Debt Resolution

Debt Resolution

Couple who just paid off debt
Debt Resolution

Mar 2, 2026

18 min

How to Pay Off Your Credit Card Debt (No, Really)

Discover effective strategies to pay off your credit card debt with JG Wentworth. Learn about debt consolidation, budgeting tips, and financial planning to regain control of your finances. Visit our page for expert advice and...
Wooden brown judge gavel on the table, copy space, banner background.
Debt Resolution

Feb 17, 2026

14 min

What Is Regulation F?

Whether you're currently dealing with collectors or want to know your rights for the future, this guide breaks down what Regulation F means for you....
Gavel and stack US paper currency on the table
Debt Resolution

Feb 10, 2026

14 min

Guide to Court-Ordered Debt Collections

Discover critical questions about court-ordered debt collections and get practical information to help you make informed decisions...
Man looking at ringing phone confused
Debt Resolution

Feb 10, 2026

13 min

Why Is Portfolio Recovery Calling Me When I Have No Debt?

If you've found yourself asking "Why is Portfolio Recovery calling me when I have no debt?" you're not alone....
Blue background with calculator and text of "debt consolidation plan"
Debt Resolution

Feb 5, 2026

24 min

How To Consolidate Credit Card Debt

This comprehensive guide will walk you through everything you need to know about consolidating credit card debt....
Man applying for credit card online. Wondering about the 2 3 4 bank of america rule
Debt Resolution, Financial Education

Feb 5, 2026

18 min

What is the 2/3/4 Rule for Credit Cards?

The 2/3/4 rule is a Bank of America-specific policy that limits how frequently you can open new credit card accounts with the bank....
Stopping debt collectors
Debt Resolution

Feb 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....
"7" on paper with blue background
Debt Resolution

Jan 28, 2026

20 min

What is the 7-7-7 Rule in Collections?

One of the most important regulations to understand is the 7-7-7 rule, which restricts how often debt collectors can contact you....
White and Black Piggy Banks On Wooden Seesaw - Comparing financial options
Debt Resolution, Personal Loans

Jan 6, 2026

13 min

Debt Consolidation vs Personal Loan

While these terms are sometimes used interchangeably, they represent different approaches to handling financial obligations....
Meeting with law firm for debt settlement negotiation
Debt Resolution

Jan 6, 2026

10 min

How to Negotiate a Debt Settlement with a Law Firm

Many firms representing creditors are open to reasonable settlement offers because they want to resolve the case efficiently....
Image of debt collection attorney shaking hands with clients
Debt Resolution

Dec 29, 2025

13 min

Why—and When—to Hire a Debt Collector Attorney

There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential....
Setting new years goals with calculator and written "new year new start". Getting out of debt concept.
Debt Resolution

Dec 10, 2025

12 min

Your Complete Checklist for Resolving Debt in the New Year

Looking for a checklist to help get out of debt in the New Year? This article will outline the essential tasks to start your plan....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?