Personal Loans

Personal Loans

Calculator on desk
Personal Loans

Oct 9, 2024

6 min

MP

Secured vs Unsecured Loans

When it comes to borrowing money, lenders offer two primary types of loans: secured and unsecured. While both provide access to funds, they differ significantly in terms of risk, collateral requirements, interest rates, borrowing limits,...
Couple at kitchen table considering loan to pay off debt
Debt Resolution, Personal Loans

Oct 4, 2024

10 min

Should You Get a Personal Loan to Pay Off Debt? 

Learn the pros and cons of using a personal loan to pay off debt, including when it's beneficial, how to consolidate, and tips for choosing the right loan....
Personal Loans

Jun 18, 2024

6 min

What to do if you’re denied a debt consolidation loan

There are some very common reasons why someone won’t qualify for a debt consolidation loan, so if you find yourself in this situation, don’t panic. JG Wentworth offers debt relief services beyond loans that will...
Cosigning and debt to income ratios
Personal Loans

Jan 31, 2024

7 min

Can Being a Cosigner Affect Your Debt-to-Income Ratio?

Discover how cosigning a loan affects your debt-to-income ratio. Learn about the financial implications, strategies to mitigate risks, and best practices for managing your financial health as a cosigner....