Debt Resolution

Debt Resolution

Piggy bank with sign 403b on a side. Retirement plan.
Debt Resolution

Aug 14, 2025

7 min

Can You Borrow from Your 403(b) to Pay Off Debt?

Thinking about dipping into your 403(b) retirement account for debt? Learn about pros and cons, here....
the word of GRANTS on building blocks concept
Debt Resolution

Aug 14, 2025

7 min

Grants for Credit Card Debt

Let’s take a look at grants for credit card debt relief, explore some alternatives, and provide strategies for how you can move forward....
Statute of limitations sign, book and gavel.
Debt Resolution

Aug 14, 2025

10 min

Statute of Limitations on Debt After Death

Learn how the statute of limitations affects debt collection efforts after death and how to navigate this challenging transition....
Wooden figure with 2 options. Concept of choosing between debt settlement and court
Debt Resolution

Aug 12, 2025

11 min

Should You Settle Debt or Go to Court?

Deciding between settling delinquent debt or going to court? Compare both options and see what may be best for you....
Adult serious couple sit and calculate their monthly domestic finances
Debt Resolution

Aug 7, 2025

9 min

What Happens When You Can’t Pay Back an Unsecured Loan

Understanding what happens when you can't repay these loans is crucial for anyone facing financial hardship....
Man in dark room looking at phone, stressed.
Debt Resolution

Aug 7, 2025

8 min

What Happens if a Debt Collector Refuses Payment?

Take a closer look at the reasons why a collector might refuse your payment, and what you can do about it....
A calculator sitting on a payroll ledger
Debt Resolution

Aug 6, 2025

9 min

What is a Bank Levy?

Let’s take a closer look at everything you need to know about bank levies, from how they work to your rights and options for protection....
Sticky note to pay off credit card. Stuck in monthly debt cycle,
Debt Resolution

Aug 6, 2025

8 min

How to Break the Credit Card Debt Cycle

Breaking free from the credit card debt cycle requires more than just willpower; it demands a strategic approach....
Bankruptcy Chapter 7 is shown on the conceptual business photo
Debt Resolution

Aug 4, 2025

10 min

What You Can’t Do After Chapter 7 Bankruptcy

If you’re considering filing for Chapter 7, let’s take a closer look at the various limitations you'll face afterward…...
BNPL Buy now pay later online shopping concept.
Debt Resolution

Jul 30, 2025

8 min

Can Buy Now, Pay Later Debt Be Sold to Debt Collectors?

Can BNPL debt can be sold to debt collectors? What are the default implications?...
Piggy bank and healthy diet food on table
Debt Resolution, Financial Education

Jul 10, 2025

10 min

What Does it Mean to Go on a “Money Diet?”

A "money diet" offers a structured approach to improving our financial wellbeing by temporarily restricting spending and developing healthier financial habits....
Orange school backpack full of school supplies and a supermarket basket with office supplies on a blue background.
Debt Resolution, Financial Education

Jul 8, 2025

8 min

Saving Money with Tax-Free Weekends

If you’re struggling with debt, or just making ends meet, understanding how these programs work and which states participate can help you maximize your purchasing power....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?