Financial Education

Financial Education

Mother and daughter shopping with credit card on smartphone
Financial Education

Jun 17, 2025

6 min

How to Teach Your Teenager About Credit Cards

Teaching teens about credit cards isn't just about numbers and interest rates. It’s about helping them build lifelong habits, understand consequences, and prepare for real-world financial decisions....
Wedding rings sitting on mastercard credit card
Financial Education

Jun 17, 2025

6 min

Using Credit Cards to Finance a Wedding: Tips & Risks

While credit cards can be a useful tool, it's important to understand both the benefits and the pitfalls before swiping your way down the aisle....
Pink piggy bank with beach items and money being put in
Financial Education

Jun 17, 2025

6 min

How to Save Money During Summer 2025 While Still Having Fun

How are you supposed to soak up the sun, make lasting memories, and treat yourself to a little R&R when just servicing those nagging monthly payments already strains your budget?...
JGW_Reality check_V1_Monthly
Financial Education

Jun 2, 2025

13 min

Reality check: Do people really know how much things cost?

Collision vs. Comprehensive Car Insurance:
Financial Education

May 28, 2025

6 min

Collision vs. Comprehensive Car Insurance

Let's look at what collision and comprehensive insurance cover, how they differ, when you might need one or both, and how to decide what’s right for your situation....
Woman standing in front of yellow background with 2 card options
Financial Education

May 28, 2025

5 min

Are Credit Cards Safer Than Debit Cards?

Wondering if credit cards are safer than debit cards? Learn how each option protects you from fraud, handles disputes, and affects your finances....
Man and woman sitting at table using laptop to apply for a credit card
Financial Education

May 28, 2025

6 min

When Should You Apply for a New Credit Card?

Wondering when to apply for a new credit card? Learn the best and worst times to apply based on your credit score, financial goals, and spending habits....
Woman on couch confused holding credit card
Financial Education

May 27, 2025

7 min

How Credit Card Limits Are Determined

Learn how credit card limits are determined and what factors lenders consider, including credit history, income, and utilization. Understand how to qualify for higher limits and manage your credit responsibly....
Man shopping on phone entering credit card information
Financial Education

May 27, 2025

4 min

How to Use a Credit Card Without Going Into Debt

In this guide, we’ll walk through practical, real-world strategies for using a credit card without falling into debt....
Hispanic man with glasses wearing blue shirt in the apartment using tablet and looking at the credit card
Financial Education

Apr 30, 2025

4 min

Understanding Credit Card Statement Cycles

A credit card statement cycle, or billing cycle, is fundamental to managing your finances effectively....
Bathroom remodeler working with clients showing shower options
Financial Education

Apr 29, 2025

4 min

Working With a Bathroom Remodeler: Tips for Success

Here are key tips for working effectively with your bathroom remodeler and setting the stage for a successful renovation....
Worker installing ceramic floor tiles
Financial Education

Apr 29, 2025

5 min

Should You Move Out During a Full Bathroom Remodel?

Let's break down the factors you should consider before deciding....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?