Debt Resolution

Debt Resolution

Two Pink piggy bank with coins on blue background
Debt Resolution

May 21, 2025

6 min

Can You Transfer Debt to a Trust?

Understand whether and how debt can be transferred to a particular trust, the potential benefits and risks involved, and alternative approaches to managing debt obligations....
Portrait of young woman wear trendy smart casual outfit isolated on blue background
Debt Resolution

May 20, 2025

5 min

Can Two Different Collection Agencies Report the Same Debt?

If you’ve found yourself in this situation and are wondering how it’s possible (or legal) we’ll explain how this happens, why it matters, and what you can do about it....
Airplane toy with passports and money on black background
Debt Resolution

May 19, 2025

5 min

Can Debt Follow You to Another Country?

Debt obligations don't automatically disappear when you cross borders, but can creditors to pursue you internationally?...
Red and blue bank cards with coins between - balance transfer concept
Debt Resolution

May 14, 2025

5 min

Can I Balance Transfer Someone Else’s Debt?

Balance transfers are a popular strategy for managing high-interest debt, but can you use this approach to help friends or family members struggling with debt?...
Lawyer talking with client about debt
Debt Resolution

May 14, 2025

6 min

Can a Law Firm Be a Debt Collector?

Let’s examine when and how law firms qualify as debt collectors and the regulatory frameworks that apply....
refinance and approved sign on wooden cube blocks , stack of coins, copy space included
Debt Resolution, Personal Loans

May 14, 2025

6 min

Can you Refinance a Debt Consolidation Loan?

The simple answer is yes—you can refinance a debt consolidation loan, and in many cases, it might be advantageous to do so....
Handshake in front of lawyer after successful negotiation
Debt Resolution

May 13, 2025

6 min

Can a Lawyer Negotiate Credit Card Debt?

Explore the role attorneys can play in credit card debt negotiations, alternatives you may want to consider, and how to determine the best approach....
Debt restructuring is shown using the text. Collage with hand and coins
Debt Resolution

May 12, 2025

7 min

What Is Debt Restructuring?

Struggling with debt and curious about how restructuring may help your situation? Let's take a look at what it is and how it works....
Newton's cradle, perpetual motion
Debt Resolution

May 12, 2025

6 min

What is Perpetual Debt?

Unlike conventional debt that has a maturity date, perpetual debt never needs to be repaid in full, creating unique opportunities and challenges for both issuers and investors....
Portrait of young curious woman
Debt Resolution

May 12, 2025

5 min

Should I Pay Down Debt or Invest?

At its core, the debt-versus-invest question is about comparing potential returns. Let's look at pros and cons....
Car with for sale sign in window
Debt Resolution

May 6, 2025

5 min

Should I Sell My Car to Pay Off Debt?

Deciding whether to sell your car to pay off debt is a significant financial decision that depends on your unique circumstances. Before you make any decisions, let’s walk you through some key considerations....
Notary's public pen and stamp on testament and last will. Notary public
Debt Resolution

May 6, 2025

6 min

How Long is an Executor Liable for Debt?

If you’re an executor for someone’s estate, it’s crucial to understand the complex landscape of your liability for debts, legal obligations, time limitations, and best practices....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?