Debt Resolution

Debt Resolution

Piggy bank wrapped in bubble wrap, protecting your money
Debt Resolution

Aug 27, 2024

7 min

What is Debt Protection?

This article will explore what debt protection is, how it works, its benefits and drawbacks, and how consumers can effectively leverage it to safeguard their financial well-being....
Young man at computer stressed about gambling debt
Debt Resolution

Aug 27, 2024

7 min

Are Gambling Debts Enforceable?

This article will explore the enforceability of gambling debts and examine whether debt relief programs can assist anyone struggling with this type of debt....
Car shape keyring and key on calculator
Debt Resolution

Aug 27, 2024

7 min

Does a Lease Count as Debt?

In this article, we’ll explore the nuances and implications of how leases are viewed and accounted for by lenders and consumers alike....
Debt cancellation illustration
Debt Resolution

Aug 26, 2024

8 min

What is a Debt Cancellation Agreement?

In this article we’ll provide a thorough exploration of debt cancellation agreements, their purposes, how they work, and their implications for both lenders and borrowers....
How to Manage the Taxes on Debt Settlement
Debt Resolution

Aug 26, 2024

6 min

How to Manage the Taxes on Debt Settlement 

This article will explore the tax implications of debt settlement, legal ways to manage these obligations, and important considerations for anyone considering or undergoing debt settlement....
Couple celebrating becoming debt free with a high-five
Debt Resolution

Aug 26, 2024

6 min

How to Become Debt-Free in 6 Months

Becoming debt-free in just six months is an ambitious goal, but with dedication, careful planning, and decisive action, it is possible. This guide will walk you through the steps to assess your situation, create a...
Woman looking at collection notices
Debt Resolution

Aug 26, 2024

6 min

Can Debt Collectors Charge Interest?

Explore the legalities surrounding interest charges by debt collectors, the circumstances under which they can add interest, and what you need to know to protect your rights as a consumer....
Magnifying glass and dollar bills on laptop.
Debt Resolution

Aug 22, 2024

5 min

How Can I Find All My Debt

This article will guide you through the process of finding all your debt and explain why having this information is vitally important....
Person holds yellow paper note with question mark in his hand against US dollar background. Close up.
Debt Resolution

Aug 22, 2024

6 min

Can You Buy Your Own Debt?

In the complex world of personal finance, an intriguing question often arises: Can you buy your own debt? This concept may seem counterintuitive at first, but it's a topic that deserves some exploration. In this...
woman hand calculating her monthly expenses and debt during tax season with financial bills on desk
Debt Resolution

Aug 21, 2024

6 min

Can Debt Collectors Call Your Family? 

This article will explore the legalities surrounding debt collection practices, specifically focusing on whether debt collectors can call your family, and what you can do if this occurs....
Couple with keys to their first home after debt settlement
Debt Resolution

Aug 13, 2024

6 min

How Long After Debt Settlement Can I Buy a Home?

Explore the timeline for purchasing a home after debt settlement, factors that influence this timeline, and strategies to improve your chances of mortgage approval....
Stressed young woman looking at debt collection notices
Debt Resolution

Aug 13, 2024

6 min

How Much Will a Debt Collector Settle For?

In this article we’ll explore the factors that influence settlement amounts, strategies for negotiation, and important considerations to keep in mind when pursuing your debt settlement....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?