JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
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Structured Settlement

Jul 14, 2026

13 min

Partial vs. Full Structured Settlement Sale: Which Is Right for You?

Both a partial and a full sale give you access to cash you need now, but each path carries different trade-offs....
How to find how much equity in home
Home Equity

Jul 14, 2026

3 min

How to Find Out How Much Equity You Have in Your Home

Understanding how to calculate home equity gives you the financial clarity to make smarter financial decisions....
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Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

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Debt Resolution, Home Equity

Jul 3, 2024

9 min

How Does Debt Consolidation Affect Buying a Home?

Buying a home is one of the most exciting milestones in anyone’s life. However, if you’re carrying a significant amount of debt, it’s important to understand how debt consolidation can impact the home buying process....
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Annuity Purchasing

Jul 2, 2024

7 min

Are Annuities a Safe Investment?

If you’re looking for a dependable way to guarantee yourself a regular income over a long span of time, you might be thinking about investing in annuities… but how much do you REALLY know about...
Woman receiving structured settlement payment via mail
Structured Settlement

Jul 2, 2024

7 min

5 Future-Minded Ways to Use Your Structured Settlement Payments

If you have a structured settlement and are receiving regular payments, you may wonder what the smartest way to use your funding is. When you’re given a large amount of money, you might be tempted...
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Debt Resolution

Jul 2, 2024

6 min

How Much Debt is Worth Filing for Bankruptcy?

In this blog, we’ll give a brief overview of scenarios where filing for bankruptcy might be a prudent choice, and situations where alternative paths should be considered…...
Debt Collection Statute of Limitations
Debt Resolution

Jul 2, 2024

8 min

Understanding the Debt Collection Statute of Limitations

If you or someone you know has ever been in debt, you’ve probably heard the term “statute of limitations” being tossed around… but do you know what it actually means? Time for a deep dive!...
Woman with financial stress
Debt Resolution

Jul 2, 2024

6 min

Managing Debt-Related Stress and Anxiety

It should come as no surprise that according to Bankrate / AIMS Public Health, 48% of individuals with debt are more likely to experience symptoms of depression, stress, and anxiety. That means, on any given...
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Debt Resolution

Jun 27, 2024

5 min

What’s the Difference Between Debt Consolidation and Debt Settlement?

Debt consolidation, debt resolution, debt relief, debt settlement—there are a lot of words thrown around about strategies to free yourself from your high-interest, unsecured debts. What are the similarities, and what are the differences between...
Is debt consolidation a good idea?
Debt Resolution

Jun 27, 2024

8 min

Is Debt Consolidation a Good Idea?

Many turn to debt consolidation as a potential solution, hoping to simplify their payments and gain better control over their finances. But is debt consolidation a good idea for your specific situation?...
personal loan requirements
Personal Loans

Jun 27, 2024

5 min

What Are the Requirements for a Personal Loan?

Understanding the requirements for obtaining a personal loan can help you navigate the application process more effectively and increase your chances of approval....
Education
Personal Loans

Jun 18, 2024

6 min

What to do if you’re denied a debt consolidation loan

There are some very common reasons why someone won’t qualify for a debt consolidation loan, so if you find yourself in this situation, don’t panic. JG Wentworth offers debt relief services beyond loans that will...
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Financial Education

Jun 18, 2024

14 min

Glossary of Financial and Legal Terms

Explore JG Wentworth's comprehensive glossary of financial terms. Understand key concepts related to structured settlements, annuities, and more. Empower your financial knowledge today!...
denied a debt consolidation loan
Financial Education

Jun 18, 2024

1 min

What product is right for you?

Discover the perfect financial solution for your needs with JG Wentworth. Explore our range of products, including structured settlements, annuities, and more, to find the right fit for your financial goals. Visit our page to...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?