Debt Resolution

Debt Resolution

Woman sitting on living room floor looking at credit card debt
Debt Resolution

Nov 20, 2025

10 min

Can the Government Forgive Credit Card Debt?

Credit card debt is private debt owned by banks and financial institutions, placing it entirely outside the government's authority to cancel....
Closeup of man balancing coins on a wooden balance beam
Debt Resolution

Nov 20, 2025

14 min

Balancing the High Cost of Living with Credit Card Debt

Balancing the high cost of living with credit card debt is difficult and progress often feels slow. Read about best practices, here....
phone with incoming call on screen
Debt Resolution

Nov 17, 2025

14 min

Why You’re Getting Tax Debt Relief Calls

If your phone has been ringing with calls about "tax debt relief", you're not alone. Why are you getting them and what can you do about them?...
US tax form with pen and calculator
Debt Resolution

Nov 17, 2025

13 min

IRS Debt Forgiveness

IRS debt forgiveness is indeed possible, though it's neither automatic nor guaranteed....
Debt Consolidation Loan Application
Debt Resolution

Nov 13, 2025

13 min

Understanding Unsecured Debt Consolidation Loans

What exactly are unsecured debt consolidation loans, and how do they differ from other types of debt consolidation loans?v...
Debt Consolidation inscription on a black page and clipboard.
Debt Resolution

Nov 7, 2025

12 min

Small Business Debt Consolidation

Small business debt consolidation allows entrepreneurs to streamline their finances and reduce debt burden....
Bald Eagle and US dollar
Debt Resolution

Nov 7, 2025

14 min

Veteran Debt Relief Grants

A variety of debt relief grants and assistance programs exist specifically to help veterans regain their financial footing. Let's explore!...
Close up of a question mark and gavel on the table in the courtroom or lawyer's office
Debt Resolution

Nov 4, 2025

13 min

Is It Illegal for a Collection Agency to Buy Your Debt?

The short answer is: No, it's not illegal for collection agencies to buy your debt and attempt to collect on it....
Financial advisor showing client paper with bankruptcy details
Debt Resolution

Oct 31, 2025

12 min

Does Bankruptcy Clear Tax Debt?

Let’s take a closer look at how bankruptcy interacts with tax debt and which types of tax obligations can be discharged....
Blank blocks on wooden seesaw representing the two debt options
Debt Resolution

Oct 31, 2025

12 min

How is Debt Counseling Different from Debt Settlement?

Debt counseling and debt settlement are fundamentally different solutions designed for different financial situations....
Man drafting a debt settlement letter with pen and paper
Debt Resolution

Oct 31, 2025

13 min

How to Write a Debt Settlement Letter

A debt settlement letter can serve as a powerful tool to negotiate with creditors and potentially reduce your financial burden. Let’s walk you through everything you need to know....
Man stressed looking at options for help with debt
Debt Resolution

Oct 31, 2025

13 min

What’s the Difference Between Debt Settlement and Management?

Struggling with debt? Debt settlement and debt management both promise relief, but they work in fundamentally different ways....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?