Financial Education

Financial Education

Excited older couple giving high five
Financial Education

Aug 6, 2025

5 min

The Ultimate Guide to Home Equity Investments for Retirees

As retirees look toward financial stability and improved quality of life in their golden years, exploring innovative financial solutions becomes critical....
Wooden blocks with "CASH FLOW" text of concept, a pen, a notebook, and a cup.
Financial Education

Aug 5, 2025

5 min

How a Home Equity Investment Can Improve Your Cash Flow

Learn how a HEI can improve your cash flow and financial stability....
Home Ownership, House, Savings, Loan, Mortgage
Financial Education

Aug 5, 2025

5 min

Home Equity Investments Vs Traditional Refinancing

When homeowners seek ways to tap into their home’s value, two popular options often surface: home equity investments and traditional refinancing...
Woman renovating house with money from home equity
Financial Education

Aug 4, 2025

5 min

Are HEI’s Safer Than Traditional HELOC’s?

Understanding which option is safer, more cost-effective, and best suited to your financial goals requires a clear look at each method's unique benefits and potential pitfalls....
Portrait of worried senior woman
Financial Education

Jul 30, 2025

6 min

What Happens to Your Policy After You Sell It?

What exactly happens to your policy once it's sold? Understanding the next steps and implications can help you decide if this is right for you....
Piggy bank and healthy diet food on table
Debt Resolution, Financial Education

Jul 10, 2025

10 min

What Does it Mean to Go on a “Money Diet?”

A "money diet" offers a structured approach to improving our financial wellbeing by temporarily restricting spending and developing healthier financial habits....
Orange school backpack full of school supplies and a supermarket basket with office supplies on a blue background.
Debt Resolution, Financial Education

Jul 8, 2025

8 min

Saving Money with Tax-Free Weekends

If you’re struggling with debt, or just making ends meet, understanding how these programs work and which states participate can help you maximize your purchasing power....
Credit card statement with outstanding balance
Financial Education

Jun 20, 2025

7 min

When It Makes Sense to Carry a Credit Card Balance

Most financial experts will tell you that carrying a credit card balance is a bad idea. In general, they’re right. This article breaks down when it’s worth considering....
JGW_Retail bank index_V1_Bigger
Financial Education

Jun 20, 2025

12 min

The U.S. Retail Bank Index

To find out which U.S. banks have the most satisfied customers, the study analyzed 75,478 customer reviews of 108 of the most popular brick-and-mortar and online-only banks in the U.S....
Stress young woman sit at at table, pay credit card debt. Blithe
Financial Education

Jun 17, 2025

6 min

Are Credit Card Late Fees Worth Fighting? A Complete Guide

The short answer? It usually is. In this guide, we’ll explore when and how to fight a credit card late fee, what your chances are of success, and how to avoid them in the future....
Young couple moving in new house. They are happy and using laptop to buy stuff they need.
Financial Education

Jun 17, 2025

6 min

Credit Card Tips for First-Time Homebuyers

Buying your first home is an exciting milestone, but it also comes with plenty of financial decisions. One area that’s often overlooked is how your credit card habits can impact the homebuying process....
Mother and daughter shopping with credit card on smartphone
Financial Education

Jun 17, 2025

6 min

How to Teach Your Teenager About Credit Cards

Teaching teens about credit cards isn't just about numbers and interest rates. It’s about helping them build lifelong habits, understand consequences, and prepare for real-world financial decisions....