Personal Loans

Personal Loans

a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

White and Black Piggy Banks On Wooden Seesaw - Comparing financial options
Debt Resolution, Personal Loans

Jan 6, 2026

14 min

Debt Consolidation vs Personal Loan

While these terms are sometimes used interchangeably, they represent different approaches to handling financial obligations....
Man holding phone with loan approval on screen
Personal Loans

Dec 29, 2025

9 min

Does Guaranteed Approval on Unsecured Personal Loans Exist?

The short answer is no, guaranteed approval loans don't exist - at least not from legitimate lenders. But the fuller picture is more nuanced....
Loan offers via mail in envelopes with pre approval messaging
Personal Loans

Dec 9, 2025

12 min

Pre-Approval vs Pre-Qualified for Personal Loans

While pre-approved and pre-qualified sound similar, they represent two different stages of the loan process. Read about the differences, here....
Man with piggy bank and wooden question mark.
Personal Loans

Nov 17, 2025

10 min

Are Personal Loans Bad?

A personal loan can be a valuable tool that actually improves your financial position. The answer depends on your specific situation....
Credit Union sign on stone wall building
Personal Loans

Oct 28, 2025

13 min

What are Credit Union Personal Loans?

What exactly are credit union personal loans, how do they work and what are their drawbacks?...
Woman applying for loan talking with banker about credit score impact
Personal Loans

Oct 20, 2025

7 min

How Personal Loans Impact Your Credit Score

Understanding how a personal loan interacts with your credit profile is key to making smart borrowing decisions....
Car keys, American cash, and loan agreement
Personal Loans

Oct 20, 2025

7 min

Can You Use a Personal Loan to Buy a Car?

A personal loan can be used to buy a car, and depending on your situation, it might make sense....
Young couple stressed looking for personal loan
Personal Loans

Oct 20, 2025

12 min

Same-Day Personal Loans for Bad Credit

Same-day personal loans for bad credit offer a potential lifeline when time is of the essence and options seem limited....
woman writing a list of debt on notebook calculating her expenses with calculator
Debt Resolution, Personal Loans

Oct 17, 2025

7 min

Best Personal Loans for Getting out of Debt

A personal loan can simplify your finances by combining multiple debts into one payment—but only if you choose wisely. But which personal loans are the best?...
Piggybank protected under a glass dome on blue background
Personal Loans

Sep 29, 2025

6 min

Comprehensive Guide to Secured Loans

Understanding how secured loans work, their benefits, and the risks involved is essential before deciding whether one is right for you....
P2P on wooden blocks on American cash. Peer to peer loan concept.
Personal Loans

Sep 29, 2025

5 min

Guide to Peer to Peer Loans

Peer-to-peer lending has grown from a niche experiment into a significant part of the global lending industry. Learn how it works, here....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?