JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Frustrated concerned young couple calculating overspend budget, doing paperwork job at laptop, talking about financial problems, insurance, mortgage, fees, loan conditions, bankruptcy, economic inflation
Debt Resolution

Aug 19, 2026

0 min

What Is Debt Negotiation, And How Does It Work?

Debt negotiation is exactly what it sounds like: asking a creditor to accept less than what you owe. See how it works:...
Debt consolidation loan form on a wooden table.
Debt Resolution

Aug 19, 2026

14 min

Is Debt Consolidation a Good Idea?

Whether consolidation helps or hurts comes down to math and behavior, not marketing. See if debt consolidation is right for you....
man breaking piggy bank
Annuity Purchasing

July 24, 2026

18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Banker discusses banking services to new customer
Personal Loans

Sep 18, 2025

6 min

Flex Loans Explained

This guide will walk through what a flex loan is, how it works, and what makes it different from other lending products....
A person holding a red piggy bank and a red alarm clock
Personal Loans

Sep 18, 2025

5 min

How Long Does It Take To Get a Loan?

This guide will break down what affects the timeline, how long different types of loans typically take, and what you can do to speed things up....
Debt numb chart
Financial Education

Sep 17, 2025

13 min

Debt Numb: The correlation between increasing debt and levels of stress

New survey examines the relationship between debt levels and stress, to find if – and when – Americans become “debt numb”....
Good and bad on both sides of a scale
Debt Resolution

Sep 15, 2025

10 min

Good Debt vs. Bad Debt

Understanding the difference between good debt and bad debt is one of the most crucial financial literacy skills anyone can develop....
Money bag in middle of maze on paper
Debt Resolution

Sep 15, 2025

7 min

Can You Get a Grant to Pay Off Debt?

While the answer isn't a simple yes or no, there are legitimate grant opportunities available for debt relief....
Man on couch looking at debt consolidation options
Personal Loans

Sep 15, 2025

7 min

Low Interest Debt Consolidation Options

Learn about low interest debt consolidation, helping you understand your options, qualify for the best rates, and make informed decisions,...
Young man with hands out looking confused at computer
Personal Loans

Sep 15, 2025

8 min

Can You Get a Personal Loan Without a Credit Check?

The short answer is yes, but with significant caveats. While no-credit-check loans do exist, they often come with higher costs and risks....
Worried woman about home finances
Debt Resolution

Sep 10, 2025

9 min

Managing Credit Card Debt While Unemployed

With the right strategies and mindset, it's possible to navigate this challenging period while protecting your credit score and setting yourself up for future financial recovery....
Pink piggy bank frozen in ice cube, frozen account concept, cold blue ice background
Debt Resolution

Sep 10, 2025

14 min

What to Do if a Debt Collector Freezes Your Bank Account

Let’s walk you through exactly what to do, step by step, when you discover your account has been frozen....
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Personal Loans

Sep 10, 2025

11 min

Low Interest Personal Loans

Understanding how to secure low interest personal loans can save borrowers thousands of dollars over the life of their loan....
Couple asking for loan
Personal Loans

Sep 5, 2025

6 min

The Truth About No-Fee Personal Loans

A loan that does not charge fees seems like the simplest way to borrow, but the reality is a little more complex....
Couple at computer looking at options of paying medical debt
Personal Loans

Sep 5, 2025

5 min

Can You Use a Personal Loan to Pay Medical Bills?

Many people ask whether they can use a personal loan to pay for medical bills. The short answer is yes, but with careful consideration....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?