Debt Resolution

Debt Resolution

Woman stressing about a low checking account balance, wondering if it can go negative
Debt Resolution

Jan 1, 2025

5 min

Can a Debit Card Reach a Negative Balance?

This article will explain everything you need to know about negative debit card balances, how they happen, and what you can do about them....
Man in debt relief counseling session
Debt Resolution

Jan 1, 2025

5 min

What is Debt Relief Counseling

Let’s take a closer look at what debt relief counseling entails, how it works, and when you might need it....
New Year's Resolutions 2025. Year to Save
Debt Resolution

Dec 23, 2024

7 min

Make Debt Resolution Your New Year’s Resolution

If you’re finally ready to stop living under the looming shadow of credit card debt, you’ve come to the right place. Let’s go over a few tips and methods you can implement to move your...
Gavel on top of credit cards
Debt Resolution

Dec 20, 2024

5 min

Can Credit Card Companies Sue You?

Credit card companies can and do sue cardholders for unpaid debts. However, understanding the legal process and your rights can help you navigate this challenging situation and protect yourself. Let’s explore what happens during a...
Teacher showing empty wallet in front of chalk board in classsroom
Debt Resolution

Dec 20, 2024

4 min

Debt Relief for Teachers  

Most educators complete bachelor's degrees and many pursue advanced degrees or certifications, which often require substantial financial commitments. Unlike many professional tracks, teaching salaries have not kept pace with the rising costs of higher education,...
Happy diverse friend isolated with abstract shapes
Debt Resolution

Dec 16, 2024

4 min

Debt Relief for Disabled Individuals

Let’s go over some protections and considerations for individuals who are disabled and experiencing debt....
Person submitting online application at kitchen island
Debt Resolution

Dec 16, 2024

5 min

Online Debt Relief Applications

Let’s walk you through everything you need to know about applying for debt relief online, providing insights, strategies, and practical advice to make the process smoother and more effective....
Young woman sitting at table looking at financial situation
Debt Resolution

Dec 9, 2024

4 min

What are Debt Relief Loans?

Debt relief loans are financial products designed to help individuals struggling with multiple high-interest debts consolidate and potentially reduce their overall financial burden. These specialized loans offer a strategic approach to managing overwhelming debt, providing...
Debt Consolidation Loan Application Form with pen, calculator
Debt Resolution

Nov 22, 2024

4 min

Where Can I Get a Debt Consolidation Loan?

Are you in the market for a debt consolidation loan but aren’t sure where to get one? Let’s explore a few options to help point you in the right direction…...
Woman stressed looking at medical bill
Debt Resolution

Nov 22, 2024

6 min

How to Get Rid of Medical Debt

Let’s explore some practical steps you can take to address medical debt and regain your financial health....
Woman paying off credit card debt and checking credit score
Debt Resolution

Nov 21, 2024

4 min

Does Paying Off Credit Card Debt Improve Your Score?

Let’s take a look at how debt repayment affects your credit score, what to expect when paying off debt, and strategies to maximize the positive impact on your credit profile....
Woman sitting at the table, checking her bills after buying everything for Christmas
Debt Resolution, Financial Education

Nov 19, 2024

8 min

How to Navigate Holiday Shopping Without More Debt

Here's some tips on how to navigate your holiday shopping without digging a deeper debt hole...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?