Financial Education

Financial Education

Credit Cards for bad credit
Financial Education

Feb 13, 2024

6 min

How to Build Credit with a Credit Card

Using a credit card responsibly could go a long way in building up your credit. These are some basic principles that can go a long with to build credit with a credit card....
Woman using credit card to make holiday purchases
Financial Education

Nov 15, 2023

7 min

Six Ways to Save On Your Holiday Spending This Season

Discover how to sell your annuity or structured settlement for a lump sum with JG Wentworth. Learn about your options, get expert advice, and find out how you can access your money now to meet...
Game pieces that spell out a hybrid of "wealth" and "health"
Financial Education

Apr 28, 2023

1 min

Try the JGW 70-Day Financial Fitness Challenge

Join JG Wentworth's 70-Day Financial Fitness Challenge and take control of your finances! Discover expert tips, practical tools, and daily challenges designed to help you achieve financial wellness. Start your journey to financial freedom today!...
Street sign with recession and recovery
Financial Education

Apr 18, 2023

6 min

How To Prepare for a Recession

Discover essential tips and strategies on how to prepare for a recession. Learn how to safeguard your finances, manage debt, and secure your financial future during economic downturns. Visit our comprehensive guide today!...
a man sits at a desk with a laptop, talking on his phone
Financial Education

Mar 8, 2023

8 min

What to Look For in a Severance Agreement

Discover essential insights on what to look for in a severance agreement with JG Wentworth. Learn about key components, legal considerations, and how to ensure you receive a fair deal. Empower yourself with the knowledge...
woman at computer shopping online
Financial Education

Feb 22, 2023

5 min

Everything You Need to Know About Buy Now, Pay Later Services

Discover everything you need to know about Buy Now, Pay Later services with JG Wentworth. Learn how these payment options work, their benefits, potential drawbacks, and how they can fit into your financial planning. Get...
a person puts a coin into a piggy bank
Financial Education

Feb 8, 2023

12 min

How Being Single Affects Your Financial Life

Discover how being single impacts your financial life. Explore budgeting tips, financial planning strategies, and ways to achieve financial independence as a single individual. Learn how to navigate the unique financial challenges and opportunities that...
Asian senior woman working on her home finance with laptop at home
Financial Education

Jan 25, 2023

8 min

How to Make a Retirement Plan with Your Family in Mind

Discover essential tips and strategies for creating a comprehensive retirement plan that prioritizes your family's future....
Hand reaching out with a yellow credit card floating above it on a green background
Financial Education

Jan 12, 2023

8 min

4 Strategic Ways to Use Credit Cards

Although it’s relatively easy to sign up for a credit card when you have good credit, making the choice to get a new card is still a big financial decision that comes with risks. That’s...
JGW Home Improvements
Financial Education

Nov 1, 2022

4 min

5 Best Home Improvement Projects Worth the Investment

Discover the top home improvement projects worth investing in with JG Wentworth. Explore expert recommendations to enhance your home's value and appeal....
save for college
Financial Education

Nov 1, 2022

4 min

4 Smart Money Management Tips for College Students

Essential money management tips tailored for college students on JG Wentworth's resource page. Learn practical strategies to navigate finances wisely during your college years....
jars labeled house, car, and travel with money in them and a notebook that says goals
Financial Education

Aug 23, 2022

10 min

Financial Goals for Every Decade of Your Life

Set and achieve financial goals tailored to different stages of your life, from your 20s to retirement....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?