Financial Education

Financial Education

a house made from $100 bills
Financial Education

Jan 2, 2025

4 min

What is a HEA (Home Equity Agreement)

Home equity agreements (HEAs) represent a compelling alternative to home equity loans and lines of credit by offering a debt-free financing solution. This article delves into what HEAs are, how they function, their advantages, potential...
Wooden figure holding plus and minus sign. Alluding to pros and cons
Financial Education

Dec 24, 2024

4 min

Pros and Cons of Life Settlement

Explore the pros and cons of life settlements to determine if selling your life insurance policy is the right financial move for you....
Mature female real estate agent opening car after showing apartments in coastal town, front view
Financial Education

Dec 19, 2024

4 min

Do Real Estate Agents Need Commercial Auto Insurance?

Father and daughter spend quality time together
Financial Education

Dec 18, 2024

4 min

Life Insurance 101: What You Need to Know Before You Buy

young couple looking at life insurance options
Financial Education

Dec 13, 2024

4 min

Joint vs. Individual Life Insurance Policies

Explore the differences between joint and individual life insurance policies for couples. Learn about the pros and cons to make an informed decision that best suits your financial and personal needs....
Road in desert
Financial Education

Dec 13, 2024

3 min

What is Pay-Per-Mile Car Insurance?

Explore the benefits of pay-per-mile car insurance, an economical option ideal for low-mileage drivers. Learn how it works, who it's for, and considerations before switching...
Senior couple using laptop while planning retirement
Financial Education

Dec 13, 2024

4 min

Life Settlement Vs Other Retirement Options

Two Closed Doors in Front in the Room
Financial Education

Dec 5, 2024

5 min

Term vs. Whole Life Insurance

Discover the key differences between term and whole life insurance. Learn about coverage, costs, pros, cons, and how to choose the best policy for your needs....
Woman wondering if she should surrender her life insurance policy
Financial Education

Dec 5, 2024

4 min

Should You Surrender Your Life Insurance Policy?

Young woman at home with headache from mold exposure
Financial Education, Pre-Settlement

Nov 21, 2024

4 min

Everything You Should Know About Mold Settlements

Explore the basics of mold lawsuits, factors that influence settlements, and tips for maximizing your claim....
Older couple in park
Financial Education

Nov 20, 2024

6 min

How Life Settlements Can Be Used to Fund Retirement

Explore how life settlements work and how they can be a powerful tool to enhance your retirement fund....
Senior couple walking on wooden beach path
Financial Education

Nov 20, 2024

5 min

Life Settlements for Seniors: Is It the Right Choice for You?

Let’s dive deeper into what life settlements are, how they work, and the factors to consider before making this potentially life-changing decision....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?