JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Due for repayment There are coins, calculators and calendar reminders placed on the table.
Debt Resolution

Apr 30, 2025

8 min

What is Short-Term Debt?

In the landscape of personal finance, short-term debt is a tool that many consumers use—sometimes strategically, sometimes out of necessity....
Confused young woman shrugging shoulders, looking at camera posing on pink background
Debt Resolution

Apr 30, 2025

6 min

What Does It Mean When a Debt is Charged Off?

While many consumers mistakenly believe a charge-off means their debt has been forgiven or cancelled, the reality is quite different…...
Stopping debt collectors
Debt Resolution

July 26, 2024

6 min

What is the 11-Word Phrase to Stop Debt Collectors?

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

man with phone and credit card
Debt Resolution

March 20, 2024

5 min

Can I Still Use My Credit Card after Debt Consolidation?

Woman receiving call from debt collector on cell phone
Debt Resolution

Nov 13, 2024

6 min

Are Debt Collectors Legal?

The short answer: yes. But, while the practice of collecting debts is legal, the methods and practices employed by debt collectors are subject to strict rules and regulations....
Debt to income ratio DTI concept. A page from a notebook with drawn weights lies on a calculator.
Debt Resolution

Nov 13, 2024

6 min

What Should Your Debt-to-Income Ratio Be?

Understanding what constitutes an ideal DTI ratio—and how to achieve it—can significantly impact your financial opportunities and overall economic wellbeing....
Man thinking about paying debt collector with credit card
Debt Resolution

Nov 12, 2024

5 min

Can You Pay a Debt Collector with a Credit Card?

When facing collection accounts, many consumers wonder about using credit cards as a payment method. Can you? Should you?...
Woman scratching her head wondering about settling debt
Debt Resolution

Nov 8, 2024

5 min

Is it Bad to Settle a Debt?

Understand the pros, cons, and long-term impact of debt settlement, let’s take a deeper look at what this all entails…...
Avalanche Area Sign
Debt Resolution

Nov 8, 2024

5 min

What is the Debt Avalanche Method?

Explore how the Debt Avalanche method works, why it's effective, and how to implement it successfully in your financial life....
Woman looking over her bills, deciding what to pay first
Debt Resolution

Nov 8, 2024

6 min

What Debt Should You Pay Off First? 

This article will help you create an effective debt payoff plan that saves you money and reduces financial stress so you can tackle your debt one effective step at a time…...
Woman on laptop at table looking at car insurance options
Financial Education

Nov 7, 2024

5 min

How Often Should You Shop Around for New Car Insurance?

Learn how often you should shop around for car insurance to save money and ensure the best coverage. Discover the ideal times to compare quotes and tips for switching providers....
Car toy covered by human's hands surrounded by wooden blocks with checking marks
Financial Education

Nov 7, 2024

4 min

How to Switch Car Insurance Companies Without Losing Coverage

A step-by-step guide on how to switch car insurance companies smoothly without any gaps in coverage. Learn the key actions to take for a seamless transition and avoid potential risks....
What is guaranteed pre-settlement funding
Financial Education

Nov 6, 2024

10 min

What Is Guaranteed Pre-Settlement Funding?

The legal process for resolving personal injury claims can be lengthy, often taking months or even years before a settlement is reached. This is where guaranteed pre-settlement funding comes into play....
can you sell whole life insurance policy
Financial Education

Nov 5, 2024

5 min

Can I Sell My Whole Life Insurance Policy?

Explore the intricacies of life settlements, why someone might choose this option, how it works, and the potential benefits and drawbacks....
Negotiating car insurance policy
Financial Education

Nov 1, 2024

5 min

Can Car Insurance Rates Be Negotiated?

Learn whether car insurance rates can be negotiated, discover practical tips to lower your premium, and explore strategies like asking for discounts, adjusting deductibles, and improving your driving record to save on car insurance costs....
Older couple looking at what to do with term life insurance policy
Financial Education

Nov 1, 2024

6 min

What Happens if You Outlive Your Term Life Insurance Policy?

Outliving your term life insurance policy? Discover what options are available, including renewal, policy conversion, and financial planning tips....