JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
House on different dollar bills. Real estate concept.
Home Equity

Sep 1, 2026

16 min

HELOC Alternatives: Seven Ways to Tap Your Home’s Value

Homeowners who want to tap into their homes equity without great credit have real alternatives, and this guide breaks down seven of them....
Couple on couch celebrating after paying off $20,000 in debt
Debt Resolution

Sep 1, 2026

18 min

How to Pay off $20,000 in Credit Card Debt

If you have $20,000 in debt and are looking into best options on paying it down, start here. This guide goes over 4 popular options available....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

August 27, 2026

25 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

July 24, 2026

18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

A couple with thought bubbles around their heads depicting a home, money, a baby, clothes, and an airplane
Financial Education

Aug 9, 2022

11 min

A Guide to Combining Your Finances with Your Partner’s

Discover essential tips and strategies for combining finances with your partner. Learn how to manage joint accounts, budget effectively, and achieve financial harmony in your relationship. Visit our comprehensive guide today!...
Gen X couple reviewing bills on a laptop
Financial Education

Jul 19, 2022

7 min

4 Shocking Facts About Gen X’s Finances

Insights into Generation X's financial landscape with JG Wentworth. Uncover surprising facts that shape Gen X's financial decisions and future planning....
Man holding a credit card and cell phone
Financial Education

Jun 21, 2022

12 min

A Guide to Everything You Want to Know About Credit

Discover everything you need to know about credit with JG Wentworth's comprehensive guide. Learn how credit works, tips for improving your credit score, and strategies for managing debt effectively. Empower yourself with the knowledge to...
Viking king Erik wearing a gold and purple cape
Financial Education

May 19, 2022

2 min

Meet Erik

Erik is a natural-born leader if there ever was one. A strong, charismatic ruler, he guides his village with grace and resilience under pressure....
Viking queen Brita wearing an ornate crown and holding a shield and spear
Financial Education

May 19, 2022

2 min

Meet Brita

When hardship strikes or disputes arise, people turn to Brita for calm, rational leadership....
Viking Axel holding a spear and wooden shield
Financial Education

May 19, 2022

2 min

Meet Axel

Most villagers have never heard Axel speak. He has no known family, and no one knows where he lives....
Viking Ingrid smiling and wearing a dress and long cape
Financial Education

May 19, 2022

2 min

Meet Ingrid

People laugh at Ingrid, but her kindness saved a lot of lives that day—plus, everyone got pie!...
Viking warrior Ivar holding a spear and wooden shield
Financial Education

May 19, 2022

1 min

Meet Ivar

With his rockstar hairdo and his nonchalant attitude, Ivar is known as the village bad boy....
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Financial Education

May 19, 2022

2 min

Meet the Conductor

He is confident and authoritative, but there is a warmth to him that makes his wisdom highly sought-after....
Viking noble Frode wearing a fur cape and an iron helmet
Financial Education

May 19, 2022

2 min

Meet Frode

He may conduct himself in a very serious manner, but those who know Frode best know that he’s a bit of a geek....
meet the vikings
Financial Education

May 19, 2022

2 min

Meet the Vikings

From fierce warriors to noble leaders and everything in-between, our Vikings cover all the bases. Discover more about the whole team of operatic Vikings!...
Woman at desk looking stressed
Debt Resolution

May 2, 2022

11 min

How to Cope with Financial Stress

Discover effective strategies to manage and alleviate financial stress. Learn practical tips and expert advice to regain control of your finances and improve your overall well-being. Visit our page for comprehensive guidance on coping with...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?