JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Rising stacks with coins and a red car in the background
Financial Education

Oct 15, 2024

8 min

Why Did My Car Insurance Rates Go Up?

Explore reasons your car insurance rates might have gone up, and explain some of the lesser-known factors that can impact your premiums....
Image of 1099c form on American flag
Debt Resolution

Oct 15, 2024

5 min

What is 1099-C Debt Cancellation?

Let’s walk you through everything you need to know about Form 1099-C and how it affects the average consumer....
Young couple on couch wondering what will happen if they aren't able to make credit card payment
Debt Resolution

Oct 15, 2024

5 min

What Happens if You Don’t Pay your Credit Card Debt?

Explore the domino effect of not paying credit card debt, the timeline of events that typically unfold, and potential options for those struggling with credit card payments....
Image of woman at desk with laptop and calculator looking over paper of confirmed debts
Debt Resolution

Oct 15, 2024

6 min

Does a Debt Collector Have to Provide Proof of Debt?

Explore the legal requirements, consumer rights, and best practices surrounding debt verification in the debt collection process....
Lawyers talking over a case and deciding if pre settlement funding makes sense for their client
Pre-Settlement

Oct 11, 2024

7 min

When Is Pre-Settlement Funding a Good Idea?

Look at scenarios where pre-settlement funding makes sense and when it might be worth considering....
Teenage girl learning to drive
Financial Education

Oct 11, 2024

6 min

How to Get Car Insurance for a Teen Driver

Learn how to get car insurance for a teen driver with this step-by-step guide. Discover tips to lower premiums, find discounts, and ensure your teen is covered with the best policy....
Woman at desk looking at debt report and wondering how to stop interest
Debt Resolution

Oct 11, 2024

7 min

How To Stop Interest on Credit Cards

Explore various strategies to stop or reduce interest on credit card debt, helping you regain control of your finances and work towards becoming debt-free…...
Installment debt. Wooden car and house next to coins and calculator
Debt Resolution

Oct 11, 2024

6 min

What is Installment Debt?

Explore what installment debt is, how it works, its various forms, advantages and disadvantages, and how it impacts your financial health....
Financial Education

Oct 11, 2024

6 min

How Quickly is Paid Off Debt Removed from Credit Reports?

Many people assume that once a debt is paid off, it immediately disappears from their report. However, the reality is a bit more complex....
Calculator on desk
Personal Loans

Oct 9, 2024

6 min

MP

Secured vs Unsecured Loans

When it comes to borrowing money, lenders offer two primary types of loans: secured and unsecured. While both provide access to funds, they differ significantly in terms of risk, collateral requirements, interest rates, borrowing limits,...
Life settlement agent going over details with life insurance policy holders
Financial Education

Oct 8, 2024

7 min

Reasons to Consider a Life Settlement

Understand what a life settlement is, how it works, and the key reasons it might be a good choice for you....
Grandfather and grandchildren
Financial Education

Oct 8, 2024

7 min

What Is a Single Life Settlement Option?

Single Life Settlement is a specific type of annuity designed to provide income over the beneficiary's lifetime....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?