Financial Education

Financial Education

Mother and father with young son. Playing with "piggy" bank
Financial Education

Jan 24, 2025

4 min

Life Settlements vs. Viatical Settlements

Read about life settlements and viatical settlements, highlighting their differences, benefits, and considerations to help policyholders make informed decisions....
Woman signing a home equity contract
Financial Education

Jan 20, 2025

5 min

Leveraging Home Equity: Loan or Line of Credit?

Both options allow you to borrow against the value of your home beyond what you owe on your mortgage, but they serve different financial needs and come with distinct features and considerations....
Smiling mature couple meeting with bank manager for investment. Beautiful mid adult woman with husband listening to businessman during meeting in conference room in modern office. Happy middle aged couple meeting loan advisor to buy a new home.
Debt Resolution, Financial Education

Jan 15, 2025

5 min

What is Credit Utilization?

Let’s break down everything you need to know about credit utilization, from its basic definition to advanced strategies for optimization…...
Senior couple with tablet and calculator smile while managing bills and paperwork. Domestic life budget
Financial Education

Jan 10, 2025

4 min

Incorporating a Life Settlement into Your Financial Strategy

It's crucial to explore all available avenues that can contribute to a robust financial strategy. One such option, often overlooked, is the life settlement....
Financial Education

Jan 10, 2025

4 min

Understanding the Best Insurance Policy Types for Life Settlements

Explore the various types of insurance policies that are best suited for life settlements, offering detailed insights to empower policyholders to make well-informed decisions....
Man contemplating home equity options
Financial Education

Jan 3, 2025

5 min

Home Equity Agreements vs HELOCs

Home Equity Agreements (HEAs) and Home Equity Lines of Credit (HELOCs). While both allow homeowners to access their home's value, they function quite differently and serve distinct purposes....
Wooden figure holding plus and minus sign. Alluding to pros and cons
Financial Education

Dec 24, 2024

4 min

Pros and Cons of Life Settlement

Explore the pros and cons of life settlements to determine if selling your life insurance policy is the right financial move for you....
Mature female real estate agent opening car after showing apartments in coastal town, front view
Financial Education

Dec 19, 2024

4 min

Do Real Estate Agents Need Commercial Auto Insurance?

Father and daughter spend quality time together
Financial Education

Dec 18, 2024

4 min

Life Insurance 101: What You Need to Know Before You Buy

young couple looking at life insurance options
Financial Education

Dec 13, 2024

4 min

Joint vs. Individual Life Insurance Policies

Explore the differences between joint and individual life insurance policies for couples. Learn about the pros and cons to make an informed decision that best suits your financial and personal needs....
Road in desert
Financial Education

Dec 13, 2024

3 min

What is Pay-Per-Mile Car Insurance?

Explore the benefits of pay-per-mile car insurance, an economical option ideal for low-mileage drivers. Learn how it works, who it's for, and considerations before switching...
Senior couple using laptop while planning retirement
Financial Education

Dec 13, 2024

4 min

Life Settlement Vs Other Retirement Options

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?