JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Business photo shows hand written text debt forgiveness
Debt Resolution

Sep 21, 2026

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18 min

Notice of Credit Card Debt Forgiveness: What It Means and What to Do

A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help....
House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Wooden house next to calculator and tax forms
Home Equity

Jun 30, 2026

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17 min

Are Home Equity Loans Tax Deductible?

Tapping your home's equity can be a useful financial move but whether the interest is ax deductible depends....
Opened male hand, palm up on a yellow background. Debt collection concept
Debt Resolution

Jun 30, 2026

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17 min

Can Debt Collectors Charge Interest?

Debt collectors can legally charge interest on a debt you owe — but only if the original contract permitted it or state law specifically allows it....
Real estate investing concept. investment long-term property passive income, home rent, invest budget, mortgage house, house insurance and residential concept.
Home Equity

Jun 29, 2026

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19 min

HELOC, Home Equity Loan, Cash-Out Refi, HEA: Which is Best?

Looking to use the equity in your home? This guide cuts through the confusion so you can make a confident, informed decision....
House model on top of stack of money as growth of mortgage credit, Concept of property management. Invesment and Risk Management.
Debt Resolution, Home Equity

Jun 29, 2026

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19 min

How to Use Home Equity to Build Wealth and Pay off Debt

Your home equity is one of the most powerful financial tools you own—but only if you use it strategically. See how, here....
Hand reaching out from a pile of bills looking for help with finances
Debt Resolution

Jun 23, 2026

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18 min

Drowning in Debt? A Step-by-Step Escape Plan

Feel like your drowning in your debt? See step-by-step plans on how to resolve your debt and find financial breathing room....
two hands, one with a home in it and another with coins. Home Equity Agreement concept
Home Equity

Jun 23, 2026

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19 min

Can I Take Equity Out of My House Without Refinancing?

Refinancing isn't the only path to your equity, and for many homeowners right now, it's far from the best one....
Home equity loan application with a stamp of "denied"
Home Equity

Jun 8, 2026

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17 min

What Disqualifies You from a Home Equity Loan (and What to do Instead)

See common reasons home equity loan applications are denied, and explore alternative options to access the equity in your home....
Woman at table looking at finances, considering bankruptcy
Debt Resolution

Jun 8, 2026

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14 min

How to Avoid Bankruptcy

Struggling with debt that seems insurmountable? Bankruptcy may be avoidable, see how here....
Papers for cash advance with calculator and money.
Personal Loans

Jun 8, 2026

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15 min

Same-Day Cash Advances With Bad Credit: What to Know First

Need cash today with bad credit? Learn how same-day cash advance apps work and what to watch for before using one....
Pink piggy bank in a lifebelt floating on a clear water in blue sky. Illustration of the concept of financial crisis, recession and banking panics
Personal Loans

Jun 8, 2026

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15 min

Emergency Loans for Bad Credit: Fast Options and Tradeoffs

Need money fast with bad credit? Learn how emergency loans work, how fast funding can happen, what options to compare, and what to watch for before borrowing....
Close up of a Bankruptcy form, calculator and pen on desk. Personal injury claim form
Debt Resolution

Jun 5, 2026

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18 min

How to Get Out of Debt Without Filing for Bankruptcy

Before you take a step that will follow your credit report for up to a decade, it's worth understanding all available options....
Symbolic image of stacked coins facing wooden chess pawns on a chessboard. Concept of economic power, financial strategy, workforce value, money
Personal Loans

Jun 5, 2026

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17 min

Installment Loans vs. Revolving Credit 

Installment loans and revolving credit serve fundamentally different purposes, and carry different costs....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?