JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
What happens to your structured settlement when you die?
Structured Settlement

Jun 2, 2026

15 min

What Happens to Your Structured Settlement When You Die?

Your structured settlement does not simply disappear when you die — but what happens to it depends on decisions you make right now....
Divorce and financial concepts on game board
Debt Resolution

Jun 2, 2026

17 min

How to Get out of Debt After Divorce

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Man and woman looking at credit score report
Debt Resolution

Jun 30, 2023

9 min

Does Debt Relief Hurt Your Credit Score?

Discover how debt relief can impact your credit score. Learn about the potential effects, benefits, and considerations of debt relief programs to make informed financial decisions. Visit our page for expert insights and guidance....
legal dominoes about to fall on man
Debt Resolution

May 16, 2023

6 min

What are the Legal Risks of Being in Debt?

What are the legal risks of being in debt? Learn about potential consequences, your rights, and how to navigate debt-related legal challenges effectively. Stay informed and protect yourself from legal pitfalls....
Game pieces that spell out a hybrid of "wealth" and "health"
Financial Education

Apr 28, 2023

1 min

Try the JGW 70-Day Financial Fitness Challenge

Join JG Wentworth's 70-Day Financial Fitness Challenge and take control of your finances! Discover expert tips, practical tools, and daily challenges designed to help you achieve financial wellness. Start your journey to financial freedom today!...
Street sign with recession and recovery
Financial Education

Apr 18, 2023

6 min

How To Prepare for a Recession

Discover essential tips and strategies on how to prepare for a recession. Learn how to safeguard your finances, manage debt, and secure your financial future during economic downturns. Visit our comprehensive guide today!...
a man sits at a desk with a laptop, talking on his phone
Financial Education

Mar 8, 2023

8 min

What to Look For in a Severance Agreement

Discover essential insights on what to look for in a severance agreement with JG Wentworth. Learn about key components, legal considerations, and how to ensure you receive a fair deal. Empower yourself with the knowledge...
woman at computer shopping online
Financial Education

Feb 22, 2023

5 min

Everything You Need to Know About Buy Now, Pay Later Services

Discover everything you need to know about Buy Now, Pay Later services with JG Wentworth. Learn how these payment options work, their benefits, potential drawbacks, and how they can fit into your financial planning. Get...
a person puts a coin into a piggy bank
Financial Education

Feb 8, 2023

12 min

How Being Single Affects Your Financial Life

Discover how being single impacts your financial life. Explore budgeting tips, financial planning strategies, and ways to achieve financial independence as a single individual. Learn how to navigate the unique financial challenges and opportunities that...
Asian senior woman working on her home finance with laptop at home
Financial Education

Jan 25, 2023

8 min

How to Make a Retirement Plan with Your Family in Mind

Discover essential tips and strategies for creating a comprehensive retirement plan that prioritizes your family's future....
Hand reaching out with a yellow credit card floating above it on a green background
Financial Education

Jan 12, 2023

8 min

4 Strategic Ways to Use Credit Cards

Although it’s relatively easy to sign up for a credit card when you have good credit, making the choice to get a new card is still a big financial decision that comes with risks. That’s...
Woman making a sassy face points to a fan of cash in her other hand
Structured Settlement

Dec 28, 2022

6 min

How to Get Money from a Structured Settlement

Discover how to access your structured settlement funds. Learn about the process, benefits, and options available to get the money you need now. Visit our page for expert guidance and personalized solutions....
image of a desk scattered with papers, a laptop, and a calculator as a woman types something into the laptop
Debt Resolution

Dec 5, 2022

5 min

How to Calculate Your Debt-To-Income Ratio

Learn how to calculate your debt-to-income ratio. Understand the importance of this financial metric, follow step-by-step instructions, and use our tools to assess your financial health. Visit now to take control of your finances!...
A notepad that says "debt consolidation" above several listed dollar amounts added together
Debt Resolution

Nov 28, 2022

7 min

4 Signs Debt Consolidation Is Right for You

Struggling with debt? Find out if debt consolidation is the solution for you with these four telltale signs. Take control of your finances today....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?