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Financial Education

Man applying for credit card online. Wondering about the 2 3 4 bank of america rule
Debt Resolution, Financial Education

Feb 5, 2026

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18 min

What is the 2/3/4 Rule for Credit Cards?

The 2/3/4 rule is a Bank of America-specific policy that limits how frequently you can open new credit card accounts with the bank....
Map of US and which states offer second chances
Financial Education

Feb 2, 2026

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10 min

The Best States for Second Chances

Study reveals the best and worst U.S. states for exemptions, benefits, credit repair, and attorney fees for recovering after financial difficulties....
JGW_Life of debt_V1_Per state
Financial Education

Dec 2, 2025

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10 min

Life of debt

How much debt does the average American accumulate in their lifetime? And how does this vary per state? A new study by JG Wentworth finds out....
Man looking at financial agreement looking at cash advance limit
Financial Education

Oct 13, 2025

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4 min

What is a Cash Advance Limit?

A cash advance limit is the maximum amount of money you can borrow as an advance through a particular financial product....
White divided road sign mark on asphalt with 3 different colored piggy banks going to different directions.
Financial Education

Oct 13, 2025

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6 min

What is a Cash Advance?

The term "Cash Advance" can be used to reference a range of financial products. Learn about the different types of cash advance products....
Debt numb chart
Financial Education

Sep 17, 2025

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12 min

Debt Numb: The correlation between increasing debt and levels of stress

New survey examines the relationship between debt levels and stress, to find if – and when – Americans become “debt numb”....
two piggy banks on scale, representing comparison between cash advance app and predatory payday loan
Financial Education

Aug 25, 2025

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4 min

Cash Advance Apps vs. Payday Loans: What’s The Difference?

Cash advance apps and payday loans both aim to solve the same problem: a gap between now and your next paycheck. See what's different....
Woman on phone with Cash symbol floating above phone screen
Financial Education

Aug 25, 2025

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4 min

Pros and Cons of Using Cash Advance Apps

Let's look at the pros and cons of cash advance apps. While they can be convenient, they are not perfect for every situation....
Man on couch holding cash in one hand and phone in other
Financial Education

Aug 25, 2025

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3 min

Do Cash Advance Apps Check Credit?

Cash advance apps have become a popular way to get money before payday. But do cash advance apps check credit?...
Woman on phone looking at cash advance app
Financial Education

Aug 25, 2025

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4 min

How Do Cash Advance Apps Work?

This guide looks at cash advance apps. How they work, the differences between types, and if they are right for you....
friends or family borrowing stats
Financial Education

Aug 18, 2025

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7 min

Shadow Debt: How much do people borrow from friends and family?

We surveyed 1,267 U.S. adults to find out how often Americans borrow or lend money to loved ones, and the emotional and financial impact involved....
Excited older couple giving high five
Financial Education

Aug 6, 2025

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5 min

The Ultimate Guide to Home Equity Investments for Retirees

As retirees look toward financial stability and improved quality of life in their golden years, exploring innovative financial solutions becomes critical....

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Stopping debt collectors
Debt Resolution

Feb 4, 2026

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11 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....
Judge Dismissing Debt Lawsuit
Debt Resolution

Aug 14, 2025

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10 min

How to Get a Debt Lawsuit Dismissed

There are several legitimate legal strategies that can lead to debt lawsuit dismissal. Let's take a look at the top 3....
man breaking piggy bank
Annuity Purchasing

Apr 3, 2024

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5 min

When Should I Start Taking Money Out of My Annuity?

Discover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...
man with phone and credit card
Debt Resolution

Mar 20, 2024

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5 min

Can I Still Use My Credit Card after Debt Consolidation?

Can you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....

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