Financial Education

Financial Education

Excited, woman and laptop with credit card, banking and online shopping with fintech, transaction and happiness in a lounge. Person, home and girl on a couch, pc and celebration with payment or bonus
Financial Education

Apr 9, 2025

4 min

Credit Card Rewards: Are They Worth It?

Are credit card rewards genuinely worth it? To answer this, we'll look into the benefits and potential pitfalls of credit card rewards programs....
Woman on couch holding credit card near laptop
Financial Education

Apr 9, 2025

3 min

How to Close a Credit Card Without Hurting Your Credit Score

In this article, we'll explore effective strategies to close a credit card without negatively affecting your credit health....
Brown, black and white are the prominent colors in this updated small bathroom
Financial Education

Apr 2, 2025

4 min

Small Bathroom Remodeling Ideas

Explore various small bathroom remodeling ideas that maximize both style and functionality....
A bathroom with a blue cabinet, bathtub and tiled shower.
Financial Education

Apr 2, 2025

4 min

How to Choose the Right Contractor for Your Bathroom Remodel

The success of your remodeling project largely depends on the contractor you choose. Here’s a comprehensive guide to help you select the right contractor for your bathroom remodel....
Male hand painting wall with paint roller
Financial Education

Apr 2, 2025

7 min

Interior Painting Mistakes and How to Avoid Them

Discover the most common interior painting mistakes and learn professional techniques to avoid them....
Couple choosing interior paint
Financial Education

Apr 1, 2025

4 min

Interior Painting: Types of Paints and Finishes

Learn about interior paints and finishes to ensure you make the perfect choice for your home....
Man signing legal paperwork
Financial Education

Mar 28, 2025

5 min

What to Look for in Your Lawsuit Funding Agreement

Look at the critical elements of a lawsuit funding agreement, guiding you through what to scrutinize to protect your financial and legal interests....
Mobile home park. A row of residential mobile park homes in a small town somewhere in California.
Financial Education

Mar 28, 2025

4 min

Home Equity Options for Mobile Homes

Let’s dive into the options available for leveraging home equity in mobile homes, including typical home equity loan options....
Tile worker doing tile work in bathroom remodel project
Financial Education

Mar 21, 2025

4 min

The Hidden Costs of Bathroom Remodeling

Explore the less obvious expenses involved in bathroom remodeling, providing insights to help you budget more effectively and avoid surprises....
Young couple buying new car on showroom floor
Financial Education

Mar 19, 2025

5 min

Do New Cars Have Higher Insurance Premiums?

Learn whether new cars have higher insurance premiums and discover key factors affecting rates including safety features, repair costs, and depreciation. Plus practical strategies to reduce your insurance costs when buying a new vehicle....
2012 Honda Civic on street parked
Financial Education

Mar 14, 2025

3 min

When To Consider Dropping Full Coverage on an Older Car?

As your vehicle ages, its value decreases, and so should the cost of insuring it, right? Well, it’s not always that simple. Let's explore the key factors you should consider to make an informed decision....
modern condo buildings in sunny day
Financial Education

Mar 14, 2025

4 min

Insuring Your Condo: What to Know

Navigate the complexities of condo insurance to ensure your home, possessions, and personal liability are adequately protected....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?