. A strong, charismatic ruler, he guides his village with grace and resilience under pressure....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?