JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Wooden seesaw with money bag and hourglass
Structured Settlement

Jul 14, 2026

13 min

Partial vs. Full Structured Settlement Sale: Which Is Right for You?

Both a partial and a full sale give you access to cash you need now, but each path carries different trade-offs....
How to find how much equity in home
Home Equity

Jul 14, 2026

3 min

How to Find Out How Much Equity You Have in Your Home

Understanding how to calculate home equity gives you the financial clarity to make smarter financial decisions....
a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

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Debt Resolution

Sep 16, 2024

5 min

What is Debt Amortization?

This article will explain what debt amortization is, how it works, and why it matters to you as a borrower....
Bag of money on scale across from graduation cap
Debt Resolution

Sep 16, 2024

6 min

Do Student Loans Affect Debt-to-Income Ratio?

See how student loans affect your DTI, why it matters, and what you can do to manage this ratio and keep your finances on track – both now and in the future....
young couple at computer considering bankruptcy
Debt Resolution

Sep 16, 2024

6 min

Should You File for Bankruptcy for Credit Card Debt? 

Explore the pros and cons of using bankruptcy to tackle credit card debt so you can decide if it's the best path forward for your unique situation....
Senior Couple Calculating Budget Together
Debt Resolution

Sep 16, 2024

6 min

What is Senior Debt? 

Whether you’re a senior struggling with debt or have an older loved one you’d like to help, we're going to dive into what's often called "senior debt" and explore some ways to deal with it....
Senior man worried about debt working at laptop
Debt Resolution

Sep 16, 2024

5 min

How Can the Elderly Stop Paying Credit Card Debt?

While there's no easy way to simply "stop paying" credit card debts without consequences, there are several strategies and options available to help manage, reduce, or potentially eliminate these debts....
Man in suit dividing stack of coins signifying divorce
Debt Resolution

Sep 16, 2024

5 min

How is Debt Divided in a Divorce? 

Understand how debt is typically divided in divorce, the factors that influence this division, and what individuals should consider when navigating this process....
Man stacking coins next to piggy bank with graduation cap
Debt Resolution

Sep 16, 2024

5 min

Are Student Loans Unsecured Debt? 

In this article we’ll explore student loans, focusing on their status as unsecured debt, the implications of this classification, and how it affects borrowers, lenders, and the broader economic landscape....
car made of us dollars
Debt Resolution

Aug 29, 2024

5 min

Are Car Loans Unsecured Debt?

In this article, we aim to clarify the status of car loans, explore the implications of their classification, and provide a broader understanding of automotive financing in general....
Piggy bank wrapped in bubble wrap, protecting your money
Debt Resolution

Aug 27, 2024

7 min

What is Debt Protection?

This article will explore what debt protection is, how it works, its benefits and drawbacks, and how consumers can effectively leverage it to safeguard their financial well-being....
Young man at computer stressed about gambling debt
Debt Resolution

Aug 27, 2024

7 min

Are Gambling Debts Enforceable?

This article will explore the enforceability of gambling debts and examine whether debt relief programs can assist anyone struggling with this type of debt....
Car shape keyring and key on calculator
Debt Resolution

Aug 27, 2024

7 min

Does a Lease Count as Debt?

In this article, we’ll explore the nuances and implications of how leases are viewed and accounted for by lenders and consumers alike....
Debt cancellation illustration
Debt Resolution

Aug 26, 2024

8 min

What is a Debt Cancellation Agreement?

In this article we’ll provide a thorough exploration of debt cancellation agreements, their purposes, how they work, and their implications for both lenders and borrowers....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?