JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Desperate young woman sit on sofa at home calculates expenses feeling stressed about bank loan payments, lack of money, financial problems, thinking of unpaid taxes, bankruptcy, overdue bills concept
Debt Resolution

Nov 2, 2026

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24 min

Financial Hardship Programs: What They Are and How to Get Help

Debt collection concept with gavel, calculator and money, symbolizing financial struggle
Debt Resolution

Nov 2, 2026

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21 min

Being Sued by a Debt Collector: What to Expect and How to Respond

Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Man holding phone with loan approval on screen
Personal Loans

Dec 29, 2025

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9 min

Does Guaranteed Approval on Unsecured Personal Loans Exist?

The short answer is no, guaranteed approval loans don't exist - at least not from legitimate lenders. But the fuller picture is more nuanced....
Image of debt collection attorney shaking hands with clients
Debt Resolution

Dec 29, 2025

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13 min

Why—and When—to Hire a Debt Collector Attorney

There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential....
Setting new years goals with calculator and written "new year new start". Getting out of debt concept.
Debt Resolution

Dec 10, 2025

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12 min

Your Complete Checklist for Resolving Debt in the New Year

Looking for a checklist to help get out of debt in the New Year? This article will outline the essential tasks to start your plan....
Loan offers via mail in envelopes with pre approval messaging
Personal Loans

Dec 9, 2025

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12 min

Pre-Approval vs Pre-Qualified for Personal Loans

While pre-approved and pre-qualified sound similar, they represent two different stages of the loan process. Read about the differences, here....
JGW_Life of debt_V1_Per state
Financial Education

Dec 2, 2025

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12 min

Life of debt

How much debt does the average American accumulate in their lifetime? And how does this vary per state? A new study by JG Wentworth finds out....
Woman sitting on living room floor looking at credit card debt
Debt Resolution

Nov 20, 2025

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10 min

Can the Government Forgive Credit Card Debt?

Credit card debt is private debt owned by banks and financial institutions, placing it entirely outside the government's authority to cancel....
Closeup of man balancing coins on a wooden balance beam
Debt Resolution

Nov 20, 2025

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14 min

Balancing the High Cost of Living with Credit Card Debt

Balancing the high cost of living with credit card debt is difficult and progress often feels slow. Read about best practices, here....
Man with piggy bank and wooden question mark.
Personal Loans

Nov 17, 2025

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10 min

Are Personal Loans Bad?

A personal loan can be a valuable tool that actually improves your financial position. The answer depends on your specific situation....
phone with incoming call on screen
Debt Resolution

Nov 17, 2025

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14 min

Why You’re Getting Tax Debt Relief Calls

If your phone has been ringing with calls about "tax debt relief", you're not alone. Why are you getting them and what can you do about them?...
US tax form with pen and calculator
Debt Resolution

Nov 17, 2025

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13 min

IRS Debt Forgiveness

IRS debt forgiveness is indeed possible, though it's neither automatic nor guaranteed....
Debt Consolidation Loan Application
Debt Resolution

Nov 13, 2025

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13 min

Understanding Unsecured Debt Consolidation Loans

What exactly are unsecured debt consolidation loans, and how do they differ from other types of debt consolidation loans?v...
Debt Consolidation inscription on a black page and clipboard.
Debt Resolution

Nov 7, 2025

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12 min

Small Business Debt Consolidation

Small business debt consolidation allows entrepreneurs to streamline their finances and reduce debt burden....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?