Personal Loans Archives - JG Wentworth

Personal Loans

Jul 25, 2025

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7 min

How to Read the Fine Print on Loan Offers

Understanding what you’re really agreeing to can save you a lot of money, stress, and regret....

Jul 18, 2025

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5 min

Is a Personal Loan Right for Emergency Expenses?

If you don’t have enough in savings, a personal loan might be one of the options on the table. But is it the right move?...

Jul 18, 2025

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5 min

How Interest Is Calculated on Personal Loans

Understanding how personal loan interest works can help you compare offers and potentially save money over the life of the loan....

Jul 11, 2025

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5 min

What Documents Do You Need for a Personal Loan?

Being prepared with the right paperwork can speed up the process and improve your loan approval odds....

Jul 11, 2025

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5 min

Payday Loans vs. Personal Loans: Key Differences

Understanding the differences can help you avoid expensive mistakes and choose the option that best fits your situation....

Jul 8, 2025

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6 min

What’s the Difference Between a Loan and a Line of Credit

When it comes to borrowing money, the options can feel endless- and a bit confusing. Two of the most common ways people access funds are through loans and lines of credit....

Debt Resolution, Personal Loans

Jul 8, 2025

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6 min

Using a Personal Loan to Consolidate Debt

Understand how debt consolidation with a personal loan works, the potential benefits, and when it may not be the right move....

Debt Resolution, Personal Loans

May 14, 2025

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6 min

Can you Refinance a Debt Consolidation Loan?

The simple answer is yes—you can refinance a debt consolidation loan, and in many cases, it might be advantageous to do so....

Oct 9, 2024

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6 min

Secured vs Unsecured Loans

When it comes to borrowing money, lenders offer two primary types of loans: secured and unsecured. While both provide access to funds, they differ significantly in terms of risk, collateral requirements, interest rates, borrowing limits,...

Debt Resolution, Personal Loans

Oct 4, 2024

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8 min

Should You Get a Personal Loan to Pay Off Debt?

Learn the pros and cons of using a personal loan to pay off debt, including when it's beneficial, how to consolidate, and tips for choosing the right loan....

Jun 27, 2024

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5 min

What Are the Requirements for a Personal Loan?

Understanding the requirements for obtaining a personal loan can help you navigate the application process more effectively and increase your chances of approval....

Jun 18, 2024

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6 min

What to do if you’re denied a debt consolidation loan

There are some very common reasons why someone won’t qualify for a debt consolidation loan, so if you find yourself in this situation, don’t panic. JG Wentworth offers debt relief services beyond loans that will...

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Debt Resolution

Aug 22, 2025

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11 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....

Debt Resolution

Aug 14, 2025

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11 min

How to Get a Debt Lawsuit Dismissed

There are several legitimate legal strategies that can lead to debt lawsuit dismissal. Let's take a look at the top 3....

Annuity Purchasing

Apr 3, 2024

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5 min

When Should I Start Taking Money Out of My Annuity?

Discover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...

Debt Resolution

Mar 20, 2024

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5 min

Can I Still Use My Credit Card after Debt Consolidation?

Can you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....