Personal Loans Archives - JG Wentworth

Personal Loans

Debt Resolution, Personal Loans

May 14, 2025

•

6 min

Can you Refinance a Debt Consolidation Loan?

The simple answer is yes—you can refinance a debt consolidation loan, and in many cases, it might be advantageous to do so....

Oct 9, 2024

•

6 min

Secured vs Unsecured Loans

When it comes to borrowing money, lenders offer two primary types of loans: secured and unsecured. While both provide access to funds, they differ significantly in terms of risk, collateral requirements, interest rates, borrowing limits,...

Debt Resolution, Personal Loans

Oct 4, 2024

•

8 min

Should You Get a Personal Loan to Pay Off Debt?

Learn the pros and cons of using a personal loan to pay off debt, including when it's beneficial, how to consolidate, and tips for choosing the right loan....

Jun 27, 2024

•

5 min

What Are the Requirements for a Personal Loan?

Understanding the requirements for obtaining a personal loan can help you navigate the application process more effectively and increase your chances of approval....

Jun 18, 2024

•

6 min

What to do if you’re denied a debt consolidation loan

There are some very common reasons why someone won’t qualify for a debt consolidation loan, so if you find yourself in this situation, don’t panic. JG Wentworth offers debt relief services beyond loans that will...

Apr 24, 2024

•

6 min

Guide to Interest Rates in Personal Loans

When you take out a personal loan, one of the most important factors to consider is the interest rate. The interest rate determines how much you'll end up paying over the lifetime of the loan....

Jan 31, 2024

•

7 min

Can Being a Cosigner Affect Your Debt-to-Income Ratio?

Discover how cosigning a loan affects your debt-to-income ratio. Learn about the financial implications, strategies to mitigate risks, and best practices for managing your financial health as a cosigner....

Dec 29, 2023

•

4 min

Securing Loans Without a Cosigner

Credit inquiries, categorized as hard or soft, involve the examination of credit reports. While hard inquiries impact scores, soft inquiries are harmless, offering insights for personal credit monitoring without affecting credit health....

Dec 26, 2023

•

6 min

Basics of Credit Inquiry

Read about credit inquiries and their impact on your credit score....

Dec 26, 2023

•

8 min

Understanding Credit Scores

This guide offers insights for navigating the intricate world of credit scoring effectively....

Dec 22, 2023

•

9 min

What is a Personal Loan?

These loans, provided by banks or online lenders, cater to diverse needs like debt consolidation, home improvements, or unexpected expenses and do not require any collateral....

Recommended reading for you

Debt Resolution

Jul 26, 2024

•

6 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....

Annuity Purchasing

Apr 3, 2024

•

5 min

When Should I Start Taking Money Out of My Annuity?

Discover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...

Debt Resolution

Mar 20, 2024

•

5 min

Can I Still Use My Credit Card after Debt Consolidation?

Can you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....

Debt Resolution

Nov 6, 2023

•

8 min

How to Get a Debt Lawsuit Dismissed

You have legal rights and options to defend yourself should you end up in this situation. In this blog, we’ll go over some of the most effective strategies to have your debt lawsuit dismissed....