JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Desperate young woman sit on sofa at home calculates expenses feeling stressed about bank loan payments, lack of money, financial problems, thinking of unpaid taxes, bankruptcy, overdue bills concept
Debt Resolution

Nov 2, 2026

•

24 min

Financial Hardship Programs: What They Are and How to Get Help

Debt collection concept with gavel, calculator and money, symbolizing financial struggle
Debt Resolution

Nov 2, 2026

•

21 min

Being Sued by a Debt Collector: What to Expect and How to Respond

Woman stressed being contacted by multiple debt collectors
Debt Resolution

•

August 27, 2026

•

26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

•

July 24, 2026

•

18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

•

May 27, 2026

•

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Woman applying for loan talking with banker about credit score impact
Personal Loans

Oct 20, 2025

•

7 min

How Personal Loans Impact Your Credit Score

Understanding how a personal loan interacts with your credit profile is key to making smart borrowing decisions....
Car keys, American cash, and loan agreement
Personal Loans

Oct 20, 2025

•

7 min

Can You Use a Personal Loan to Buy a Car?

A personal loan can be used to buy a car, and depending on your situation, it might make sense....
Young couple stressed looking for personal loan
Personal Loans

Oct 20, 2025

•

12 min

Same-Day Personal Loans for Bad Credit

Same-day personal loans for bad credit offer a potential lifeline when time is of the essence and options seem limited....
The symbolic residence of the US President, the White House, against the backdrop of the American flag and coins
Debt Resolution

Oct 17, 2025

•

16 min

Government Employees and Debt

Understanding how debt and financial management intersect with federal employment is crucial for the everyday government workers who make up the backbone of federal operations....
woman writing a list of debt on notebook calculating her expenses with calculator
Debt Resolution, Personal Loans

Oct 17, 2025

•

7 min

Best Personal Loans for Getting out of Debt

A personal loan can simplify your finances by combining multiple debts into one payment—but only if you choose wisely. But which personal loans are the best?...
Debt consolidation loan form, notepad and calculator.
Debt Resolution

Oct 17, 2025

•

15 min

How to Apply for a Debt Consolidation Loan

Debt consolidation combines multiple debts into a single payment, but knowing how to navigate the application process is crucial....
Man looking at financial agreement looking at cash advance limit
Financial Education

Oct 13, 2025

•

4 min

What is a Cash Advance Limit?

A cash advance limit is the maximum amount of money you can borrow as an advance through a particular financial product....
White divided road sign mark on asphalt with 3 different colored piggy banks going to different directions.
Financial Education

Oct 13, 2025

•

6 min

What is a Cash Advance?

The term "Cash Advance" can be used to reference a range of financial products. Learn about the different types of cash advance products....
Customers at bank listening to financial offers from bank
Debt Resolution

Oct 7, 2025

•

15 min

Why Banks Try to Sell You Credit Cards and Personal Loans

Banks are in the business of lending money, and they're persistent about it. But understanding why they push these products is important....
Wooden scale with marriage figures on one end - and coins on other. Financial balance in marriage concept.
Debt Resolution

Oct 7, 2025

•

12 min

Is a Spouse Liable for Their Partner’s Credit Card Debt?

Understanding the rules and taking proactive steps to protect yourself in marriage isn't cynical—it's simply smart financial management....
Piggybank protected under a glass dome on blue background
Personal Loans

Sep 29, 2025

•

6 min

Comprehensive Guide to Secured Loans

Understanding how secured loans work, their benefits, and the risks involved is essential before deciding whether one is right for you....
Installment loan. Monthly payment concept.
Uncategorized

Sep 29, 2025

•

6 min

What Is an Installment Loan? A Complete Guide

This guide breaks down installment loans in plain terms, exploring their structure, types, benefits, and drawbacks....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?